Bitcompare

The trusted provider of rates and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Crypto Staking Rewards
  • Crypto Lending Rates
  • Crypto Loan Rates

Lending Rates

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • USD Coin (USDC)
  • Solana (SOL)
  • BNB (BNB)
  • XRP (XRP)

Stablecoins

  • Stablecoin Index
  • Tether (USDT)
  • USD Coin (USDC)
  • Dai (DAI)

Company

  • Become a partner
  • Contact us
  • About
  • Developer API
  • A Blu.Ventures company
  • Status

Get crypto smart in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news.

No spam, unsubscribe anytime. Read our Privacy Policy.

PolicyTerms of useAdvertising disclosureSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities that can be found on this site are offered by companies with which Bitcompare has made deals. This relationship may affect the way and where products appear on the site, such as in what order they are listed in categories. Information about products may also be placed based on other factors, such as the ranking algorithms on our website. Bitcompare does not look at or list all companies or products on the market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are the author's alone. Additionally, the opinions expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not show up until a Bitcompare administrator approves it.

Warning: The price of digital assets can be volatile. The value of your investment can go down or up, and you may not get back the amount invested. You are the only one who is responsible for the money you invest, and Bitcompare is not responsible for any losses you might have. Any APR shown is a rough estimate of how much cryptocurrency you will earn in rewards over the time period you choose. It does not display the actual or predicted returns or yields in any fiat currency. The APR is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not meant to be a sign from Bitcompare that the information is correct or reliable. Before making any investment, you should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not under the control of Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning

BitcompareBitcompare
  • Get listed
LendingStakingBorrowing
  1. Bitcompare
  2. Coins
  3. Bitcoin (BTC)
  4. Loan Rates
Bitcoin logo

Bitcoin (BTC) Loan Rates

coins.category.loan-rates.hero.description

1,900.00%
common.best-rate
Updated: January 11, 2026
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

BTC Borrowing Calculator

Popular Coins to Borrow

Bitcoin logo
Bitcoin (BTC)
Ethereum logo
Ethereum (ETH)
Tether logo
Tether (USDT)
USD Coin logo
USD Coin (USDC)
Solana logo
Solana (SOL)
BNB logo
BNB (BNB)
XRP logo
XRP (XRP)
Cardano logo
Cardano (ADA)
Dogecoin logo
Dogecoin (DOGE)
Polkadot logo
Polkadot (DOT)

Frequently Asked Questions About Bitcoin (BTC) Loans

What makes Bitcoin different from other cryptocurrencies?
Bitcoin is the original decentralized digital currency designed to enable peer-to-peer transactions without intermediaries. It operates on a Proof of Work network secured by the SHA-256 mining algorithm and has a fixed supply cap of 21 million coins, making it deflationary by design. Its value is driven by scarcity, network security, and widespread adoption rather than a single platform or use case. Bitcoin’s mature ecosystem includes a robust network of wallets, exchanges, and layer-2 developments, while its permissionless nature means anyone can participate with minimal requirements.
How does Bitcoin ensure security and prevent double-spending?
Bitcoin achieves security through a decentralized network of miners who compete to solve cryptographic puzzles and add new blocks to the blockchain. Each block contains a set of validated transactions, and once a block is confirmed, it becomes increasingly difficult to alter previous transactions. The consensus mechanism, PoW, requires substantial computational work to modify history, effectively preventing double-spending. Additionally, the public ledger is replicated across thousands of nodes worldwide, making tampering highly impractical.
What is the current supply status and how do halvings affect Bitcoin?
Bitcoin has a circulating supply of about 19.98 million coins out of a maximum 21 million. New bitcoins are issued as block rewards to miners roughly every 10 minutes. These rewards halve approximately every four years in an event known as a halving, reducing new supply and introducing a supply schedule that over time tends toward scarcity. The most recent halvings have historically influenced price dynamics by reducing inflation pressure and signaling longer-term scarcity to markets.
How can I buy, store, and use Bitcoin safely in day-to-day transactions?
To participate in Bitcoin, you typically buy BTC on a crypto exchange or through peer-to-peer platforms, then transfer it to a personal wallet. For storage, use a combination of hot wallets (for frequent use) and cold wallets (hardware wallets or air-gapped devices) for long-term holding. Security best practices include enabling two-factor authentication on exchange accounts, keeping private keys and recovery phrases offline and backed up, updating software, and avoiding phishing attempts. To spend BTC, you broadcast a transaction from your wallet to a recipient’s Bitcoin address; transactions are confirmed by miners and appear on the blockchain after a few confirmations.
What should I know about Bitcoin’s price trends and market indicators?
Bitcoin price is influenced by macroeconomic factors, institutional adoption, and on-chain activity. Key indicators to watch include price movements relative to 24-hour volume, market capitalization, realized price, and on-chain metrics like active addresses and hash rate. It’s important to view price within a long-term context—Bitcoin has a history of significant volatility but long-term appreciation tied to its fixed supply and growing network. Always perform risk-aware research, diversify holdings, and consider dollar-cost averaging for acquisition rather than attempting to time market peaks and troughs.

Bitcoin BTC News

Is Jane Street Manipulating Bitcoin? The Viral Theory Explained
February 18, 2026Is Jane Street Manipulating Bitcoin? The Viral Theory Explained

A fresh round of Bitcoin market-manipulation chatter is ricocheting through crypto X after Jane Street added 7,105,206 shares of IBIT in Q4.

Bitcoin stuck in tight range; WLFI rallies ahead of crypto forum
February 18, 2026Bitcoin stuck in tight range; WLFI rallies ahead of crypto forum

Bitcoin trades in a tight range as derivatives stabilize and altcoins show pockets of strength ahead of key macro cues and a high-profile crypto event.

Lagarde May Leave ECB Early as Digital Euro Enters Key Phase
February 18, 2026Lagarde May Leave ECB Early as Digital Euro Enters Key Phase

Christine Lagarde is reportedly considering leaving the ECB before 2027, as the EU advances work on a digital euro and tightens its focus on stablecoins.

NexoSponsored
Borrow Against Your Crypto with Nexo
  • Rates as low as 5.9% APR.
  • Instant approval and funding.
  • No sell-off of your crypto assets.

Stablecoins

Tether logo
Tether (USDT)
USDC logo
USDC (USDC)
USDS logo
USDS (USDS)
Dai logo
Dai (DAI)
First Digital USD logo
First Digital USD (FDUSD)
YouHodler

0.19% BTC

Compare Bitcoin (BTC) Loan Rates

PlatformActionBest RateLTVMin CollateralUS Access
AaveGet Loan0.51% APR——Check terms
NexoGet Loan1.9% APR——Check terms
BitgetGet Loan2.88% APR——Check terms
NebeusGet Loan8% APR50%—Not US
YouHodlerGet Loan8% APR97%—Not US
Xapo BankGet Loan10.26% APR——Check terms
LednGet Loan12.4% APR——Check terms

1 / 10

Showing 1 to 10 of 10 results

PreviousNext