Morpho Lending Rates Up to 21.93% APY
Compare all Morpho lending rates and find the highest APY for your crypto.
Morpho offers lending rates up to 21.93% APY, with the best rate on Dai (dai). Other supported coins: usdc (3.48% APY), usdt (2.39% APY), eth (1.64% APY). Compare Morpho lending rates for 33 cryptocurrencies.
Compare Morpho Lending Rates
| Coin | Platform | Interest rate |
|---|---|---|
| Bitcoin (btc) | Morpho | Up to 0.00003037% APY |
| Ethereum (eth) | Morpho | Up to 1.64% APY |
| Tether (usdt) | Morpho | Up to 2.39% APY |
| USDC (usdc) | Morpho | Up to 3.48% APY |
| USDS (usds) | Morpho | Up to 0.27% APY |
| Dai (dai) | Morpho | Up to 4.67% APY |
Rates as listed by providers on Aug 17, 2026
Historical Morpho lending rates (the United States)
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
Loading chart...
Morpho currently offers the highest Usual lending rate in the United States at 20.49% APY, above its 30-day average of 18.61%.
30-DAY AVERAGE RATESArrows compare today vs 30-day average
| Coin | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 0% | avg 17.33% | ||
| 20.49% | avg 18.61% | ||
| 0% | avg 15.53% | ||
| 8.9% | avg 1.69% | ||
| 6.2% | avg 7.69% | ||
| 4.67% | avg 4.81% | ||
Best 30-day averageUsual (18.61% APY) | |||