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Bitcoin Cash (BCH) Interest Rates

Compare Bitcoin Cash interest rates for lending, staking, and borrowing

$511.89
↑ 1.69%
Updated: February 12, 2026
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

Compare Bitcoin Cash (BCH) Interest Rates

BCH Lending Rates Market Summary

Average Rate
6.5% APY
Highest Rate
12% APY
YouHodler
Platforms Tracked
5
Best Risk-Adjusted
12% APY
YouHodler

How to read this table:

  • Max Rate — Max Rate is the advertised maximum.
  • Base Rate — Base Rate is what most users actually get (often requires token staking or high tiers for max rate).

Learn more about how rates work →

Bitcoin Cash (BCH) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupUS Access
EarnParkGo to Platform5% APY——30 daysNot US
NexoGo to Platform11% APY5% APY—180 daysCheck terms
NebeusGo to Platform4.5% APY———Not US
YouHodlerGo to Platform12% APY———Not US
GeminiGo to Platform0.01% APY———US Available
See all 14 lending rates

Bitcoin Cash (BCH) Staking Rewards

PlatformActionMax RateBase RateMin DepositLockupUS Access
EarnParkGo to Platform5% APY——30 daysNot US
YouHodlerGo to Platform12% APY———Not US
GeminiGo to Platform0.01% APY———US Available
See all 2 staking rewards

Bitcoin Cash (BCH) Borrowing Rates

PlatformActionBest RateLTVMin CollateralUS Access
NexoGet Loan2.9% APR——Check terms
NebeusGet Loan10% APR——Not US
YouHodlerGet Loan12% APR——Not US
See all 5 borrowing rates

Bitcoin Cash Guides

How to earn Bitcoin Cash
How to earn Bitcoin Cash
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Bitcoin Cash BCH News

Bitcoin, Altcoins Consolidate In Search Of New Price Floor
February 11, 2026Bitcoin, Altcoins Consolidate In Search Of New Price Floor

Bitcoin and select major altcoins are likely to find strong buying near their recent lows, but the bears may continue to exert pressure near each token's respective range high.

Cointelegraph: Bitcoin, Ethereum, Crypto News & Price Indexes
February 9, 2026Cointelegraph: Bitcoin, Ethereum, Crypto News & Price Indexes

The most recent news about crypto industry at Cointelegraph. Latest news about bitcoin, ethereum, blockchain, mining, cryptocurrency prices and more

CoinDesk 20 performance update: Bitcoin Cash (BCH) is only gainer, up 3.4%
February 9, 2026CoinDesk 20 performance update: Bitcoin Cash (BCH) is only gainer, up 3.4%

Aptos (APT) declined 9.4% and NEAR Protocol (NEAR) fell 8%, leading index lower.

Frequently Asked Questions About Bitcoin Cash (BCH) Interest Rates

What is Bitcoin Cash (BCH) and how does it differ from Bitcoin (BTC)?
Bitcoin Cash is a peer-to-peer cryptocurrency created in 2017 as a hard fork of Bitcoin. Its main goal is to improve on-chain scalability by increasing the block size limit, allowing more transactions to be processed per block. This typically translates to faster and cheaper transactions compared to Bitcoin during periods of high network activity. While both BCH and BTC share a common origin, BCH prioritizes on-chain transaction throughput, whereas Bitcoin has pursued scaling primarily through secondary layers like the Lightning Network. When considering usage, BCH is often viewed as a more practical option for everyday payments due to lower fees and quicker confirmation times on-chain.
What is the current price, supply, and inflation characteristics of Bitcoin Cash (BCH)?
As of now, Bitcoin Cash trades around $517 per BCH. The circulating supply is approximately 19.99 million BCH, with a maximum supply of 21 million, mirroring Bitcoin’s cap. The price can fluctuate based on market demand, broader crypto sentiment, and macroeconomic factors. BCH follows a similar issuance model to BTC, with a capped supply to create scarcity. For investors, this means potential long-term supply-side predictability, while traders should monitor price movements and liquidity on exchanges where BCH is listed. Always check real-time data from trusted sources before making decisions.
How do I safely store BCH, and what are the best wallets and security practices?
To safely store BCH, choose a wallet that supports Bitcoin Cash (BCH) natively. Options include hardware wallets (like Ledger and Trezor with BCH support), reputable software wallets (such as Coinomi, Electron Cash, and the official Bitcoin Cash Wallet), and reputable mobile wallets. For security, enable strong two-factor authentication (2FA) on exchange accounts, generate and securely store backup seed phrases, and consider using a hardware wallet for large or long-term holdings. When transferring BCH, double-check the recipient address and network (Bitcoin Cash uses BCH and may have different chain identifiers). Regularly update wallet software and avoid exposing private keys or seed phrases to phishing sites.
What are the typical transaction costs and confirmation times for BCH?
Bitcoin Cash is designed to offer lower on-chain fees and faster confirmations than BTC under normal conditions. Typical transaction fees are substantially lower, often a few cents to a few tenths of a dollar, depending on network congestion and block size settings. Confirmation times generally range from a few minutes up to around 10 minutes, with most everyday transactions confirming quickly during standard network activity. During extreme congestion, fees and times can increase, but BCH still aims to maintain a more scalable on-chain experience than BTC. For merchants and developers, consider including a reasonable fee buffer in your transaction planning.
What should I know about BCH’s roadmap and development priorities today?
Bitcoin Cash focuses on on-chain scalability, security, and ecosystem growth. Core priorities typically include maintaining protocol stability while offering improvements to transaction throughput, reducing on-chain costs, and supporting a robust ecosystem of wallets, exchanges, and merchant integrations. Developers often work on protocol upgrades to optimize block size management, fee market efficiency, and user-friendly tooling. It’s wise to follow official BCH community channels and developer repositories for announcements on upgrades, security advisories, and new features. Engaging with reputable sources helps you stay informed about protocol changes that could impact transaction experience and ecosystem viability.

