Cardano (ADA) Rates

Compare lending, staking & borrowing rates across 10 platforms

£0.39

↓ 3.16%

Updated: 12 January 2026

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Cardano Purchasing Guide

How to purchase Cardano

How to earn Cardano in the UK

Latest Cardano (ADA) AER

ADA Lending Rates Market Summary

Average Rate

7.27% APY

Highest Rate

12% (YouHodler)

Platforms Tracked

Best Risk-Adjusted

12% (YouHodler)

Cardano (ADA) Lending Rates

Platform	Coin	AER
YouHodler	Cardano (ADA)	Up to 12% AER
Nexo	Cardano (ADA)	Up to 8% AER
Bitget	Cardano (ADA)	Up to 1.8% AER

See all 12 lending rates in the uk

Cardano (ADA) Staking Rewards

Platform	Coin	Staking rewards
YouHodler	Cardano (ADA)	Up to 12% AER
Uphold	Cardano (ADA)	Up to 1.48% AER

See all 31 staking rewards in the uk

Cardano (ADA) Borrowing Rates

Platform	Coin	AER
Nexo	Cardano (ADA)	From 2.9% AER
YouHodler	Cardano (ADA)	From 12% AER
Bitget	Cardano (ADA)	From 24.56% AER

See all 4 borrowing rates in the uk

Best Cardano (ADA) Prices in the UK

Platform	Coin	Price
Nexo	Cardano (ADA)	0.39
PrimeXBT	Cardano (ADA)	0.39
Binance	Cardano (ADA)	0.39
BTSE	Cardano (ADA)	0.39
Coinbase	Cardano (ADA)	0.39
Luno	Cardano (ADA)	0.01

Price of Cardano (ADA) in the UK Today

As of the latest data, Cardano (ADA) is currently priced at £0.42 with a market capitalization of £15,363,748,869.60. The 24-hour trading volume stands at £1,218,145,190.00, The circulating supply of Cardano is approximately 36642122600.96213. The cryptocurrency has seen a -9.71% decrease in value over the past 24 hours.

About Cardano (ADA)

Cardano (ADA) is a blockchain platform that utilises a distinctive proof-of-stake consensus mechanism called Ouroboros, offering improved security and energy efficiency compared to traditional proof-of-work systems.

Cardano (ADA) supports various use cases, particularly in decentralised finance (DeFi), identity verification, and supply chain management. In the DeFi sector, Cardano enables the development of decentralised applications (dApps) for lending, borrowing, and trading without intermediaries.

Cardano (ADA) operates on a capped supply model, with a maximum of 45 billion ADA tokens, ensuring scarcity that may influence its value. The distribution model includes an initial allocation during its initial coin offering (ICO) and a gradual release of tokens through staking rewards.

Cardano employs a strong security model through its Ouroboros proof-of-stake consensus mechanism, ensuring network integrity and reliability. Validators, known as stake pool operators, are chosen to create new blocks based on their staked ADA, aligning their financial interests with network...

Cardano's development roadmap consists of five key phases: Byron, Shelley, Goguen, Basho, and Voltaire. The Byron phase, launched in 2017, established the foundational blockchain and introduced ADA. The Shelley phase, completed in 2020, decentralised the network through proof-of-stake, allowing...

How to Secure Your Cardano (ADA) Holdings

To enhance the security of your Cardano (ADA) assets, consider using a hardware wallet, which offers a secure, offline method for storing your private keys, protecting them from online threats. Trusted options include Ledger and Trezor.

For private key management, always generate and store your keys in a secure location, avoiding cloud storage and sharing them with anyone. Be vigilant against common security threats like phishing attacks and malware; mitigate these risks by using strong, unique passwords, enabling two-factor...

Multi-signature wallets can provide an additional layer of security by requiring multiple private keys for transactions, which is particularly beneficial for shared accounts. Finally, establish a comprehensive backup strategy by securely storing your recovery phrases and wallet backups in multiple...

How Cardano (ADA) Functions

Cardano operates on a distinctive blockchain architecture divided into two layers: the Cardano Settlement Layer (CSL) for value transfers and the Cardano Computation Layer (CCL) for smart contracts and decentralised applications.

The transaction validation process involves grouping transactions into blocks, which are then verified by a network of stakeholders, ensuring that only legitimate transactions are added to the blockchain. Cardano prioritises network security through a thorough peer-reviewed development process and...

Cardano Purchasing Guide

How to purchase Cardano

How to earn Cardano in the UK

Frequently Asked Questions About Cardano (ADA) in the UK

What is Cardano (ADA) and what makes it unique?: Cardano is a blockchain platform focused on security, sustainability, and scalability for running decentralized applications (dApps) and smart contracts. It uses a layered architecture with a settlement layer (for transfers) and a control layer (for smart contracts), which helps with formal verification and security. Cardano emphasizes peer-reviewed research, evidence-based development, and a proof-of-stake consensus mechanism called Ouroboros, which aims to be energy-efficient compared to traditional proof-of-work systems. As of now, ADA is the native token used for transaction fees, staking rewards, and governance participation.
How does staking Cardano work and what are the potential rewards?: Cardano uses a proof-of-stake protocol called Ouroboros. ADA holders can participate in staking by delegating their stake to a stake pool or running their own pool. You don’t need to lock up your funds; delegated stake remains in your wallet and can be moved anytime. Rewards are earned based on the total stake in the pool, the pool’s performance, and network parameters. Rewards are typically distributed every epoch (about five days). To estimate returns, consider factors like pool saturation, your delegated amount, and current network incentives. Always choose a reputable, well-performing pool to optimize rewards and security.
What is Cardano’s current market position and price context for ADA?: According to recent data, Cardano (ADA) trades around the $0.36 range with modest daily movement. Cardano’s market position is influenced by overall crypto market trends, network development, and ecosystem activity (dApps, DeFi, and wallets). With a circulating supply near 36.8 billion ADA and a maximum supply of 45 billion, price dynamics can be sensitive to network upgrades, partnerships, and broader investor sentiment. If you’re evaluating ADA for investment or use, consider both technical factors (price trends, volume, liquidity) and fundamental factors (development progress, governance, layer-2 growth).
What are the key roadmap milestones for Cardano and how might they impact ADA?: Cardano’s development is organized into eras and features a formal and incremental rollout approach. Recent and upcoming milestones often focus on enhancing smart contract functionality, interoperability, scalability, and governance. Examples include improvements to on-chain governance, token standards, and network throughput, as well as ecosystem growth through partnerships and de-risked upgrades. Each milestone can influence ADA’s utility (fees, staking demand, network activity) and price by signaling stronger adoption. For investors, track official updates from IOHK and Cardano Foundation, plus community-driven progress reports and testnet milestones.
How can I securely store and use ADA for transactions or staking?: To securely store ADA, use reputable wallets that support Cardano (e.g., Daedalus, Yoroi). Daedalus is a full-node wallet with on-device security, while Yoroi is a lightweight, mobile-friendly option. For staking, you can delegate from your wallet to a stake pool without transferring ownership of your ADA. Always verify recipient addresses, enable hardware wallets where possible, and keep backups of your recovery phrases offline. When trading or transferring ADA, ensure you’re on trusted exchanges or wallets, enable two-factor authentication, and monitor for phishing attempts.