Morpho Lending Rates Up to 34.93% APY
Compare all Morpho lending rates and find the highest APY for your crypto.
Morpho offers lending rates up to 34.24% APY, with the best rate on Dai (dai). Other supported coins: usdc (3.98% APY), usdt (3.27% APY), eth (1.4% APY). Compare Morpho lending rates for 33 cryptocurrencies.
Compare Morpho Lending Rates
| Coin | Platform | Interest rate |
|---|---|---|
| Bitcoin (btc) | Morpho | Up to 0.00004707% APY |
| Ethereum (eth) | Morpho | Up to 1.4% APY |
| Tether (usdt) | Morpho | Up to 3.27% APY |
| USDC (usdc) | Morpho | Up to 3.98% APY |
| USDS (usds) | Morpho | Up to 0.2% APY |
| Dai (dai) | Morpho | Up to 4.45% APY |
Rates as listed by providers on Jul 28, 2026
Historical Morpho lending rates (the United States)
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
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Morpho currently offers the highest USDC lending rate in the United States at 0.00% APY, slightly below its 30-day average of 145.38%.
30-DAY AVERAGE RATESArrows compare today vs 30-day average
| Coin | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 0% | avg 5.79% | ||
| 0% | avg 59.35% | ||
| 12.65% | avg 12.68% | ||
| 0% | avg 5.47% | ||
| 4.45% | avg 6.47% | ||
| 0% | avg 145.38% | ||
Best 30-day averageUSDC (145.38% APY) | |||