Morpho Lending Rates Up to 18.98% APY
Compare all Morpho lending rates and find the highest APY for your crypto.
Morpho offers lending rates up to 18.98% APY, with the best rate on Dai (dai). Other supported coins: usdc (4.1% APY), usdt (2.41% APY), usde (1.72% APY). Compare Morpho lending rates for 28 cryptocurrencies.
Compare Morpho Lending Rates
| Coin | Platform | Interest rate |
|---|---|---|
| Ethereum (eth) | Morpho | Up to 1.53% APY |
| Tether (usdt) | Morpho | Up to 2.41% APY |
| USDC (usdc) | Morpho | Up to 4.1% APY |
| USDS (usds) | Morpho | Up to 0.53% APY |
| Ethena USDe (usde) | Morpho | Up to 1.72% APY |
| Dai (dai) | Morpho | Up to 4.46% APY |
Rates as listed by providers on Oct 7, 2026
Historical Morpho lending rates (the United States)
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
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Morpho currently offers the highest Usual lending rate in the United States at 18.98% APY, slightly below its 30-day average of 22.88%.
30-DAY AVERAGE RATESArrows compare today vs 30-day average
| Coin | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 18.98% | avg 22.88% | ||
| — | avg 8.62% | ||
| — | avg 2.52% | ||
| 4.46% | avg 5.41% | ||
| — | avg 3.15% | ||
| — | avg 4.24% | ||
Best 30-day averageUsual (22.88% APY) | |||