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Morpho Lending Rates Up to 39.81% APY

Compare all Morpho lending rates and find the highest APY for your crypto.

Last updated: September 6, 2026|Advertising disclosure

Morpho offers lending rates up to 39.81% APY, with the best rate on Dai (dai). Other supported coins: usdc (4.09% APY), usdt (2.39% APY), eth (1.79% APY). Compare Morpho lending rates for 31 cryptocurrencies.

Compare Morpho Lending Rates

CoinPlatformInterest rate
Ethereum (eth)MorphoUp to 1.79% APY
Tether (usdt)MorphoUp to 2.39% APY
USDC (usdc)MorphoUp to 4.09% APY
USDS (usds)MorphoUp to 0.36% APY
Dai (dai)MorphoUp to 5.28% APY
Ethena USDe (usde)MorphoUp to 0.08% APY
Rates as listed by providers on Sep 6, 2026

Historical Morpho lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for sUSDS, Level USD, USD CoinVertible, Usual, Frankencoin, Dai over the past 30-day

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
39.81%avg 20.16%
avg 23.59%
avg 12.08%
16.86%avg 19.98%
8.36%avg 13.32%
5.28%avg 4.42%
Best 30-day averageLevel USD (23.59% APY)