| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | CN Access |
|---|---|---|---|---|---|---|
| Blockchain.com | Go to Platform | 3% APY | — | — | — | Check terms |
| CEX.io | Go to Platform | 3% APY | — | — | — | Check terms |
| Ledn | Go to Platform | 2.5% APY | — | — | — | Check terms |
| Coinbase | Go to Platform | 2.09% APY | — | — | — | Check terms |
| Aave | Go to Platform | 0.42% APY | — | — | — | Check terms |
显示的利率是我们为中国用户跟踪的主要利率;实际利率可能因产品、级别或条款而异。
YouHodler目前在中国提供最高的Ethereum借贷利率,为12.00%APY,与30天平均值12.00%持平。
We evaluate each platform on 5 factors. Higher stars = lower risk.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| Gemini | US (NYDFS, FinCEN) | 2024-12 (Big Four (SOC 2)) | Has issues | Digital asset insurance |