Bitcompare

The trusted provider of rates and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Crypto Staking Rewards
  • Crypto Lending Rates
  • Crypto Loan Rates

Lending Rates

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • USD Coin (USDC)
  • Solana (SOL)
  • BNB (BNB)
  • XRP (XRP)

Stablecoins

  • Stablecoin Interest Rates
  • Tether (USDT)
  • USD Coin (USDC)
  • Dai (DAI)

Company

  • Become a partner
  • Contact us
  • About
  • Developer API
  • A Blu.Ventures company
  • Status

Get crypto smart in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news.

No spam, unsubscribe anytime. Read our Privacy Policy.

PolicyTerms of useAdvertising disclosureSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities that can be found on this site are offered by companies with which Bitcompare has made deals. This relationship may affect the way and where products appear on the site, such as in what order they are listed in categories. Information about products may also be placed based on other factors, such as the ranking algorithms on our website. Bitcompare does not look at or list all companies or products on the market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are the author's alone. Additionally, the opinions expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not show up until a Bitcompare administrator approves it.

Warning: The price of digital assets can be volatile. The value of your investment can go down or up, and you may not get back the amount invested. You are the only one who is responsible for the money you invest, and Bitcompare is not responsible for any losses you might have. Any APR shown is a rough estimate of how much cryptocurrency you will earn in rewards over the time period you choose. It does not display the actual or predicted returns or yields in any fiat currency. The APR is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not meant to be a sign from Bitcompare that the information is correct or reliable. Before making any investment, you should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not under the control of Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning

BitcompareBitcompare
  • Get listed
LendingStakingBorrowingStablecoins
  1. Bitcompare
  2. Coins
  3. Bitcoin (BTC)
Bitcoin logo

Bitcoin (BTC) Interest Rates

Compare Bitcoin interest rates for lending, staking, and borrowing

$64,381.53
↓ 2.13%
Updated: February 24, 2026
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

Compare Bitcoin (BTC) Interest Rates

Bitcoin (BTC) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupUS Access
EarnParkGo to Platform8% APY——30 daysNot US
NexoGo to Platform6.25% APY3.25% APY—30 daysCheck terms
NebeusGo to Platform4.5% APY———Not US
YouHodlerGo to Platform12% APY———Not US
AQRUGo to Platform2.5% APY———Check terms
GeminiGo to Platform0.01% APY———US Available
See all 26 lending rates

Bitcoin (BTC) Staking Rewards

PlatformActionMax RateBase RateMin DepositLockupUS Access
EarnParkGo to Platform8% APY——30 daysNot US
YouHodlerGo to Platform12% APY———Not US
AQRUGo to Platform2.5% APY———Check terms
GeminiGo to Platform0.01% APY———US Available
See all 4 staking rewards

Bitcoin (BTC) Borrowing Rates

PlatformActionBest RateLTVMin CollateralUS Access
NexoGet Loan2.9% APR——Check terms
NebeusGet Loan8% APR——Not US
Xapo BankGet Loan10.26% APR——Check terms
See all 10 borrowing rates

BTC Lending Rates Market Summary

Average Rate
5.54%APY
Highest Rate
12%APY
YouHodler
Platforms Tracked
6
Best Risk-Adjusted
12%APY
YouHodler

Bitcoin Guides

How to buy Bitcoin
How to earn Bitcoin

Stablecoin Interest Rates

Compare lending, staking, and borrowing rates for USDT, USDC, DAI, and 40+ stablecoins across top platforms.

Up to 12% APY
40+ stablecoins
Compare Stablecoin Rates →

Popular Coins

Bitcoin logo
Bitcoin (BTC)
Ethereum logo
Ethereum (ETH)
Tether logo
Tether (USDT)
USD Coin logo
USD Coin (USDC)
Solana logo
Solana (SOL)
BNB logo
BNB (BNB)
XRP logo
XRP (XRP)
Cardano logo
Cardano (ADA)
Dogecoin logo
Dogecoin (DOGE)
Polkadot logo
Polkadot (DOT)

Best Bitcoin (BTC) lending options compared: Highest Rate: YouHodler offers 12.00% APY. Maximum yield currently available. Best Overall: Nexo offers 6.25% APY. Regulated CeFi with insurance.

Best BTC Lending Options

Highest Rate:YouHodler(12.00% APY)

Maximum yield currently available

Best Overall:Nexo(6.25% APY)

Regulated CeFi with insurance

Recommendations based on current rates, platform type, and trust factors. Always do your own research before investing.

