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OKX Lending Rates Up to 74.46% APY

Compare all OKX lending rates and find the highest APY for your crypto.

Last updated: November 14, 2026|Advertising disclosure

OKX offers lending rates up to 74.46% APY, with the best rate on USDC (usdc). Other supported coins: usdt (14.6% APY), eth (3.65% APY), bnb (3.65% APY). Compare OKX lending rates for 148 cryptocurrencies.

Compare OKX Lending Rates

CoinPlatformInterest rate
Bitcoin (btc)OKXUp to 1.83% APY
Ethereum (eth)OKXUp to 3.65% APY
Tether (usdt)OKXUp to 14.6% APY
BNB (bnb)OKXUp to 3.65% APY
USDC (usdc)OKXUp to 16.43% APY
XRP (xrp)OKXUp to 3.65% APY
Rates as listed by providers on Nov 14, 2026

Historical OKX lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for OKX BETH, Magic Eden, Huma Finance, Lombard, Berachain, Data Network over the past 30-day

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
—avg 1,332.25%
—avg 74.55%
—avg 410.33%
—avg 140.29%
—avg 109.86%
—avg 0%
Best 30-day averageOKX BETH (1,332.25% APY)