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  1. Bitcompare
  2. Loan Rates
Bitcoin logo

Bitcoin Loan Rates: Compare the Best (BTC) APR

Instead of selling your Bitcoin, use it as collateral to secure a Bitcoin-backed loan. Compare the best BTC loan options from a variety of providers.

Last updated: 11 January 2026|Advertising disclosure

Calculate BTC Repayment

Bitcoin BTC News

AI mania is helping cap crypto's upside, Wintermute says: Crypto Daybook Americas
February 10, 2026AI mania is helping cap crypto's upside, Wintermute says: Crypto Daybook Americas

The day ahead in crypto: Feb. 10, 2026

Where Next for Bitcoin? The Bull and Bear Case - Decrypt
February 10, 2026Where Next for Bitcoin? The Bull and Bear Case - Decrypt

Analysts remain split on Bitcoin's next move: a short squeeze toward $84K or a 6-12-month grind toward $55K.

McHenry Sees 'Huge Opportunity' for Lame Duck Crypto Bill: LiquidChain Targets Cross-Chain Friction
February 10, 2026McHenry Sees 'Huge Opportunity' for Lame Duck Crypto Bill: LiquidChain Targets Cross-Chain Friction

McHenry predicts a lame duck crypto bill, LiquidChain ($LIQUID) raises over $500k to solve cross-chain liquidity fragmentation.

NexoSponsored
Borrow Against Your Crypto with Nexo
  • Rates as low as 5.9% p.a.
  • Instant approval and funding.
  • No sell-off of your crypto assets.

Newly Added Coins for Borrowing

USDT0 logo
USDT0 (usdt0)
USDtb logo
USDtb (usdtb)
Ideal Opportunities logo
Ideal Opportunities (IO)
MatrixGPT logo
MatrixGPT (MAI)
Wild Coin logo
Wild Coin (WLD)

Similar Coins to Lend

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)
YouHodler

0.19% BTC

Supported Lending Platforms

Nexo logo
Nexo
Xapo Bank
Nebeus logo
Nebeus
YouHodler logo
YouHodler
Aave logo
Aave

Frequently Asked Questions About Borrowing Bitcoin (BTC)

What are Bitcoin loan rates, and how do they work?
Bitcoin loan rates refer to the interest rates charged when borrowing Bitcoin. These rates can vary based on the lender, market conditions, and the borrower's creditworthiness. Typically, loan rates for Bitcoin are influenced by factors such as current demand for loans, prevailing Bitcoin prices, and the duration of the loan. On Bitcompare, users can find real-time comparisons of various Bitcoin loan rates to ensure they are getting the best available deal.
How can I find the best rates for Bitcoin loans?
To find the best Bitcoin loan rates, utilize comparison platforms like Bitcompare, which analyze live market data from various lenders. Bitcompare provides real-time price comparisons, displaying multiple rates available for Bitcoin loans. Additionally, consider setting up email rate alerts to stay informed about changes in rates. This proactive approach will help you secure the most favorable terms for your Bitcoin borrowing needs.
What factors influence Bitcoin loan rates?
Bitcoin loan rates are influenced by several key factors, including market demand for loans, the volatility of Bitcoin prices, and the lender's risk assessment. Additionally, the duration of the loan and the borrower's financial profile, including credit history and collateral, can affect rates. Market sentiment and broader economic conditions also play a role in determining how lenders set their rates for Bitcoin loans. Staying informed through platforms like Bitcompare can help you better understand these dynamics.

Latest Bitcoin (BTC) Borrowing Rates

PlatformActionBest RateLTVMin CollateralAU Access
NexoGet Loan0% APR——Check terms
AaveGet Loan0.51% APR——Check terms
BitgetGet Loan2.88% APR——Check terms
NebeusGet Loan8% APR50%—Check terms
YouHodlerGet Loan8% APR97%—Check terms
Xapo BankGet Loan10.26% APR——Check terms
LednGet Loan12.4% APR——Check terms

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