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  3. XRP (XRP)
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XRP Lending Guide

How to lend XRP
Crypto lending guide

XRP Lending Calculator

Popular Coins to Lend

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XRP XRP News

XRP Faces Short-Term Risk As Whale Inflows Hit Binance, On-Chain Data Shows
February 23, 2026XRP Faces Short-Term Risk As Whale Inflows Hit Binance, On-Chain Data Shows

XRP’s short-term setup is facing renewed pressure after a sharp burst of exchange inflows to Binance. The move was driven by large holders.

Bitcoin Mirrors Software Stocks More Than Any Other Market — Here's Why
February 23, 2026Bitcoin Mirrors Software Stocks More Than Any Other Market — Here's Why

Bitcoin has increasingly moved in sync with the software and technology sector, and is reshaping its role in global finance.

Crypto funds see $288M in outflows as short Bitcoin demand grows
February 23, 2026Crypto funds see $288M in outflows as short Bitcoin demand grows

Digital asset outflows hit $288M as Bitcoin sees $215M in redemptions amid growing short demand, highlighting market divergence.

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Earn Daily Interest on BTC
  • Up to 16% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

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Nexo

0.12% XRP

Frequently Asked Questions About XRP (XRP) Lending

What are the current lending rates for XRP?
XRP currently offers a total of eight lending rate options, allowing users to compare and select the best lending opportunity. Although the average lending rate is not specifically listed, the best rate can be found on EarnPark. Staying informed about these rates is crucial for optimizing your lending strategy, and you can rely on Bitcompare's real-time updates to assist you in making informed decisions.
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XRP (XRP) Lending Rates

Find the best XRP lending rates and earn up to 12% APY APY. Compare 7 platforms side-by-side.

Updated: February 23, 2026
12% APY
Highest Rate
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

Compare XRP (XRP) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupUS Access
EarnParkGo to Platform5% APY——30 daysNot US
NexoGo to Platform11.5% APY4.5% APY—180 daysCheck terms
NebeusGo to Platform4.5% APY4.5% APY$2500—Not US
YouHodlerGo to Platform12% APY———Not US
CEX.ioGo to Platform1% APY———Check terms
BitgetGo to Platform0.36% APY———Check terms
MEXC GlobalGo to Platform0% APY———Check terms

1 — 10 / 12

Showing 1 to 10 of 12 results

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Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

PlatformRegulatory StatusProof of ReservesTrack RecordInsurance
NexoEU (VARA Dubai, Multiple VASPs)2024-12 (Armanino)Has issuesCustodial insurance
How we gather this information

The highest XRP lending rate is 12.00% APY on YouHodler. XRP staking rewards reach 11.50% APY on Nexo. Borrow against XRP from 1.90% APR on Nexo. Rates tracked across 6 platforms.

Best XRP Interest Rates

Updated every 15 min
Lending
12.00% APY
on YouHodler →
Staking
11.50% APY
on Nexo →
Borrowing
1.90% APR
on Nexo →

Comparing XRP rates across 6 platforms to find you the best yields.