Bitcompare

The trusted provider of rates and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Crypto Prices
  • Convert
  • Crypto Staking Rewards
  • Crypto Lending Rates
  • Crypto Loan Rates
  • Stablecoin Lending Rates
  • Stablecoin Staking Rewards

Best

  • Crypto Staking Platforms
  • Crypto Savings Accounts
  • Crypto Lending Platforms
  • Crypto Exchanges
  • Crypto Debit Cards

Learn

  • Staking
  • Crypto Lending
  • Crypto Loans

Company

  • Become a partner
  • Careers
  • Contact us
  • About
  • Bytes
  • Developer API
  • A Blu.Ventures company
  • Status

Get crypto smart in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news.

No spam, unsubscribe anytime. Read our Privacy Policy.

PolicyTerms of useSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities that can be found on this site are offered by companies with which Bitcompare has made deals. This relationship may affect the way and where products appear on the site, such as in what order they are listed in categories. Information about products may also be placed based on other factors, such as the ranking algorithms on our website. Bitcompare does not look at or list all companies or products on the market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are the author's alone. Additionally, the opinions expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not show up until a Bitcompare administrator approves it.

Warning: The price of digital assets can be volatile. The value of your investment can go down or up, and you may not get back the amount invested. You are the only one who is responsible for the money you invest, and Bitcompare is not responsible for any losses you might have. Any APR shown is a rough estimate of how much cryptocurrency you will earn in rewards over the time period you choose. It does not display the actual or predicted returns or yields in any fiat currency. The APR is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not meant to be a sign from Bitcompare that the information is correct or reliable. Before making any investment, you should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not under the control of Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning

BitcompareBitcompare
See allPricesLendingStakingBorrowing
  1. Bitcompare
  2. Polkadot (DOT)
Polkadot logo

Polkadot (DOT) Interest Rates

Compare Polkadot interest rates for lending, staking, and borrowing

BND 1.38
↓ 3.62%
Updated: 5 February 2026
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

Polkadot Earning Guide

How to earn Polkadot
How to earn Polkadot
NexoSponsored
Buy Crypto Easily with Nexo
  • Competitive prices on 300+ cryptocurrencies.
  • Instant purchases with credit/debit card or bank transfer.
  • Zero fees on trades above $100.

About Polkadot (DOT)

Polkadot (DOT) is a multi-chain network designed to facilitate interoperability among various blockchains while ensuring secure information sharing. Its architecture features a central relay chain that provides security and consensus for connected parachains, allowing them to function independently...
Polkadot (DOT) addresses multiple use cases across various sectors, with a primary focus on interoperability and scalability. A notable application is in decentralized finance (DeFi), where projects can utilize Polkadot's framework to develop cross-chain lending and borrowing solutions, enhancing...
Polkadot (DOT) features a unique tokenomics model with a total supply of 1 billion tokens, utilized for governance, staking, and bonding within the network. The distribution model incentivizes participation and security; a portion of DOT tokens is allocated to early investors, the Web3 Foundation,...
Polkadot employs a strong security model based on its nominated proof-of-stake (NPoS) consensus mechanism, enhancing the network's resilience against attacks. Validators are selected based on the number of DOT tokens they hold and nominations from other token holders, ensuring a diverse and...
Polkadot's development roadmap outlines key milestones aimed at enhancing its functionality and ecosystem. The network launched in May 2020 with the relay chain, followed by the introduction of parachains in December 2021, enabling multiple blockchains to operate in parallel.

How to Keep Your Polkadot (DOT) Safe

To enhance the security of your Polkadot (DOT) holdings, consider using a hardware wallet, which provides an offline storage solution that protects your private keys from online threats. Reputable options include Ledger and Trezor. For private key management, ensure that your keys are stored securely and never shared. Utilize strong, unique passwords and consider using a password manager for added security. Be aware of common risks such as phishing attacks and malware; mitigate these by enabling two-factor authentication (2FA) on your accounts and regularly updating your software. Implement multi-signature security options, where multiple private keys are required to authorize transactions, adding an extra layer of protection. Lastly, establish a robust backup procedure by securely storing copies of your recovery phrases and private keys in multiple physical locations, ensuring that they are protected from theft or loss.

