Kusama (KSM) Interest Rates

Max Rate — Max Rate is the advertised maximum.
Base Rate — Base Rate is what most users actually get (often requires token staking or high tiers for max rate).

Learn more about how rates work →

Kusama Guides

How to buy Kusama

How to earn Kusama

Compare Kusama (KSM) Interest Rates

Kusama (KSM) Lending Rates

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
Nexo	Go to Platform	13% APY	9% APY	—	30 days	Check terms
Bitget	Go to Platform	6% APY	—	—	—	Check terms

See all 4 lending rates

Kusama (KSM) Staking Rewards

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
Uphold	Go to Platform	4.8% APY	—	—	—	Check terms
Binance	Go to Platform	10.9% APY	—	—	—	Check terms

See all 17 staking rewards

Kusama (KSM) Borrowing Rates

Platform	Action	Best Rate	LTV	Min Collateral	US Access
Nexo	Get Loan	2.9% APR	—	—	Check terms
Bitget	Get Loan	26.32% APR	—	—	Check terms

See all 2 borrowing rates

KSM Lending Rates Market Summary

Average Rate

9.5% APY

Highest Rate

13% APY

Nexo

Platforms Tracked

Best Risk-Adjusted

13% APY

Nexo

How to read this table:

Max Rate — Max Rate is the advertised maximum.
Base Rate — Base Rate is what most users actually get (often requires token staking or high tiers for max rate).

Learn more about how rates work →

Frequently Asked Questions About Kusama (KSM) Interest Rates

What is Kusama (ksm) and how does it relate to Polkadot?

Kusama (ksm) is a scalable, multi-chain network designed as a canary network for Polkadot. It serves as a proving ground where developers can experiment with new features, governance models, and parachains in a real economic environment before deploying on Polkadot. While Kusama shares much of the underlying technology with Polkadot, it tends to have faster onboarding, more permissive governance, and a higher-risk, higher-reward feel. Investors should treat Kusama as a testing ground with the potential for significant innovation and rapid changes.

What is the current status of Kusama in terms of price, supply, and market cap?

As of now, Kusama (ksm) has a price around $4.40, with a 24-hour price change of roughly 3.7% in positive territory. The circulating supply is about 17.76 million ksm. The market capitalization sits near $78.1 million, reflecting its position as a niche-but-active parachain ecosystem project. Keep in mind that price and supply figures can fluctuate with market activity, staking participation, and network developments, so always check a reputable data source for the latest numbers.

How do I stake Kusama, and what are the potential rewards and risks?

Staking Kusama typically involves bonding ksm to participate in validating or nominating validators, securing the network and earning rewards. Rewards are awarded in ksm and can vary with network participation, era length, and validator performance. To stake, you’ll need a Kusama-compatible wallet (e.g., Polkadot.js Apps or a supported third-party wallet), some free ksm to cover transaction fees, and a bonding or staking command/process defined by the wallet. Risks include slashing for validator misbehavior, lock-up periods during which you cannot transfer your staked funds, and price volatility. Always diversify across validators and monitor governance and network updates to manage risk.

What are parachains, and why are they important for Kusama?

Parachains are independent, sovereign blockchains that connect to Kusama (and Polkadot) to share security and interoperability. They enable specialized functionality—such as smart contracts, identity, or DeFi—while benefiting from Kusama’s pooled security model. Parachain slots are allocated through on-chain auctions, and successful projects gain fast, scalable cross-chain interactions with other parachains and external networks. For Kusama, the frequent experimentation with parachain concepts accelerates innovation and helps developers test real-world use cases before deploying on Polkadot.

What should I consider before investing in Kusama (ksm)?

Before investing, consider Kusama’s role as a high-velocity experimental network with a relatively higher risk profile than Polkadot. Price can be volatile, and the ecosystem evolves rapidly as new parachains launch and governance proposals pass. Evaluate factors such as upcoming parachain auctions, validator health, network upgrades, and the development activity around key use cases (DeFi, identity, governance tooling). Risk management tips include allocating only a portion of your portfolio to ksm, staying informed about on-chain governance signals, and using reputable wallets and exchanges with robust security practices.

Frequently Asked Questions About Kusama (KSM) Interest Rates