Spark Lending Rates Up to 4.35% APY
Compare all Spark lending rates and find the highest APY for your crypto.
Spark offers lending rates up to 4.35% APY, with the best rate on USDC (usdc). Other supported coins: usdt (3.62% APY), dai (3.58% APY), usds (3.44% APY). Compare Spark lending rates for 9 cryptocurrencies.
Compare Spark Lending Rates
| Coin | Platform | Interest rate |
|---|---|---|
| Bitcoin (btc) | Spark | Up to 0.00000792% APY |
| Ethereum (eth) | Spark | Up to 1.49% APY |
| Tether (usdt) | Spark | Up to 3.62% APY |
| USDC (usdc) | Spark | Up to 4.35% APY |
| USDS (usds) | Spark | Up to 3.44% APY |
| Dai (dai) | Spark | Up to 3.58% APY |
Rates as listed by providers on Nov 8, 2026
Historical Spark lending rates (the United States)
Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.
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Spark currently offers the highest Tether lending rate in the United States at 3.62% APY, below its 30-day average of 3.74%.
30-DAY AVERAGE RATESArrows compare today vs 30-day average
| Coin | Current Rate | Trend | Average Rate |
|---|---|---|---|
| — | avg 3.62% | ||
| 3.62% | avg 3.74% | ||
| 3.58% | avg 2.89% | ||
| 3.44% | avg 2.74% | ||
| 1.49% | avg 1.51% | ||
| — | avg 0.85% | ||
Best 30-day averageTether (3.74% APY) | |||
