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Youhodler vs Nebeus: Pros, Cons and Which is Better?

Which is the best, Youhodler vs Nebeus? We take a look at both and let you know which you should be using. Read more here.


  • Features
  • Ease of use
  • Security
  • Support
  • Reputation
  • Fees
  • Overall
  • 5
  • 4
  • 4
  • 4
  • 3
  • 3
  • 3.83
Go to site
  • 3
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  • 3
  • 4
  • 3.33

Pros and cons of Youhodler

Pros

  • High interest rates of up to 12% compounding
  • Supports top 15 cryptocurrencies
  • You can pay, store and exchange on the platform
  • Instant credit card and bank withdrawals
  • Minimum loans start at just $100
  • The highest loan to value ratio in the industry (90 percent)
  • Instant loans without any credit checks
  • No need to stake native tokens to get higher interest rates on savings accounts
  • A constantly growing list of collateral options (currently more than 20)
  • Four fiat currency options (USD, EUR, GBP, CHF)
  • Unlimited loan terms
  • Weekly interest payouts
  • The option to receive loans in Bitcoin (BTC)
  • $150 million pooled crime insurance from Ledger Vault
  • Creative tools like Multi HODL that help users profit in both bull and bear markets
  • Web, iOS and Android apps
  • 24/7 customer support with live agents

Cons

  • The platform isn't available in China or the United States
  • Individuals using the platform are also subject to higher fees on loans than you'll find with other options such as BlockFi
  • Lack of an insured custodian for user funds
  • Many Android users also complain that the app comes with plenty of bigs and glitches
  • High interest rates on long term loans
  • Reliance on a small self-established insurance fund

Pros and cons of Nebeus

Pros

  • A good option for European-based customers
  • Can top-up directly with debit and credit cards

Cons

  • UI has bugs such as their verification section is unusable (use chat instead) etc.
  • Wallets aren't insured unlike competitors
Promoted

Risk-free and high-yield tool to store your coins

  • Earn up to 12% APR on EURS, USDT, ETH, XRP, and 20+ more coins
  • Weekly compound interest payouts
  • Universal conversion between all crypto, fiat, and stablecoins
Types
Platforms
Coins

Frequently asked questions about Youhodler

We’ve compiled some answers to questions we often get. Should you have any other questions, feel free to reach out below in the comments.

Where is YouHodler based?

YouHodler are based in Cyprus and have operations in Switzerland. Their Cyprus address is: Arch Makariou III, 172, Melford Tower, 3027 Limassol, Cyprus

Can YouHodler be trusted?

YouHodler is a real company, paying real interest, however, like all companies on this platform, we do recommend to always do your own research and only invest what you’re comfortable with. It’s also worth researching things like their LTV to determine how much loan risk they are exposed to when deciding which company to deposit your funds with or when taking a loan.

What products does YouHodler offer?

When you create an account with YouHodler, you gain access to two core products and two supplemental products. The core products are crypto savings accounts and crypto loans.

The supplemental products include Multi-Hodl and Turbocharge. Get more details about the platform's products and what they can do for you.

Who should consider using Youhodler?

The YouHodler platform delivers a well-rounded experience to customers. That means you'll find everything you could want as a crypto investor and owner in one spot. 

If you're looking for one place where you can handle all of your financial services, YouHodler offers solutions with its digital assets.

How does the Youhodler wallet work?

Designed for efficiency and simplicity, the YouHodler wallet lets you transfer your cryptos. You can also convert digital assets to fiat currencies and hold funds for investment. In terms of options, YouHodler offers wallet designs exclusively for Bitcoin and 14 other popular cryptos. 

Your YouHodler Wallet is where you'll manage a variety of features offered by the platform. You can keep track of everything from earnings to account balances here. The platform maintains partnerships with a handful of institutions to facilitate the HODLing of fiat currencies securely and safely. 

Through your YouHodler wallet, you can manage your investments, opening savings accounts, and loan applications and accounts.

Why apply for a loan through Youhodler?

What's one of the things that customers find most unique about YouHodler? Its ability to provide customers with loans. Consider these loans as a means of hedge financing. These loans also provide you with flexibility when it comes to accessing crypto trading markets. 

A crypto-backed loan through YouHodler also gives you access to fiat currency while still HODLing your crypto assets. It reduces the risk accompanying investment choices and provides you with more overall flexibility as an investor.

Frequently asked questions about Nebeus

We’ve compiled some answers to questions we often get. Should you have any other questions, feel free to reach out below in the comments.

Where is Nebeus based?

Nebeus is based in London, UK

Is Nebeus safe to use?

Nebeus is a relatively new company. They offer overcollaterlized loans which generally makes them a fairly safe bet but we wouldn’t recommend investing any more than you can lose.

  • Features
  • Ease of use
  • Security
  • Support
  • Reputation
  • Fees
  • Overall
  • 5
  • 4
  • 4
  • 4
  • 3
  • 3
  • 3.83
Go to site
  • 3
  • 4
  • 3
  • 3
  • 3
  • 4
  • 3.33