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Bitcoin logo

Bitcoin Loan Rates: Compare Best (BTC) APY

Instead of selling your Bitcoin, consider using it as collateral to secure a Bitcoin-backed loan. Compare the best BTC loan options from a diverse selection of providers available in South Africa.

Last updated: 11 January 2026|Advertising disclosure

Calculate BTC Repayment

NexoSponsored
Borrow Against Your Crypto with Nexo South Africa
  • Rates as low as 5.9% APY.
  • Immediate approval and funding.
  • No liquidation of your cryptocurrency assets.

Bitcoin BTC Updates

US Finalizes Forfeiture of $400 Million Tied to Helix Darknet Mixer - Decrypt
January 30, 2026US Finalizes Forfeiture of $400 Million Tied to Helix Darknet Mixer - Decrypt

The mixer processed hundreds of millions of dollars in Bitcoin that prosecutors say were tied to illicit activity on the dark web.

Markets Crashed Overnight—Gold Recovered, Bitcoin Didn't - BeInCrypto
January 30, 2026Markets Crashed Overnight—Gold Recovered, Bitcoin Didn't - BeInCrypto

Gold staged a V-shaped recovery after Thursday's crash. Bitcoin didn't. What does this mean for the 'digital gold' narrative?

Strategy, BitMine Stock Prices Dive as Bitcoin and Ethereum Sink - Decrypt
January 29, 2026Strategy, BitMine Stock Prices Dive as Bitcoin and Ethereum Sink - Decrypt

Leading crypto treasury firms BitMine and Strategy both saw their stocks plunge nearly 10% amid broader market uncertainty, as a possible U.S. government shutdown looms.

Newly Added Coins for Lending

USDT0 logo
USDT0 (usdt0)
USDtb logo
USDtb (usdtb)
Ideal Opportunities logo
Ideal Opportunities (IO)
MatrixGPT logo
MatrixGPT (MAI)
Wild Coin logo
Wild Coin (WLD)

Supported Lending Platforms in South Africa

Nexo logo
Nexo
Xapo Bank
Nebeus logo
Nebeus
YouHodler logo
YouHodler
Aave logo
Aave
YouHodler

0,19% BTC

Similar Coins to Borrow in South Africa

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Frequently Asked Questions About Borrowing Bitcoin (BTC) in South Africa

What are Bitcoin loan rates, and how do they work?
Bitcoin loan rates refer to the interest rates charged when borrowing Bitcoin. These rates can vary based on the lender, market conditions, and the borrower's creditworthiness. Typically, loan rates for Bitcoin are influenced by factors such as current demand for loans, prevailing Bitcoin prices, and the duration of the loan. On Bitcompare, users can find real-time comparisons of various Bitcoin loan rates to ensure they are getting the best available deal.
How can I find the best rates for Bitcoin loans?
To find the best Bitcoin loan rates, utilize comparison platforms like Bitcompare, which analyze live market data from various lenders. Bitcompare provides real-time price comparisons, displaying multiple rates available for Bitcoin loans. Additionally, consider setting up email rate alerts to stay informed about changes in rates. This proactive approach will help you secure the most favorable terms for your Bitcoin borrowing needs.
What factors influence Bitcoin loan rates?
Bitcoin loan rates are influenced by several key factors, including market demand for loans, the volatility of Bitcoin prices, and the lender's risk assessment. Additionally, the duration of the loan and the borrower's financial profile, including credit history and collateral, can affect rates. Market sentiment and broader economic conditions also play a role in determining how lenders set their rates for Bitcoin loans. Staying informed through platforms like Bitcompare can help you better understand these dynamics.

Latest Bitcoin (BTC) Borrowing Rates in South Africa

PlatformMintAPY
NebeusBitcoin (BTC)From 8% APY
NexoBitcoin (BTC)From 0% APY
Xapo BankBitcoin (BTC)From 10,26% APY
YouHodlerBitcoin (BTC)From 8% APY
LednBitcoin (BTC)From 12,4% APY
BitgetBitcoin (BTC)From 2,88% APY
AaveBitcoin (BTC)From 0,51% APY

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