Find the best POL lending rates and earn up to 16% APY APY. Compare 3 platforms side-by-side.
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The best Proof Of Liquidity lending rate is 4.2% APY on EarnPark.. Other top platforms include Nexo (7% APY) and YouHodler (16% APY). Compare POL lending rates across 3 platforms.
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | US Access |
|---|---|---|---|---|---|---|
| EarnPark | Go to Platform | 4.2% APY | — | — | — | Not US |
| Nexo | Go to Platform | 7% APY | — | — | 30 days | Check terms |
| YouHodler | Go to Platform | 16% APY | — | — | — | Check terms |
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
YouHodler currently offers the highest Proof Of Liquidity lending rate in the United States at 16.00% APY, matching its 30-day average of 16.00%.
| Provider | Current Rate | Trend | Average Rate |
|---|---|---|---|
| 16% | - | avg 16% | |
| 7% | avg 5% | ||
| 4.2% | avg 4.17% | ||
Best 30-day averageYouHodler (16% APY) | |||
We evaluate each platform's regulatory status, transparency, and track record.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
