Morpho Lending Rates Up to 48.28% APY
Compare all Morpho lending rates and find the highest APY for your crypto.
Morpho offers lending rates up to 48.28% APY, with the best rate on Dai (dai). Other supported coins: usdc (4.32% APY), usdt (4.22% APY), eth (1.63% APY). Compare Morpho lending rates for 29 cryptocurrencies.
Compare Morpho Lending Rates
| Coin | Platform | Interest rate |
|---|---|---|
| Ethereum (eth) | Morpho | Up to 1.63% APY |
| Tether (usdt) | Morpho | Up to 4.22% APY |
| USDC (usdc) | Morpho | Up to 4.32% APY |
| USDS (usds) | Morpho | Up to 0.47% APY |
| Ethena USDe (usde) | Morpho | Up to 0.45% APY |
| Dai (dai) | Morpho | Up to 6.43% APY |
Rates as listed by providers on Sep 26, 2026
Historical Morpho lending rates (the United States)
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
Loading chart...
Morpho currently offers the highest sUSDS lending rate in the United States at 84.36% APY, above its 30-day average of 48.39%.
30-DAY AVERAGE RATESArrows compare today vs 30-day average
| Coin | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 84.36% | avg 48.39% | ||
| 48.28% | avg 17.3% | ||
| — | avg 31.54% | ||
| — | avg 5.63% | ||
| 6.43% | avg 5.08% | ||
| — | avg 4.09% | ||
Best 30-day averagesUSDS (48.39% APY) | |||