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Spark Lending Rates Up to 3.54% APY

Compare all Spark lending rates and find the highest APY for your crypto.

Last updated: September 9, 2026|Advertising disclosure

Spark offers lending rates up to 3.54% APY, with the best rate on USDC (usdc). Other supported coins: usdt (2.62% APY), dai (2.46% APY), usds (2.32% APY). Compare Spark lending rates for 9 cryptocurrencies.

Compare Spark Lending Rates

CoinPlatformInterest rate
Bitcoin (btc)SparkUp to 0.00001433% APY
Ethereum (eth)SparkUp to 1.55% APY
Tether (usdt)SparkUp to 2.62% APY
USDC (usdc)SparkUp to 3.54% APY
USDS (usds)SparkUp to 2.32% APY
Dai (dai)SparkUp to 2.46% APY
Rates as listed by providers on Sep 9, 2026

Historical Spark lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for USDC, Tether, Dai, USDS, Ethereum, PayPal USD over the past 30-day

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
avg 3.48%
2.62%avg 3.47%
2.46%avg 2.22%
2.32%avg 2.09%
1.55%avg 1.68%
avg 0.42%
Best 30-day averageUSDC (3.48% APY)