Morpho Lending Rates Up to 48.53% APY
Compare all Morpho lending rates and find the highest APY for your crypto.
Morpho offers lending rates up to 48.53% APY, with the best rate on Dai (dai). Other supported coins: usdc (4.05% APY), usdt (2.4% APY), eth (1.6% APY). Compare Morpho lending rates for 30 cryptocurrencies.
Compare Morpho Lending Rates
| Coin | Platform | Interest rate |
|---|---|---|
| Ethereum (eth) | Morpho | Up to 1.6% APY |
| Tether (usdt) | Morpho | Up to 2.4% APY |
| USDC (usdc) | Morpho | Up to 4.05% APY |
| USDS (usds) | Morpho | Up to 0.4% APY |
| Ethena USDe (usde) | Morpho | Up to 0.08% APY |
| Dai (dai) | Morpho | Up to 4.74% APY |
Rates as listed by providers on Sep 14, 2026
Historical Morpho lending rates (the United States)
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
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Morpho currently offers the highest sUSDS lending rate in the United States at 48.53% APY, above its 30-day average of 30.45%.
30-DAY AVERAGE RATESArrows compare today vs 30-day average
| Coin | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 48.53% | avg 30.45% | ||
| — | avg 26.34% | ||
| 14.98% | avg 19.19% | ||
| — | avg 4.06% | ||
| 4.74% | avg 4.78% | ||
| 4.69% | avg 13.87% | ||
Best 30-day averagesUSDS (30.45% APY) | |||