BNB (BNB) Lending Rates

Find the best BNB lending rates and earn up to 16% APY APY. Compare 3 platforms side-by-side.

Updated: April 29, 2026

16% APY

Highest Rate

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The best BNB lending rate is 7% APY on Nexo.. Other top platforms include YouHodler (12% APY) and EarnPark (16% APY). Compare BNB lending rates across 3 platforms.

Nexo7%YouHodler12%EarnPark16%

Compare BNB (BNB) Lending Rates

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
Nexo	Go to Platform	7% APY	4% APY	—	30 days	Check terms
YouHodler	Go to Platform	12% APY	—	—	—	Check terms
EarnPark	Go to Platform	16% APY	—	—	—	Check terms

Historical BNB lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Earnpark currently offers the highest BNB lending rate in the United States at 16.00% APY, matching its 30-day average of 16.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
Earnpark	16%	-	avg 16%
YouHodler	12%	-	avg 12%
Nexo	7%		avg 5.5%
OKX	3.65%	-	avg 3.65%
Best 30-day averageEarnpark (16% APY)

Last updated: Apr 29, 2026, 10:25 AM

Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance

How we gather this information

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BNB Lending Guide

How to lend BNB

Crypto lending guide

Frequently Asked Questions About BNB (BNB) Lending

What is BNB and what is it used for on the Binance platform?: BNB is Binance Coin, the native token of the Binance ecosystem. It started as an ERC-20 token on Ethereum but has evolved to power the broader Binance ecosystem, including fee discounts on trades, transaction fees, listing fees, and other platform services when used to pay. BNB can also be used to participate in token sales hosted on Binance Launchpad and, in some cases, serves as gas for transactions on certain Binance-affiliated networks. The long-term plan has included a burn mechanism to reduce supply and support value. If you trade or participate in Binance services regularly, paying with BNB can reduce costs and unlock additional benefits.
How many BNB are there and what is the current supply vs. max supply?: There will be a maximum of 200 million BNB tokens. The circulating supply is currently around 136.36 million BNB. Binance conducts periodic burns to reduce the total supply, aiming to increase scarcity and support price dynamics over time. As of the latest data, the circulating supply reflects tokens already issued and available in the market, while the max supply represents the cap Binance has set for the token. Investors should monitor burn announcements and supply changes for potential impact on scarcity.
What are the key factors influencing BNB’s price today and in the near term?: BNB’s price is influenced by several factors: overall demand for Binance services (trading volume and fee discounts drive BNB utility), broader market sentiment for cryptocurrencies, regulatory developments affecting exchanges, and the burn schedule that reduces supply over time. Additionally, the adoption of BNB within other ecosystems (BNB Chain, decentralized apps, or cross-chain functionality) can affect demand. Recent price movements may also reflect macro market trends, trading volumes on Binance, and changes to discount tiers for using BNB to pay fees.
How does the BNB burn mechanism impact value and what should investors expect?: BNB undergoes periodic burns where Binance repurchases and permanently removes a portion of the total supply. This reduces circulating supply and can exert upward pressure on the price if demand remains steady or grows. The burns create a predictable scarcity dynamic that investors often monitor. While burns can positively influence price, they do not guarantee gains and should be considered alongside market risk, platform health, and regulatory factors. Stay updated on burn dates and the amount burned each quarter for a clearer view of supply changes.
Is BNB a good option for staking or earning yields, and how does staking work on the Binance ecosystem?: BNB offers staking and participation in various yield opportunities within the Binance ecosystem and on BNB Chain. Staking typically involves locking BNB to support network security or governance, in exchange for rewards. The specifics—such as reward rates, lock-up periods, and eligible wallets—vary by program and network. For risk-aware users, consider rewards versus the opportunity cost and potential price volatility. Always verify current staking terms on Binance or trusted BNB Chain interfaces, and beware of scams that imitate official staking programs.

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Frequently Asked Questions About BNB (BNB) Lending

What is BNB and what is it used for on the Binance platform?

BNB is Binance Coin, the native token of the Binance ecosystem. It started as an ERC-20 token on Ethereum but has evolved to power the broader Binance ecosystem, including fee discounts on trades, transaction fees, listing fees, and other platform services when used to pay. BNB can also be used to participate in token sales hosted on Binance Launchpad and, in some cases, serves as gas for transactions on certain Binance-affiliated networks. The long-term plan has included a burn mechanism to reduce supply and support value. If you trade or participate in Binance services regularly, paying with BNB can reduce costs and unlock additional benefits.

How many BNB are there and what is the current supply vs. max supply?

There will be a maximum of 200 million BNB tokens. The circulating supply is currently around 136.36 million BNB. Binance conducts periodic burns to reduce the total supply, aiming to increase scarcity and support price dynamics over time. As of the latest data, the circulating supply reflects tokens already issued and available in the market, while the max supply represents the cap Binance has set for the token. Investors should monitor burn announcements and supply changes for potential impact on scarcity.

What are the key factors influencing BNB’s price today and in the near term?

BNB’s price is influenced by several factors: overall demand for Binance services (trading volume and fee discounts drive BNB utility), broader market sentiment for cryptocurrencies, regulatory developments affecting exchanges, and the burn schedule that reduces supply over time. Additionally, the adoption of BNB within other ecosystems (BNB Chain, decentralized apps, or cross-chain functionality) can affect demand. Recent price movements may also reflect macro market trends, trading volumes on Binance, and changes to discount tiers for using BNB to pay fees.

How does the BNB burn mechanism impact value and what should investors expect?

BNB undergoes periodic burns where Binance repurchases and permanently removes a portion of the total supply. This reduces circulating supply and can exert upward pressure on the price if demand remains steady or grows. The burns create a predictable scarcity dynamic that investors often monitor. While burns can positively influence price, they do not guarantee gains and should be considered alongside market risk, platform health, and regulatory factors. Stay updated on burn dates and the amount burned each quarter for a clearer view of supply changes.

Is BNB a good option for staking or earning yields, and how does staking work on the Binance ecosystem?

BNB offers staking and participation in various yield opportunities within the Binance ecosystem and on BNB Chain. Staking typically involves locking BNB to support network security or governance, in exchange for rewards. The specifics—such as reward rates, lock-up periods, and eligible wallets—vary by program and network. For risk-aware users, consider rewards versus the opportunity cost and potential price volatility. Always verify current staking terms on Binance or trusted BNB Chain interfaces, and beware of scams that imitate official staking programs.

BNB (BNB) Lending Rates

Compare BNB (BNB) Lending Rates

Historical BNB lending rates (the United States)

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Platform Safety Information

BNB Lending Guide

Frequently Asked Questions About BNB (BNB) Lending

BNB BNB News

Frequently Asked Questions About BNB (BNB) Lending

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BNB BNB News