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Aave V3 Lending Rates Up to 3.61% APY

Compare all Aave V3 lending rates and find the highest APY for your crypto.

Last updated: August 18, 2026|Advertising disclosure

Aave V3 offers lending rates up to 3.61% APY, with the best rate on USDC (usdc). Other supported coins: usdt (2.91% APY), eth (1.43% APY), usds (0.12% APY). Compare Aave V3 lending rates for 17 cryptocurrencies.

usdc3.29%usdt2.91%eth1.43%usds0.12%

Compare Aave V3 Lending Rates

CoinPlatformInterest rate
Bitcoin (btc)Aave V3Up to 0.01% APY
Ethereum (eth)Aave V3Up to 1.43% APY
Tether (usdt)Aave V3Up to 2.91% APY
USDC (usdc)Aave V3Up to 3.29% APY
Lido Staked Ether (steth)Aave V3Up to 0.00000575% APY
USDS (usds)Aave V3Up to 0.12% APY
Rates as listed by providers on Aug 18, 2026

Historical Aave V3 lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for PayPal USD, USDC, Tether, Legacy Frax Dollar, Dai, Ethena USDe over the past 30-day

Aave V3 currently offers the highest USDC lending rate in the United States at 0.00% APY, slightly below its 30-day average of 3.51%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
PayPal USD
0%avg 3.17%
USDC
0%avg 3.51%
Tether
2.91%avg 2.75%
Legacy Frax Dollar
2.7%-avg 2.7%
Dai
2.32%avg 3.39%
Ethena USDe
0%avg 1.66%
Best 30-day averageUSDC (3.51% APY)