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Morpho Lending Rates Up to 3.37% APY

Compare all Morpho lending rates and find the highest APY for your crypto.

Last updated: April 16, 2026|Advertising disclosure

Morpho offers lending rates up to 3.37% APY, with the best rate on USDC (usdc). Other supported coins: usdt (3.08% APY), btc (0.62% APY). Compare Morpho lending rates for 3 cryptocurrencies.

Compare Morpho Lending Rates

CoinPlatformInterest rate
Bitcoin (btc)MorphoUp to 0.62% APY
Tether (usdt)MorphoUp to 3.08% APY
USDC (usdc)MorphoUp to 3.37% APY

Historical Morpho lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for USDC, Ethereum, Tether, Bitcoin over the past 30-day

Morpho currently offers the highest Tether lending rate in the United States at 3.08% APY, slightly below its 30-day average of 3.35%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
0%avg 2.93%
3.15%avg 1.98%
3.08%avg 3.35%
0.62%avg 0.03%
Best 30-day averageTether (3.35% APY)