Find the best BCH lending rates and earn up to 12% APY APY. Compare 7 platforms side-by-side.
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The best Bitcoin Cash lending rate is 5% APY on EarnPark.. Other top platforms include Nexo (11% APY) and Nebeus (4.5% APY). Compare BCH lending rates across 7 platforms.
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
YouHodler currently offers the highest Bitcoin Cash lending rate in the United States at 12.00% APY, matching its 30-day average of 12.00%.
| Provider | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 12% | - | avg 12% | |
| 11% | avg 8% | ||
| 5% | avg 4.44% | ||
| 0.01% | - | avg 0.01% | |
Best 30-day averageYouHodler (12% APY) | |||
We evaluate each platform's regulatory status, transparency, and track record.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| Gemini | US (NYDFS, FinCEN) | 2024-12 (Big Four (SOC 2)) | Has issues | Digital asset insurance |