Spark Lending Rates Up to 3.47% APY
Compare all Spark lending rates and find the highest APY for your crypto.
Spark offers lending rates up to 3.47% APY, with the best rate on USDC (usdc). Other supported coins: usdt (2.62% APY), dai (2.17% APY), usds (2.03% APY). Compare Spark lending rates for 9 cryptocurrencies.
Compare Spark Lending Rates
| Coin | Platform | Interest rate |
|---|---|---|
| Bitcoin (btc) | Spark | Up to 0.00000391% APY |
| Ethereum (eth) | Spark | Up to 1.66% APY |
| Tether (usdt) | Spark | Up to 2.62% APY |
| USDC (usdc) | Spark | Up to 3.47% APY |
| USDS (usds) | Spark | Up to 2.03% APY |
| Dai (dai) | Spark | Up to 2.17% APY |
Rates as listed by providers on Aug 19, 2026
Historical Spark lending rates (the United States)
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
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Spark currently offers the highest Tether lending rate in the United States at 2.62% APY, slightly below its 30-day average of 3.79%.
30-DAY AVERAGE RATESArrows compare today vs 30-day average
| Coin | Current Rate | Trend | Average Rate |
|---|---|---|---|
| — | avg 3.49% | ||
| 2.62% | avg 3.79% | ||
| 2.17% | avg 2.18% | ||
| 2.03% | avg 2.05% | ||
| 1.66% | avg 1.68% | ||
| — | avg 0.45% | ||
Best 30-day averageTether (3.79% APY) | |||