Midas.Investments Review Everything You Need To Know

Midas.Investments began in 2018 as a passive income stream generator for cryptocurrencies. Their goal is to help investors in cryptocurrencies gain higher yields of interest.

Dean Fankhauser7 min read
Midas.Investments

Our take

4 out of 5 stars

In this guide, we will help you understand all of the intricacies of the platform. Most importantly, you will be able to figure out which available plan is best for you.

What is Midas.Investments? 

To begin, you may be asking, what exactly is Midas.Investments? Midas.Investments began in 2018 as a passive income stream generator for cryptocurrencies. Their goal is to help investors in cryptocurrencies gain higher yields of interest.

Midas.Investments Platform

They trade in all types of crypto assets, including Bitcoin and Ethereum. They boast that their interest rates pay higher yields than you will likely ever see in a traditional bank. In this sense, they are absolutely right.

Most of their crypto assets boast close to 15% interest rates on average, indicating a great source of passive income. However, we will explore their interest rates in more detail later.

The Midas team sets itself apart through its unique investment model and dividend distribution model. They offer a daily distribution of your interest accumulation.

Last, this platform provides its users with a support system on social media as well as an in-depth library. Rest assured, this platform has a lot to offer. But, is it for everyone? More importantly, is it for you? Let’s find out more about this investment platform.

Services Offered By Midas.Investments

We will deep dive into each of these services in their own sections. But, this will serve as a dashboard of their services.

First, Midas.Investments offers investments in almost every top crypto asset. These crypto assets include:

CoinInterest Rate (APY)
Bitcoin9.42%
Ethereum10.63%
Stablecoins (4+)Up to 14.5%
DeFi (4+)Up to 14.5%

Compare all 15 Midas.Investments coins.

MIDAS Boost

Earlier this year, the crypto lending platform introduced a new feature, MIDAS Boost, enabling users to maximize by 0.2*APR.

Their system is equipped with several investment robots and automatic balancing. By creating these secure systems, investors can feel safe in their monetary investments.

Some of these services include:

  • Stable Yield Automated Portfolios (SYAP)
  • Midas exchange

Midas.Investments Yield Automated Portfolios or YAPS

Each option is beneficial depending upon your investment options. How deep do you want to dive? How much are you willing to invest?

  • The first service we will dive into is the Stable Yield Automated Portfolios (SYAP)

What is Stable Yield Automated Portfolio (SYAP)?

The Midas.Investments Yield Automated Portfolio is one of the most popular forms of investment.

What investment opportunities does this investment offer you? This portfolio has the option to invest in several of the largest cryptocurrencies.

Here are the available cryptos you can invest in with this portfolio:

  • Bitcoin
  • Ethereum
  • Midas (Midas' personal crypto)
  • USD Coin (USDC)

But there is a lot more to this portfolio than just another crypto investment. With this relatively stable investment, you receive a steady and consistent payout every day. This payment is usually delivered on Monday morning. In this sense, it creates very stable passive income streams.

The portfolio also allows you to personalize your investment for each coin. You can select different investment totals for each type of coin, including the Midas Coin. Through this personalization, you have more power and control over where your money goes.

Last, this system prevents losses through an automated portfolio rebalancing program. This program is automatic and happens after every month. It is essential to helping guarantee your money is invested in the best way.

What is the Midas Exchange?

The Midas Exchange allows users to access their exchange platform. This permits the users to sell their coins instead of going through a third-party platform.

This prevents you from accumulating fees and losses due to it trading hands so much. It also permits you to mine on the platform while your coins gain more value.

It's one of Midas's biggest services. And, it is great for those with significant investment power.

Are There Negatives To This Investment System?

As with any investment system, the Stable Yield Automated Portfolio (SYAP) does have some costs. These aspects are not really a negative aspect of this system. But, it is expected.

There is a withdrawal fee associated with transferring your money into your portfolio. This fee is $0.5-10 (depending on the asset) of your balance and is applied when the money is withdrawn.

There is also a rebalancing fee that is calculated every month. That is, if your account needs to be rebalanced. Rebalancing has the perk of preventing losses to your investment. The downside is that it is not free.

But, the rebalancing fee is a very small amount when compared to the potential loss. The fee is usually only 0.8% of the overall total of the account.

Is Midas.Investments Safe?

Midas.Investments offers a variety of opportunities for those seeking a safe way to invest in cryptocurrency. They have dozens of cryptos to choose from, and they offer safety net investment options. But, how do they guarantee your investment? 

They diversify the investment throughout the cryptocurrency world. This way, your investment is in constant contact with peaks and dips. Instead of investing in just one of the many digital assets, Midas invests your money in several so it can get the best interest and avoid loss.

But, they do much more than just this. Midas helps to create a portfolio for your investments. This means they create an investment strategy with user funds and reinvest them intelligently in the best ways.

By doing so, they again free up your cash flow and make sure it is being invested in a diverse manner. Their most popular automated investment portfolio is known as Stable YAP (Yield Automated Portfolio). These portfolios help the investor know where and how to invest their funds.

But, this system deserves its own section to be discussed. Before we leap into this topic, we will lay out a different investment strategy.

Each of these coins has a different investment interest rate. These interest rates are dependent upon the market itself. But, the investment strategies of Midas help secure your money. This diversity of investment opportunities helps to make sure you receive the expected investment returns.

Does Midas Offer Any Kind Of Insurance For Investments? 

