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Spark Lending Rates Up to 3.69% APY

Compare all Spark lending rates and find the highest APY for your crypto.

Last updated: May 6, 2026|Advertising disclosure

Spark offers lending rates up to 3.69% APY, with the best rate on USDC (usdc). Other supported coins: usdt (2.5% APY), eth (1.95% APY), btc (0% APY). Compare Spark lending rates for 4 cryptocurrencies.

Compare Spark Lending Rates

CoinPlatformInterest rate
Bitcoin (btc)SparkUp to 0.00001% APY
Ethereum (eth)SparkUp to 1.95% APY
Tether (usdt)SparkUp to 2.5% APY
USDC (usdc)SparkUp to 3.65% APY

Historical Spark lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for USDS, USDC, Tether, Ethereum, PayPal USD, Coinbase Wrapped BTC over the past 30-day

Spark currently offers the highest USDC lending rate in the United States at 0.00% APY, slightly below its 30-day average of 3.71%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
3.69%avg 3.51%
0%avg 3.71%
2.5%avg 3.01%
1.95%avg 2.14%
0%avg 0.52%
0%-avg 0.01%
Best 30-day averageUSDC (3.71% APY)