USDC (USDC) Lending Rates Up to 100% APY
Find the best USDC lending rates and earn up to 100% APY. Compare 61 platforms side-by-side.
Find the best USDC lending rates and earn up to 100% APY. Compare 61 platforms side-by-side.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | US Access |
|---|---|---|---|---|---|---|
| EarnPark | Go to Platform | 5% APY | — | — | — | Not US |
| Nexo | Go to Platform | 13% APY | 9% APY | — | 90 days | Check terms |
| Nebeus | Go to Platform | 13% APY | 10.5% APY | $1000 | — | Not US |
| YouHodler | Go to Platform | 20% APY | — | — | — | Not US |
| AQRU | Go to Platform | 6% APY | — | — | — | Check terms |
| Syrup | Go to Platform | 5.04% APY | — | — | — | Check terms |
| Compound | Go to Platform | 3.24% APY | — | — | — | Check terms |
| Aave | Go to Platform | 3.18% APY | — | — | — | Check terms |
| Gemini | Go to Platform | 0.01% APY | — | — | — | US Available |
| MEXC Global | Go to Platform | 100% APY | — | — | — | Check terms |
We evaluate each platform's regulatory status, transparency, and track record.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| AQRU | — | — | — | general |
| Aave | United States (SEC) | Audited | — | — |
| Gemini | US (NYDFS, FinCEN) | 2024-12 (Big Four (SOC 2)) | Has issues | Digital asset insurance |