Bitcoin BTC News

Stripe says stablecoin adoption soars despite 'crypto winter'
February 24, 2026Stripe says stablecoin adoption soars despite 'crypto winter'

The payments giant says Bridge, its stablecoin arm, saw transactions volume quadruple through last year as stablecoin adoption is decoupling from crypto cycles.

Trump’s White House Has One View of Crypto Legislation. His Family’s Crypto Company Has Another - Decrypt
February 24, 2026Trump’s White House Has One View of Crypto Legislation. His Family’s Crypto Company Has Another - Decrypt

World Liberty Financial is backing Coinbase on the crypto market structure bill debate, even as the White House criticizes the company.

Ethereum Foundation Starts Staking Treasury Amid Vitalik Buterin's ETH Sales - Decrypt
February 24, 2026Ethereum Foundation Starts Staking Treasury Amid Vitalik Buterin's ETH Sales - Decrypt

The Ethereum Foundation began staking ETH as part of new treasury operations amid a string of sales from co-founder Vitalik Buterin.

Frequently Asked Questions About Bitcoin (BTC) Interest Rates

What makes Bitcoin different from other cryptocurrencies?
Bitcoin is the original decentralized digital currency designed to enable peer-to-peer transactions without intermediaries. It operates on a Proof of Work network secured by the SHA-256 mining algorithm and has a fixed supply cap of 21 million coins, making it deflationary by design. Its value is driven by scarcity, network security, and widespread adoption rather than a single platform or use case. Bitcoin’s mature ecosystem includes a robust network of wallets, exchanges, and layer-2 developments, while its permissionless nature means anyone can participate with minimal requirements.
How does Bitcoin ensure security and prevent double-spending?
Bitcoin achieves security through a decentralized network of miners who compete to solve cryptographic puzzles and add new blocks to the blockchain. Each block contains a set of validated transactions, and once a block is confirmed, it becomes increasingly difficult to alter previous transactions. The consensus mechanism, PoW, requires substantial computational work to modify history, effectively preventing double-spending. Additionally, the public ledger is replicated across thousands of nodes worldwide, making tampering highly impractical.
What is the current supply status and how do halvings affect Bitcoin?
Bitcoin has a circulating supply of about 19.98 million coins out of a maximum 21 million. New bitcoins are issued as block rewards to miners roughly every 10 minutes. These rewards halve approximately every four years in an event known as a halving, reducing new supply and introducing a supply schedule that over time tends toward scarcity. The most recent halvings have historically influenced price dynamics by reducing inflation pressure and signaling longer-term scarcity to markets.
How can I buy, store, and use Bitcoin safely in day-to-day transactions?
To participate in Bitcoin, you typically buy BTC on a crypto exchange or through peer-to-peer platforms, then transfer it to a personal wallet. For storage, use a combination of hot wallets (for frequent use) and cold wallets (hardware wallets or air-gapped devices) for long-term holding. Security best practices include enabling two-factor authentication on exchange accounts, keeping private keys and recovery phrases offline and backed up, updating software, and avoiding phishing attempts. To spend BTC, you broadcast a transaction from your wallet to a recipient’s Bitcoin address; transactions are confirmed by miners and appear on the blockchain after a few confirmations.
What should I know about Bitcoin’s price trends and market indicators?
Bitcoin price is influenced by macroeconomic factors, institutional adoption, and on-chain activity. Key indicators to watch include price movements relative to 24-hour volume, market capitalization, realized price, and on-chain metrics like active addresses and hash rate. It’s important to view price within a long-term context—Bitcoin has a history of significant volatility but long-term appreciation tied to its fixed supply and growing network. Always perform risk-aware research, diversify holdings, and consider dollar-cost averaging for acquisition rather than attempting to time market peaks and troughs.

The highest Bitcoin lending rate is 12.00% APY on YouHodler. BTC staking rewards reach 6.25% APY on Nexo. Borrow against BTC from 1.90% APR on Nexo. Rates tracked across 9 platforms. Last updated: 2026-02-24T17:11:11.088Z.

Best BTC Interest Rates

Updated Feb 24, 5:11 PM
Lending
12.00% APY
on YouHodler →
Staking
6.25% APY
on Nexo →
Borrowing
1.90% APR
on Nexo →

Comparing BTC rates across 9 platforms to find you the best yields.

The best BTC interest rate is currently 12.0% APY on YouHodler. Across 5 platforms, the average BTC lending rate is 5.8% APY. Below you can compare all BTC lending, staking, and borrowing rates side by side.

NexoSponsored
Earn Daily Interest on BTC
  • Up to 16% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

Stablecoins

Tether logo
Tether (USDT)
USDC logo
USDC (USDC)
USDS logo
USDS (USDS)
Dai logo
Dai (DAI)
First Digital USD logo
First Digital USD (FDUSD)