Dai Lending Rates: Compare Best (DAI) APY in Germany

Earn interest on Dai up to 16 % APY. Compare rates and features across 22 platforms.

Last updated: 11 January 2026|Advertising disclosure

Dai Lending Guide for Germany

How to lend Dai in Germany

Crypto lending guide for Germany

Latest Dai (DAI) Lending APY

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	DE Access
Nexo	Go to Platform	13 % APY	9 % APY	—	90 days	Check terms
EarnPark	Go to Platform	7 % APY	—	—	30 days	Check terms
YouHodler	Go to Platform	20 % APY	—	—	—	Check terms
AQRU	Go to Platform	6 % APY	—	—	—	Check terms
Aave	Go to Platform	3,42 % APY	—	—	—	Check terms
Gemini	Go to Platform	0,01 % APY	—	—	—	Not DE
Wirex	Go to Platform	16 % APY	—	—	—	Check terms
Bitget	Go to Platform	5 % APY	—	—	—	Check terms
BTSE	Go to Platform	4,35 % APY	—	—	—	Check terms
Klink	Go to Platform	4,15 % APY	—	—	—	Check terms

Platform

Action

Max Rate

Base Rate

Min Deposit

Lockup

DE Access

Nexo

Go to Platform

13 % APY

9 % APY

—

90 days

Check terms

EarnPark

Go to Platform

7 % APY

—

30 days

Check terms

YouHodler

Go to Platform

20 % APY

—

Check terms

AQRU

Go to Platform

6 % APY

—

Check terms

Aave

Go to Platform

3,42 % APY

—

Check terms

Gemini

Go to Platform

0,01 % APY

—

Not DE

Wirex

Go to Platform

16 % APY

—

Check terms

Bitget

Go to Platform

5 % APY

—

Check terms

BTSE

Go to Platform

4,35 % APY

—

Check terms

Klink

Go to Platform

4,15 % APY

—

Check terms

Historical Dai lending rates (Germany)

Rates shown are the headline rates we track for Germany users; actual rates may vary by product, tier, or terms.

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YouHodler currently offers the highest Dai lending rate in Germany at 20.00% APY, matching its 30-day average of 20.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
YouHodler	20 %	-	avg 20 %
Nexo	13 %		avg 12,07 %
Earnpark	7 %		avg 2,01 %
Aqru	6 %	-	avg 6 %
Aave	3,42 %		avg 0 %
Gemini	0,01 %	-	avg 0,01 %
Best 30-day averageYouHodler (20 % APY)

Last updated: 7 Feb 2026, 10:55

Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance
Aave	United States (SEC)	Audited	—	—
Gemini	US (NYDFS, FinCEN)	2024-12 (Big Four (SOC 2))	Has issues	Digital asset insurance

How we gather this information

Frequently Asked Questions About Lending Dai (DAI) in Germany

What are the current lending rates for Dai (DAI)?

The current lending rates for Dai (DAI) vary across different platforms. As of now, there are a total of 10 lending rates available, with the best rate being offered on AQRU. However, specific numerical rates are not currently available. It is important to stay informed about these rates, as they can fluctuate based on market conditions. For the most accurate and up-to-date information, consider checking Bitcompare regularly.

How can I find the best lending rates for Dai (DAI)?

To find the best lending rates for Dai (DAI), you can utilize platforms like Bitcompare, which offers real-time price comparisons and aggregates lending rates from various sources. Bitcompare highlights the best available rates, making it easier for users to identify the most competitive options. Additionally, you can set up email rate alerts to stay informed about any changes in lending rates for Dai, ensuring you never miss an opportunity to maximize your returns.

What factors influence the lending rates for Dai (DAI)?

Lending rates for Dai (DAI) are influenced by several factors, including market demand, supply dynamics, and overall liquidity in the DeFi ecosystem. Additionally, the specific platform offering the loan can impact rates, as each platform may have different risk assessments and operational costs. Economic conditions, such as interest rate trends in traditional finance, can also affect the rates for Dai lending. Staying updated with market sentiment analysis on Bitcompare can help you better understand these fluctuations.

Are there any risks associated with lending Dai (DAI)?

Yes, there are risks associated with lending Dai (DAI), as with any investment in the cryptocurrency space. Key risks include smart contract vulnerabilities, market volatility, and the potential for liquidity issues on lending platforms. Additionally, if the platform you choose encounters operational problems or insolvency, you may lose your funds. It is important to conduct thorough research on the lending platform's security measures and to stay informed about the latest developments in the Dai ecosystem through Bitcompare.

How can I effectively lend my Dai (DAI)?

To lend your Dai (DAI) effectively, start by researching various lending platforms that support Dai, such as AQRU and others listed on Bitcompare. Compare the lending rates, terms, and reputations of the platforms to find the best option. Ensure you understand the risks involved and consider diversifying your lending across multiple platforms to mitigate potential losses. Additionally, set up email alerts on Bitcompare to track changes in rates, ensuring you can respond to market shifts promptly and maximize your lending returns.

Frequently Asked Questions About Lending Dai (DAI) in Germany