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Cardano logo

Cardano (ADA) Lending Rates Up to 12% APY

Find the best ADA lending rates and earn up to 12% APY. Compare 12 platforms side-by-side.

Last updated: January 11, 2026|Advertising disclosure

Cardano Lending Guide

How to lend Cardano
Crypto lending guide

Calculate ADA Interest

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  • Up to 18% APY on crypto and fiat currencies.
  • Daily compounding interest.
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Cardano ADA News

Can Stablecoins Break Free From the US Dollar? - Decrypt
January 24, 2026Can Stablecoins Break Free From the US Dollar? - Decrypt

Nearly all stablecoins track the U.S. dollar. Experiments with baskets and commodities show how hard that grip is to loosen.

3 Reasons Why Cardano Price Might Keep Falling
January 24, 20263 Reasons Why Cardano Price Might Keep Falling

Cardano price bounced 7% again, but selling pressure, whale exits, and profit-taking signals suggest the move may fail under key resistance.

Why Silver's Surge Echoes Crypto Altcoin Season: Bitwise Exec - Decrypt
January 23, 2026Why Silver's Surge Echoes Crypto Altcoin Season: Bitwise Exec - Decrypt

Investors appear to be rotating to silver from gold, right as both surge to new highs, in a trend that echoes past altcoin seasons.

Newly Added Coins to Lend

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)

Supported Lending Platforms

Nexo logo
Nexo
YouHodler logo
YouHodler
Bitget logo
Bitget
Blockchain.com logo
Blockchain.com
Coinbase logo
Coinbase

Similar Coins to Lend

Bitcoin logo
Bitcoin (BTC)
XRP logo
XRP (XRP)
Dogecoin logo
Dogecoin (DOGE)
Chainlink logo
Chainlink (LINK)
FYDcoin logo
FYDcoin (FYD)
YouHodler

0.12% ADA

Frequently Asked Questions About Cardano (ADA) Lending

What is Cardano (ADA) and how does it differ from other smart contract platforms?
Cardano is a blockchain platform designed for secure, scalable, and sustainable smart contracts and decentralized applications. It emphasizes a research-driven approach, peer-reviewed academic research, and a layered architecture that separates settlement and computation. This design aims to improve security and governance over time. ADA is the native token used to pay for transactions, participate in consensus, and support network governance. Compared to some platforms, Cardano uses a proof-of-stake consensus (Ouroboros) rather than proof-of-work, which can offer energy efficiency and faster, more predictable finality as the network grows.
How can I participate in Cardano’s network or stake ADA to earn rewards?
Staking ADA allows you to participate in Cardano’s proof-of-stake consensus and earn rewards. To stake, you typically delegate your ADA to a stake pool or run your own stake pool if you have the technical capacity. Delegating does not relinquish control of your funds and can be done from a compatible wallet (e.g., Daedalus, Yoroi). Rewards are earned over epochs (roughly every five days) and depend on your pool’s performance, total stake, and network conditions. It’s important to choose a reliable pool with a strong track record, consider fees, and be mindful of operational risks such as downtime. Always ensure you hold ADA in a secure wallet and never share private keys or recovery phrases.
What are the key risks and considerations when investing in Cardano (ADA)?
Key considerations include market volatility, network competition, and development progress. Cardano’s price can be influenced by overall crypto sentiment, regulatory news, and major protocol updates (hard forks) that impact functionality. While ADA has a capped max supply of 45 billion tokens and a substantial circulating supply, only a portion may be in active use at any time. Security risks include potential bugs in smart contracts as DeFi and DApps build on the platform, so thorough due diligence is essential when interacting with dApps. Diversification, position sizing, and staying informed about protocol milestones (such as upgrades to the Plutus smart contract language and governance changes) are prudent practices for investors.

Compare Cardano (ADA) Lending Rates

PlatformCoinInterest rate
NexoCardano (ADA)Up to 8% APY
YouHodlerCardano (ADA)Up to 12% APY
CoinbaseCardano (ADA)Up to 1.81% APY
BitgetCardano (ADA)Up to 1.8% APY
SwissBorgCardano (ADA)Up to 1.11% APY
Blockchain.comCardano (ADA)Up to 1% APY

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