Supported Exchanges

Nexo logo
Nexo
PrimeXBT logo
PrimeXBT
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Binance logo
Binance

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About Bitcoin Cash (BCH)

Bitcoin Cash (BCH) is a decentralized peer-to-peer electronic cash system that uses the SHA-256 hashing algorithm for its consensus mechanism. This system ensures transaction integrity and security by requiring miners to solve complex mathematical problems to validate transaction blocks added to...
Bitcoin Cash (BCH) functions primarily as a medium of exchange, allowing users to make quick and cost-effective transactions for everyday purchases. Its larger block size supports higher transaction throughput, making it ideal for high-volume settings like retail and e-commerce.
Bitcoin Cash (BCH) follows a deflationary supply model, capping its total supply at 21 million coins, akin to Bitcoin. New BCH is created through mining, where miners validate transactions and secure the network, earning block rewards. Initially, the block reward was 12.
Bitcoin Cash (BCH) employs a strong security model based on the Proof of Work (PoW) consensus mechanism, utilizing the SHA-256 hashing algorithm. Miners compete to solve cryptographic puzzles, and upon validating a block of transactions, they add it to the blockchain and receive rewards.
The development roadmap for Bitcoin Cash (BCH) emphasizes scalability, transaction speed, and user experience. Key milestones include the initial hard fork from Bitcoin in August 2017, which established BCH with an 8 MB block size, later increased to 32 MB in subsequent updates.

How to Keep Your Bitcoin Cash (BCH) Safe

To enhance the security of your Bitcoin Cash (BCH), consider using a hardware wallet, which provides a secure offline storage solution that protects your private keys from online threats; popular options include Ledger and Trezor. For private key management, ensure you generate and store your keys in a secure environment, avoiding cloud storage and sharing them with anyone. Be aware of common security risks such as phishing attacks and malware; mitigate these risks by using antivirus software, enabling two-factor authentication, and regularly updating your devices. Multi-signature wallets can add an extra layer of security by requiring multiple keys to authorize a transaction, making unauthorized access more difficult. Finally, implement a robust backup procedure by securely storing multiple copies of your wallet seed phrase in different physical locations, ensuring you can recover your funds in case of loss or theft.

How Bitcoin Cash (BCH) Works

Bitcoin Cash (BCH) operates on a blockchain architecture that utilizes the SHA-256 hashing algorithm, the same as Bitcoin, enabling efficient transaction processing. The consensus mechanism employed is Proof of Work (PoW), where miners validate transactions and secure the network by solving complex mathematical problems, ensuring that only valid transactions are added to the blockchain. The transaction validation process involves miners grouping transactions into blocks, which are then added to the blockchain after being confirmed by the majority of the network's miners. Network security is maintained through a decentralized structure, where the distributed nature of nodes prevents any single entity from gaining control, along with the difficulty adjustment algorithm that ensures consistent block generation times. Unique technical features of Bitcoin Cash include its larger block size compared to Bitcoin, which allows for a greater number of transactions per block, thereby enhancing scalability and reducing transaction fees during periods of high network traffic.

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