Bitcompare

The trusted provider of rates and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Crypto Prices
  • Convert
  • Crypto Staking Rewards
  • Crypto Lending Rates
  • Crypto Loan Rates
  • Stablecoin Lending Rates
  • Stablecoin Staking Rewards

Best

  • Crypto Staking Platforms
  • Crypto Savings Accounts
  • Crypto Lending Platforms
  • Crypto Exchanges
  • Crypto Debit Cards

Learn

  • Staking
  • Crypto Lending
  • Crypto Loans

Company

  • Become a partner
  • Careers
  • Contact us
  • About
  • Bytes
  • Developer API
  • A Blu.Ventures company
  • Status

Get crypto smart in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news.

No spam, unsubscribe anytime. Read our Privacy Policy.

PolicyTerms of useSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities that can be found on this site are offered by companies with which Bitcompare has made deals. This relationship may affect the way and where products appear on the site, such as in what order they are listed in categories. Information about products may also be placed based on other factors, such as the ranking algorithms on our website. Bitcompare does not look at or list all companies or products on the market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are the author's alone. Additionally, the opinions expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not show up until a Bitcompare administrator approves it.

Warning: The price of digital assets can be volatile. The value of your investment can go down or up, and you may not get back the amount invested. You are the only one who is responsible for the money you invest, and Bitcompare is not responsible for any losses you might have. Any APR shown is a rough estimate of how much cryptocurrency you will earn in rewards over the time period you choose. It does not display the actual or predicted returns or yields in any fiat currency. The APR is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not meant to be a sign from Bitcompare that the information is correct or reliable. Before making any investment, you should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not under the control of Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning

BitcompareBitcompare
See allPricesLendingStakingBorrowing
  1. Bitcompare
  2. Lending Rates
Stellar logo

error while formatting en-us message: coins.category.lending-rates.hero.heading

Find the best XLM lending rates and earn up to 12% APY. Compare 12 platforms side-by-side.

Last updated: January 12, 2026|Advertising disclosure

Stellar Lending Guide

How to lend Stellar
Crypto lending guide

Calculate XLM Interest

Stellar XLM News

CME Expands US Crypto Futures Lineup with New Altcoin Contracts
January 15, 2026CME Expands US Crypto Futures Lineup with New Altcoin Contracts

CME Group plans to add futures tied to Cardano, Chainlink and Stellar, building on its existing US-regulated crypto derivatives for Bitcoin, Ether, XRP and Solana.

Chainlink, Cardano and Stellar Futures Begin Trading on CME Next Month - Decrypt
January 15, 2026Chainlink, Cardano and Stellar Futures Begin Trading on CME Next Month - Decrypt

CME Group plans to launch Cardano, Chainlink, and Stellar futures on February 9, pending approval.

Kaito token plummets after X revises API policies to ban InfoFi crypto projects
January 15, 2026Kaito token plummets after X revises API policies to ban InfoFi crypto projects

InfoFi has led to a "tremendous amount of AI slop & reply spam" on the X platform, the firm's product lead said.

NexoSponsored
Earn High Yields on Your Crypto with Nexo
  • Up to 18% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

Supported Lending Platforms

Nexo logo
Nexo
Nebeus logo
Nebeus
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Blockchain.com logo
Blockchain.com

Similar Coins to Lend

Bitcoin logo
Bitcoin (BTC)
XRP logo
XRP (XRP)
Dogecoin logo
Dogecoin (DOGE)
FYDcoin logo
FYDcoin (FYD)
USDC logo
USDC (USDC)

Newly Added Coins to Lend

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)
YouHodler

0.12% XLM

Frequently Asked Questions About Stellar (XLM) Lending

What is Stellar (XLM) and what problem does it aim to solve?
Stellar is a decentralized protocol and network designed to enable fast, low-cost cross-border payments and asset transfers. Its core goal is to connect banks, payment systems, and people, allowing them to move money quickly and cheaply across borders with minimal friction. The Stellar Consensus Protocol (SCP) secures the network and enables scalable settlement, while the native token XLM acts as a bridge currency to facilitate trades and reduce liquidity requirements. For users, this means faster international transactions, lower fees, and improved access to financial services, especially in regions with limited banking infrastructure.
How can I use XLM in everyday transactions and payments?
XLM can be used to fund or settle payments on the Stellar network. If you have an XLM wallet, you can send tokens to other Stellar wallets or to recipients who support Stellar-based payments, often with very low transaction fees and quick finality (often seconds). Some services and exchanges also offer fiat-to-XLM conversion, remittances, and merchant integrations. When sending, consider the network fee and minimum balance requirements for your account, and ensure you’re sending to a valid Stellar address or using an anchor-based service that can convert XLM to a local currency. Always verify recipient details and network fees before initiating transfers.
What are some advanced considerations for investing in Stellar (XLM)?
Investors should evaluate Stellar's long-term utility, ecosystem growth, and competitive landscape. Key factors include: 1) Use-case adoption: partnerships with banks, payment processors, and anchors impacting real-world liquidity and transaction volumes. 2) Network fundamentals: the Stellar Consensus Protocol (SCP) and its resilience for high-throughput settlements. 3) Tokenomics: XLM's supply dynamics, circulating supply vs. total supply, and any burn or inflation mechanisms. 4) Regulatory and market risk: global financial regulations can influence cross-border payment projects. 5) liquidity and exchange coverage: availability on major exchanges, trading pairs, and staking or earning opportunities (if applicable). Diversify risk and only invest what you can afford to lose, keeping a keen eye on developments in the Stellar ecosystem.

Compare Stellar (XLM) Lending Rates

PlatformCoinInterest rate
NexoStellar (XLM)Up to 8% APY
NebeusStellar (XLM)Up to 4.5% APY
EarnParkStellar (XLM)Up to 8% APY
YouHodlerStellar (XLM)Up to 12% APY
Blockchain.comStellar (XLM)Up to 1% APY
CEX.ioStellar (XLM)Up to 1% APY

1 — 6 / 12

Showing 1 to 6 of 12 results

PreviousNext