Midas.Investments currently do not offer any insurance plans. However, we spoke with them and they said it is being considered to be implemented by the end of the year. Investments are assumed to be at the risk of the investor. 

We already discussed how Midas.Investments secure the money you deposit. But, you must also analyze this in light of how they guarantee their high yields.

Midas.Investments explains the investigation system they use for screening potential crypto investments. When analyzing a coin, they engage in one of the following: staking, DeFi (Decentralized Finance), and algorithmic trading.

For each, the investor takes calculated risks and investing opportunities.

Midas offers staking, which is a very low-risk way to generate yield. The

They also invest in DeFi or Decentralized Finance. This system is much riskier than staking but provides high yields.

Is Midas.Investments Legit? 

Midas.Investments is truly an awesome and beneficial service with great returns. But, after hearing all those perks, you may be wondering if it's too good to be true.

This is a very reasonable question to ask. And it is one that we can definitely answer for you. The short answer is that Midas is a legitimate investment opportunity.

Midas is registered in Switzerland and it's on the verge of obtaining the Swiss Financial Market Supervisory Authority license (FINMA) before the first quarter of 2022 ends.

The reason it has some of the best interest rates for cryptocurrencies is its system. They have honed their system to be able to adapt quickly to the market. But, as you have seen, their system is not free.

Users must pay Midas.Investments fees to operate on the Midas platform. This may be unwanted, but it's a good sign that it's not a scam. A scam would offer a "get rich quick" scheme that results in offering you the universe and delivering nothing.

This is one of the first signs that Midas Investment is not a scam. But, other indications include the fact that Midas currently has thousands of users. And, many of these users are very active on social media, they have close to 10k followers on discord. You can access the links to their social media pages on their main website.

One of the positive aspects of the internet and one of the ways it prevents fraud is through social interactions. If this platform has so many users and was a scam, it most likely would have been known by now.

Additionally, the Better Business Bureau has a report center for fraudulent businesses. Here, users can report a potential scam and it may be investigated. But, you can see this report and know better before investing.

What Are Midas.Investments' Pros and Cons?

Just because this system is not a scam doesn't mean it has no flaws. Midas.Investments has many perks, but there are several downsides.

Some of the major downsides to Midas's crypto platform include:

  • Hard to use
  • Can be costly
  • May require high first investments

Before jumping to the perks, let's discuss these briefly. First, Midas.Investments is hard to use. This is true, especially for those new to the world of cryptocurrencies. But, if you have been investing in crypto on a small scale for some time, Midas will not seem overwhelming.

The better services do tend to be exclusive to those with better spending power. More money means more fees. The only hope here is that you will generate enough and be able to upgrade.

Some of the major perks include:

  • Diversity of investments 
  • Rebalancing every month
  • Very little risk
  • Opportunities for growth

We already discussed most of these perks in detail earlier. But, just remember that this service does offer some of the highest interest on your investments. This could make the costs worthwhile.

Is Midas Investment Secure?

To ensure security and safety of funds, Midas integrated with the Fireblocks platform. By integrating the Fireblocks platform, Midas takes its security to the next level, implementing industry-grade protections to cover user funds.

The platform boasts that you can join from your Gmail account or Discord account. You will not need to put your private information on the public platform.

This hidden identity helps to make sure your identity is not stolen from the investment platform. Your taxes are your responsibility, and you must keep track of your data.

The Midas team offers some services to help you figure this out. And, users will likely need to pay taxes on those user funds that are withdrawn. Just make sure you keep track of your information.

Also, as is true for the online world, make sure you use secure passwords two-factor authentication. Try to avoid logging into your Midas account while connected to public WiFi. All of the precautions you would take with all of your banking information.

What is Passive Income and How Can Midas Help?

The best way to think of passive income is as a revenue generator outside of your traditional stream. This means a passive income source is basically anything you do for money outside of your traditional 9-5.

This was originally done with two streams: real estate and the stock market. People have begun to use the Internet to generate numerous sources of revenue that were not previously available.

Cryptocurrencies became commonly recognized e-currencies back when Bitcoin became a reality. It is now joined by hundreds of siblings, each with its own unique investment opportunity.

But, if you invest wisely in cryptocurrencies, you can use the interest to increase passive income streams similar to how you might invest in traditional stocks.

Just like with a traditional stock, there is the potential for profit and loss. If you go into cryptocurrency investment blindly, you may come out with a loss rather than a gain.

For every success story you read online, you’ve probably seen an equal amount of horror stories. That’s because cryptocurrency investments are difficult. But, a system like Midas could make this a whole lot easier.

Compare with Midas.Investments alternatives

PlatformInterest Rates (APY)
Nexo
Up to 7% on BTC
Up to 12% on Stablecoins
... 34 more coins
Go to site →
Midas.Investments
Up to 9.42% on BTC
Up to 14.5% on Stablecoins
... 15 more coins
Go to site →
CoinLoan
Up to 5.2% on BTC
Up to 10.3% on Stablecoins
... 23 more coins
Go to site →
YouHodler
Up to 3.05% on BTC
Up to 8.33% on Stablecoins
... 55 more coins
Go to site →

Is Midas.Investments Right for You?

We hope this review helped you to figure out if Midas.Investments is the right option for you. The platform can provide exceptional returns, however, there's definitely complexity in using it and they lack some of the insurance and security features that other platforms like YouHodler provide.

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