How Polkadot (DOT) Works

Polkadot operates on a unique multi-chain architecture that enables different blockchains, known as parachains, to interoperate and share information securely. Its consensus mechanism utilizes a hybrid approach that combines Nominated Proof-of-Stake (NPoS) with a relay chain, which coordinates the network and ensures that transactions across parachains are validated efficiently. Transaction validation involves a process in which validators, selected based on their stake, confirm transactions and add them to the relay chain, maintaining high throughput and low latency. Network security is enhanced by the shared security model, where all parachains benefit from the security of the relay chain, making it resilient against attacks. Unique technical features of Polkadot include its ability to facilitate cross-chain communication and its capacity to upgrade without hard forks, allowing for seamless improvements and adaptability to evolving technological needs.

Newly Added Coins

Luxxcoin logo
Luxxcoin (lux)
Rayls logo
Rayls (rls)
HumidiFi logo
HumidiFi (wet)
Irys logo
Irys (irys)
Lucidum logo
Lucidum (lucic)

Similar Coins

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Frequently Asked Questions About Polkadot (DOT) Interest Rates

What is Polkadot (DOT) and how does it function?
Polkadot (DOT) is a multi-chain platform designed to enable different blockchains to interoperate and share information securely. It utilizes a unique architecture that includes a central relay chain and numerous parachains, allowing for scalability and customization. By connecting various blockchains, Polkadot facilitates a more decentralized web, enhancing functionality and user experience. Its consensus mechanism ensures network security while enabling upgrades without hard forks, making it a flexible and innovative solution in the blockchain ecosystem.

Supported Exchanges

Nexo logo
Nexo
PrimeXBT logo
PrimeXBT
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Binance logo
Binance

Compare Polkadot (DOT) Interest Rates

Polkadot (DOT) Lending Rates

See all 16 lending rates

Polkadot (DOT) Staking Rewards

See all 30 staking rewards

Polkadot (DOT) Borrowing Rates

See all 4 borrowing rates

DOT Lending Rates Market Summary

Average Rate
12.5% APY
Highest Rate
16% APY
Nexo
Platforms Tracked
3
Best Risk-Adjusted
16% APY
Nexo

How to read this table:

  • Max Rate — The advertised maximum rate.
  • Base Rate — What most users actually get (often requires token staking or high tiers for the max rate).

Learn more about how rates work →

PlatformActionMax RateBase RateMin DepositLockupSG Access
NexoGo to Platform16% APY12% APY—180 daysCheck terms
EarnParkGo to Platform5.5% APY——30 daysNot SG
YouHodlerGo to Platform16% APY———Not SG
PlatformActionMax RateBase RateMin DepositLockupSG Access
EarnParkGo to Platform5.5% APY——30 daysNot SG
YouHodlerGo to Platform16% APY———Not SG
UpholdGo to Platform9.5% APY———Check terms
PlatformActionBest RateLTVMin CollateralSG Access
NexoGet Loan2.9% APR——Check terms
YouHodlerGet Loan12% APR——Not SG
BitgetGet Loan24.65% APR——Check terms

Polkadot DOT News

Bitcoin Extends Selloff as Macro Pressures and Leverage Unwind - Decrypt
February 5, 2026Bitcoin Extends Selloff as Macro Pressures and Leverage Unwind - Decrypt

The latest decline reflects a broader unwind in leverage, with investors reassessing Bitcoin’s short-term role as an inflation hedge.

DePIN Tokens Lag, Revenues Rise as Sector Is ‘Forced Into Fundamentals’ - Decrypt
January 29, 2026DePIN Tokens Lag, Revenues Rise as Sector Is ‘Forced Into Fundamentals’ - Decrypt

Token prices across DePIN remain deeply depressed, but on-chain revenues are growing.

CoinDesk 20 performance update: index drops 2.3% as all constituents trade lower
January 29, 2026CoinDesk 20 performance update: index drops 2.3% as all constituents trade lower

Avalanche (AVAX) declined 4.4% and Polkadot (DOT) fell 4.1%, leading index lower.