Bitcompare

The trusted provider of rates and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Crypto Prices
  • Convert
  • Crypto Staking Rewards
  • Crypto Lending Rates
  • Crypto Loan Rates
  • Stablecoin Lending Rates
  • Stablecoin Staking Rewards

Best

  • Crypto Staking Platforms
  • Crypto Savings Accounts
  • Crypto Lending Platforms
  • Crypto Exchanges
  • Crypto Debit Cards

Learn

  • Staking
  • Crypto Lending
  • Crypto Loans

Company

  • Become a partner
  • Careers
  • Contact us
  • About
  • Bytes
  • Developer API
  • A Blu.Ventures company
  • Status

Get crypto smart in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news.

No spam, unsubscribe anytime. Read our Privacy Policy.

PolicyTerms of useSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities that can be found on this site are offered by companies with which Bitcompare has made deals. This relationship may affect the way and where products appear on the site, such as in what order they are listed in categories. Information about products may also be placed based on other factors, such as the ranking algorithms on our website. Bitcompare does not look at or list all companies or products on the market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are the author's alone. Additionally, the opinions expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not show up until a Bitcompare administrator approves it.

Warning: The price of digital assets can be volatile. The value of your investment can go down or up, and you may not get back the amount invested. You are the only one who is responsible for the money you invest, and Bitcompare is not responsible for any losses you might have. Any APR shown is a rough estimate of how much cryptocurrency you will earn in rewards over the time period you choose. It does not display the actual or predicted returns or yields in any fiat currency. The APR is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not meant to be a sign from Bitcompare that the information is correct or reliable. Before making any investment, you should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not under the control of Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning

BitcompareBitcompare
See allPricesLendingStakingBorrowing
  1. Bitcompare
  2. Lending Rates
Cardano logo

Cardano (ADA) Lending Rates Up to 12% APY

Find the best ADA lending rates and earn up to 12% APY. Compare 12 platforms side-by-side.

Last updated: January 11, 2026|Advertising disclosure

Cardano Lending Guide

How to lend Cardano
Crypto lending guide

Calculate ADA Interest

NexoSponsored
Earn High Yields on Your Crypto with Nexo
  • Up to 18% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

Newly Added Coins to Lend

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)

Similar Coins to Lend

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)
YouHodler

0.12% ADA

Supported Lending Platforms

Nexo logo
Nexo
YouHodler logo
YouHodler
Bitget logo
Bitget
Blockchain.com logo
Blockchain.com
Coinbase logo
Coinbase

Frequently Asked Questions About Cardano (ADA) Lending

What is Cardano (ADA) and how does it differ from other smart contract platforms?
Cardano is a blockchain platform designed for secure, scalable, and sustainable smart contracts and decentralized applications. It emphasizes a research-driven approach, peer-reviewed academic research, and a layered architecture that separates settlement and computation. This design aims to improve security and governance over time. ADA is the native token used to pay for transactions, participate in consensus, and support network governance. Compared to some platforms, Cardano uses a proof-of-stake consensus (Ouroboros) rather than proof-of-work, which can offer energy efficiency and faster, more predictable finality as the network grows.
How can I participate in Cardano’s network or stake ADA to earn rewards?
Staking ADA allows you to participate in Cardano’s proof-of-stake consensus and earn rewards. To stake, you typically delegate your ADA to a stake pool or run your own stake pool if you have the technical capacity. Delegating does not relinquish control of your funds and can be done from a compatible wallet (e.g., Daedalus, Yoroi). Rewards are earned over epochs (roughly every five days) and depend on your pool’s performance, total stake, and network conditions. It’s important to choose a reliable pool with a strong track record, consider fees, and be mindful of operational risks such as downtime. Always ensure you hold ADA in a secure wallet and never share private keys or recovery phrases.
What are the key risks and considerations when investing in Cardano (ADA)?
Key considerations include market volatility, network competition, and development progress. Cardano’s price can be influenced by overall crypto sentiment, regulatory news, and major protocol updates (hard forks) that impact functionality. While ADA has a capped max supply of 45 billion tokens and a substantial circulating supply, only a portion may be in active use at any time. Security risks include potential bugs in smart contracts as DeFi and DApps build on the platform, so thorough due diligence is essential when interacting with dApps. Diversification, position sizing, and staying informed about protocol milestones (such as upgrades to the Plutus smart contract language and governance changes) are prudent practices for investors.

Cardano ADA News

Treasury Secretary: Crypto 'Nihilists' Who Say They Don't Need Clarity Act 'Should Move to El Salvador' - Decrypt
February 5, 2026Treasury Secretary: Crypto 'Nihilists' Who Say They Don't Need Clarity Act 'Should Move to El Salvador' - Decrypt

Scott Bessent also appeared to empathize with the banking lobby’s concerns about the bill during Senate testimony on Thursday.

Crypto Exchange Gemini Slashes Jobs Amid Exit From Europe, Australia - Decrypt
February 5, 2026Crypto Exchange Gemini Slashes Jobs Amid Exit From Europe, Australia - Decrypt

Publicly traded crypto exchange Gemini is exiting foreign markets and laying off around 25% of its staff to improve its path to profitability.

Ether price analysis: Why ETH is underperforming during this crypto plunge
February 5, 2026Ether price analysis: Why ETH is underperforming during this crypto plunge

Ether has dropped below $2,000, underperforming other major cryptocurrencies as selling accelerates from leveraged traders, onchain liquidations and long-term holders.

Compare Cardano (ADA) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupUS Access
NexoGo to Platform8% APY5% APY—30 daysCheck terms
YouHodlerGo to Platform12% APY———Not US
CoinbaseGo to Platform1.81% APY———Check terms
BitgetGo to Platform1.8% APY———Check terms
SwissBorgGo to Platform1.11% APY1.21% APY——Check terms
Blockchain.comGo to Platform1% APY———Check terms

1 — 10 / 12

Showing 1 to 10 of 12 results

PreviousNext

Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

PlatformRegulatory StatusProof of ReservesTrack RecordInsurance
NexoEU (VARA Dubai, Multiple VASPs)2024-12 (Armanino)Has issuesCustodial insurance
How we gather this information