Litecoin (LTC) Lending Rates Up to 16% APY

Find the best LTC lending rates and earn up to 16% APY. Compare 11 platforms side-by-side.

Last updated: January 11, 2026|Advertising disclosure

Litecoin Lending Guide

How to lend Litecoin

Crypto lending guide

Compare Litecoin (LTC) Lending Rates

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
Nexo	Go to Platform	7.75% APY	4.75% APY	—	30 days	Check terms
Nebeus	Go to Platform	4.5% APY	4.5% APY	$25	—	Not US
YouHodler	Go to Platform	16% APY	—	—	—	Not US
Gemini	Go to Platform	0.01% APY	—	—	—	US Available
Blockchain.com	Go to Platform	1% APY	—	—	—	Check terms
CEX.io	Go to Platform	1% APY	—	—	—	Check terms
Bitget	Go to Platform	0.3% APY	—	—	—	Check terms

Platform

Action

Max Rate

Base Rate

Min Deposit

Lockup

US Access

Nexo

Go to Platform

7.75% APY

4.75% APY

—

30 days

Check terms

Nebeus

Go to Platform

4.5% APY

$25

—

Not US

YouHodler

Go to Platform

16% APY

—

Not US

Gemini

Go to Platform

0.01% APY

—

US Available

Blockchain.com

Go to Platform

1% APY

—

Check terms

CEX.io

Go to Platform

1% APY

—

Check terms

Bitget

Go to Platform

0.3% APY

—

Check terms

Historical Litecoin lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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YouHodler currently offers the highest Litecoin lending rate in the United States at 16.00% APY, matching its 30-day average of 16.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
YouHodler	16%	-	avg 16%
Nexo	7.75%		avg 6.92%
Gemini	0.01%	-	avg 0.01%
Best 30-day averageYouHodler (16% APY)

Last updated: Feb 10, 2026, 01:35 AM

Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance
Gemini	US (NYDFS, FinCEN)	2024-12 (Big Four (SOC 2))	Has issues	Digital asset insurance

How we gather this information

Frequently Asked Questions About Litecoin (LTC) Lending

What is Litecoin (LTC) and how does it differ from Bitcoin?

Litecoin is a peer-to-peer cryptocurrency created as a lighter, faster alternative to Bitcoin. It shares a similar codebase and philosophy but aims to provide quicker transaction confirmation times and a higher maximum supply. Litecoin uses a different hashing algorithm (Scrypt, historically) and implements a shorter block generation time of 2.5 minutes (compared to Bitcoin’s ~10 minutes), which generally results in faster on-chain settlement. The project also periodically experiments with protocol tweaks and release cycles to improve scalability and usability. If you’re evaluating LTC, consider transaction speed, network fees, and how it fits into your trading or payment workflow relative to BTC and other altcoins.

Is Litecoin a good investment right now, and what factors should I consider?

Investing in Litecoin involves assessing price action, network fundamentals, and broader market conditions. Key factors include: current price and daily change (LTC is around $74 with recent positive momentum), circulating supply (about 76.7 million LTC out of 84 million max supply), and network activity (transactions and hashrate). Also consider Litecoin’s development roadmap, layer-2 solutions, merchant adoption, and macro crypto trends. Diversification, risk tolerance, and a clear exit plan are essential. Always verify the latest market data from reliable sources and avoid investing more than you can afford to lose.

What are the practical steps to buy, store, and use Litecoin securely?

To acquire Litecoin: choose a reputable exchange, complete KYC, and place a buy order for LTC. After purchase, transfer your LTC to a personal wallet you control. For security, use a wallet with private keys you manage (hardware wallets like Ledger or Trezor provide strong protection against online threats). Enable two-factor authentication on exchange accounts and wallets, and consider a dedicated offline backup of your seed phrases. When spending LTC, ensure you’re sending to a correct Litecoin address and be mindful of network confirmations (typically a few confirmations for finality). Stay aware of phishing attempts and avoid sharing sensitive keys or recovery phrases. Regularly update wallet software and monitor for any security advisories from Litecoin Core or trusted communities.

Frequently Asked Questions About Litecoin (LTC) Lending