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Morpho Lending Rates Up to 51.16% APY

Compare all Morpho lending rates and find the highest APY for your crypto.

Last updated: October 17, 2026|Advertising disclosure

Morpho offers lending rates up to 51.16% APY, with the best rate on Dai (dai). Other supported coins: usde (6.12% APY), usdc (4.31% APY), usdt (2.38% APY). Compare Morpho lending rates for 31 cryptocurrencies.

Compare Morpho Lending Rates

CoinPlatformInterest rate
Ethereum (eth)MorphoUp to 1.58% APY
Tether (usdt)MorphoUp to 2.38% APY
USDC (usdc)MorphoUp to 4.31% APY
USDS (usds)MorphoUp to 0.6% APY
Ethena USDe (usde)MorphoUp to 6.12% APY
Dai (dai)MorphoUp to 7.32% APY
Rates as listed by providers on Oct 17, 2026

Historical Morpho lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for Level USD, Metronome Synth ETH, Usual, Dai, Ripple USD, Ethena USDe over the past 30-day

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
—avg 30.45%
—avg 12.55%
16.89%avg 24.13%
7.32%avg 5.64%
—avg 2.62%
—avg 1.26%
Best 30-day averageLevel USD (30.45% APY)