Solana (SOL) Lending Rates Up to 20% APY
Find the best SOL lending rates and earn up to 20% APY. Compare 20 platforms side-by-side.
Find the best SOL lending rates and earn up to 20% APY. Compare 20 platforms side-by-side.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | US Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 8% APY | 5% APY | — | 30 days | Check terms |
| EarnPark | Go to Platform | 7% APY | — | — | 30 days | Not US |
| YouHodler | Go to Platform | 12% APY | — | — | — | Not US |
| Gemini | Go to Platform | 0.01% APY | — | — | — | US Available |
| Kucoin | Go to Platform | 8% APY | — | — | — | Check terms |
| Coinbase | Go to Platform | 6.51% APY | — | — | — | Check terms |
| Klink | Go to Platform | 5.76% APY | — | — | — | Check terms |
| Wirex | Go to Platform | 5.5% APY | — | — | — | Not US |
| Blockchain.com | Go to Platform | 5% APY | — | — | — | Check terms |
| Bitget | Go to Platform | 3.8% APY | — | — | — | Check terms |
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
| Date | YouHodler | Nexo | Earnpark | Gemini |
|---|---|---|---|---|
| 2026-01-07 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-08 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-09 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-10 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-11 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-12 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-13 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-14 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-15 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-16 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-17 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-18 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-19 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-20 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-21 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-22 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-23 | 12.00 | 8.00 | 0.07 | 0.01 |
| 2026-01-24 | 12.00 | 6.50 | 0.07 | 0.01 |
| 2026-01-25 | 12.00 | 6.50 | 0.07 | 0.01 |
| 2026-01-26 | 12.00 | 6.50 | 0.07 | 0.01 |
| 2026-01-27 | 12.00 | 6.50 | 0.07 | 0.01 |
| 2026-01-28 | 12.00 | 6.50 | 0.07 | 0.01 |
| 2026-01-29 | 12.00 | 6.50 | 5.75 | 0.01 |
| 2026-01-30 | 12.00 | 6.50 | 7.00 | 0.01 |
| 2026-01-31 | 12.00 | 6.50 | 7.00 | 0.01 |
| 2026-02-01 | 12.00 | 6.50 | 7.00 | 0.01 |
| 2026-02-02 | 12.00 | 6.50 | 7.00 | 0.01 |
| 2026-02-03 | 12.00 | 6.50 | 7.00 | 0.01 |
YouHodler currently offers the highest Solana lending rate in the United States at 12.00% APY, matching its 30-day average of 12.00%.
| Provider | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 12% | - | avg 12% | |
| 8% | avg 7.41% | ||
| 7% | avg 1.51% | ||
| 0.01% | - | avg 0.01% | |
Best 30-day averageYouHodler (12% APY) | |||
We evaluate each platform's regulatory status, transparency, and track record.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
| Gemini | US (NYDFS, FinCEN) | 2024-12 (Big Four (SOC 2)) | Has issues | Digital asset insurance |
