BNB (BNB) Interest Rates | Lending, Staking & Loan APY

Best BNB Interest Rates

Updated every 5 min

Lending

12.00% APY

on YouHodler

Staking

7.00% APY

on Nexo

Borrowing

1.90% APR

on Nexo

Comparing BNB rates across 8 platforms to find you the best yields.

Best BNB Lending Options

Highest Rate:YouHodler(12.00% APY)

Maximum yield currently available

Best Overall:Nexo(7.00% APY)

Regulated CeFi with insurance

Recommendations based on current rates, platform type, and trust factors. Always do your own research before investing.

Compare BNB (BNB) Interest Rates

BNB (BNB) Lending Rates

See all 4 lending rates

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
Nexo	Go to Platform	7% APY	4% APY	—	30 days	Check terms
YouHodler	Go to Platform	12% APY	—	—	—	Check terms
EarnPark	Go to Platform	10% APY	—	—	—	Check terms
OKX	Go to Platform	3.65% APY	—	—	—	Check terms

Rates as listed by providers on Jul 26, 2026

BNB (BNB) Staking Rewards

See all 2 staking rewards

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
Nexo	Go to Platform	7% APY	4% APY	—	30 days	Check terms
Ankr	Go to Platform	0.53% APY	—	—	—	Check terms

Rates as listed by providers on Jul 26, 2026

BNB (BNB) Loan Rates

See all 2 loan rates

Platform	Action	Best Rate	LTV	Min Collateral	US Access
Nexo	Get Loan	1.9% APR	—	—	Check terms
YouHodler	Get Loan	12% APR	—	—	Check terms

Rates as listed by providers on Jul 26, 2026

BNB (BNB) Prices

See all 7 prices

Platform	Coin	Price
BigONE	BNB (BNB)	573.35
CoinEx	BNB (BNB)	571
WhiteBit	BNB (BNB)	570.9
LBank	BNB (BNB)	570.89
Bitrue	BNB (BNB)	570.85
BTSE	BNB (BNB)	570.79
Nexo	BNB (BNB)	570.37

BNB Lending Rates Market Summary

Average Rate

8.16%APY

Highest Rate

12%APY

YouHodler

Platforms Tracked

Best Risk-Adjusted

12%APY

YouHodler

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BNB Guides

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Frequently Asked Questions About BNB (BNB) Interest Rates

What is BNB and what is it used for on the Binance platform?: BNB is Binance Coin, the native token of the Binance ecosystem. It started as an ERC-20 token on Ethereum but has evolved to power the broader Binance ecosystem, including fee discounts on trades, transaction fees, listing fees, and other platform services when used to pay. BNB can also be used to participate in token sales hosted on Binance Launchpad and, in some cases, serves as gas for transactions on certain Binance-affiliated networks. The long-term plan has included a burn mechanism to reduce supply and support value. If you trade or participate in Binance services regularly, paying with BNB can reduce costs and unlock additional benefits.
How many BNB are there and what is the current supply vs. max supply?: There will be a maximum of 200 million BNB tokens. The circulating supply is currently around 136.36 million BNB. Binance conducts periodic burns to reduce the total supply, aiming to increase scarcity and support price dynamics over time. As of the latest data, the circulating supply reflects tokens already issued and available in the market, while the max supply represents the cap Binance has set for the token. Investors should monitor burn announcements and supply changes for potential impact on scarcity.
What are the key factors influencing BNB’s price today and in the near term?: BNB’s price is influenced by several factors: overall demand for Binance services (trading volume and fee discounts drive BNB utility), broader market sentiment for cryptocurrencies, regulatory developments affecting exchanges, and the burn schedule that reduces supply over time. Additionally, the adoption of BNB within other ecosystems (BNB Chain, decentralized apps, or cross-chain functionality) can affect demand. Recent price movements may also reflect macro market trends, trading volumes on Binance, and changes to discount tiers for using BNB to pay fees.
How does the BNB burn mechanism impact value and what should investors expect?: BNB undergoes periodic burns where Binance repurchases and permanently removes a portion of the total supply. This reduces circulating supply and can exert upward pressure on the price if demand remains steady or grows. The burns create a predictable scarcity dynamic that investors often monitor. While burns can positively influence price, they do not guarantee gains and should be considered alongside market risk, platform health, and regulatory factors. Stay updated on burn dates and the amount burned each quarter for a clearer view of supply changes.
Is BNB a good option for staking or earning yields, and how does staking work on the Binance ecosystem?: BNB offers staking and participation in various yield opportunities within the Binance ecosystem and on BNB Chain. Staking typically involves locking BNB to support network security or governance, in exchange for rewards. The specifics—such as reward rates, lock-up periods, and eligible wallets—vary by program and network. For risk-aware users, consider rewards versus the opportunity cost and potential price volatility. Always verify current staking terms on Binance or trusted BNB Chain interfaces, and beware of scams that imitate official staking programs.

BNB BNB News

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Frequently Asked Questions About BNB (BNB) Interest Rates

What is BNB and what is it used for on the Binance platform?

BNB is Binance Coin, the native token of the Binance ecosystem. It started as an ERC-20 token on Ethereum but has evolved to power the broader Binance ecosystem, including fee discounts on trades, transaction fees, listing fees, and other platform services when used to pay. BNB can also be used to participate in token sales hosted on Binance Launchpad and, in some cases, serves as gas for transactions on certain Binance-affiliated networks. The long-term plan has included a burn mechanism to reduce supply and support value. If you trade or participate in Binance services regularly, paying with BNB can reduce costs and unlock additional benefits.

How many BNB are there and what is the current supply vs. max supply?

There will be a maximum of 200 million BNB tokens. The circulating supply is currently around 136.36 million BNB. Binance conducts periodic burns to reduce the total supply, aiming to increase scarcity and support price dynamics over time. As of the latest data, the circulating supply reflects tokens already issued and available in the market, while the max supply represents the cap Binance has set for the token. Investors should monitor burn announcements and supply changes for potential impact on scarcity.

What are the key factors influencing BNB’s price today and in the near term?

BNB’s price is influenced by several factors: overall demand for Binance services (trading volume and fee discounts drive BNB utility), broader market sentiment for cryptocurrencies, regulatory developments affecting exchanges, and the burn schedule that reduces supply over time. Additionally, the adoption of BNB within other ecosystems (BNB Chain, decentralized apps, or cross-chain functionality) can affect demand. Recent price movements may also reflect macro market trends, trading volumes on Binance, and changes to discount tiers for using BNB to pay fees.

How does the BNB burn mechanism impact value and what should investors expect?

BNB undergoes periodic burns where Binance repurchases and permanently removes a portion of the total supply. This reduces circulating supply and can exert upward pressure on the price if demand remains steady or grows. The burns create a predictable scarcity dynamic that investors often monitor. While burns can positively influence price, they do not guarantee gains and should be considered alongside market risk, platform health, and regulatory factors. Stay updated on burn dates and the amount burned each quarter for a clearer view of supply changes.

Is BNB a good option for staking or earning yields, and how does staking work on the Binance ecosystem?

BNB offers staking and participation in various yield opportunities within the Binance ecosystem and on BNB Chain. Staking typically involves locking BNB to support network security or governance, in exchange for rewards. The specifics—such as reward rates, lock-up periods, and eligible wallets—vary by program and network. For risk-aware users, consider rewards versus the opportunity cost and potential price volatility. Always verify current staking terms on Binance or trusted BNB Chain interfaces, and beware of scams that imitate official staking programs.