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  2. Lending Rates
Cardano logo

Cardano Lending Rates: Compare Best (ADA) APY

Earn interest on Cardano up to 12% APY. Compare rates and features on 12 platforms.

Last updated: 11 January 2026|Advertising disclosure

Cardano Lending Guide

How to lend Cardano
Crypto lending guide

Calculate ADA Interest

NexoSponsored
Earn High Yields on Your Crypto with Nexo
  • Up to 18% APY on crypto and fiat currencies.
  • Daily compounding interest.
  • No lock-up periods, withdraw anytime.

Cardano ADA News

Bitcoin crashes below $70,000 as XRP hit hardest while erasing $1B in crypto trading positions
February 5, 2026Bitcoin crashes below $70,000 as XRP hit hardest while erasing $1B in crypto trading positions

Bitcoin and the broader market selloff erases $1 billion in trading positions, exposing the industry's susceptibility to volatility.

Bitcoin Extends Selloff as Macro Pressures and Leverage Unwind - Decrypt
February 5, 2026Bitcoin Extends Selloff as Macro Pressures and Leverage Unwind - Decrypt

The latest decline reflects a broader unwind in leverage, with investors reassessing Bitcoin’s short-term role as an inflation hedge.

Anthropic’s AI Tools Rattle Software Stocks, Prompt Rethink of Sector Valuations - Decrypt
February 4, 2026Anthropic’s AI Tools Rattle Software Stocks, Prompt Rethink of Sector Valuations - Decrypt

A selloff in professional-services stocks followed fresh concerns that AI agents could disrupt traditional software pricing.

Newly Added Coins to Lend

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)
YouHodler

0.12% ADA

Supported Lending Platforms

Nexo logo
Nexo
YouHodler logo
YouHodler
Bitget logo
Bitget
Blockchain.com logo
Blockchain.com
Coinbase logo
Coinbase

Similar Coins to Lend

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)

Frequently Asked Questions About Lending Cardano (ADA)

What is Cardano (ADA) and how does it function?
Cardano (ADA) is a blockchain platform designed for developing decentralized applications (dApps) and smart contracts. Launched in 2017, it utilizes a unique proof-of-stake consensus mechanism called Ouroboros, which enhances security and energy efficiency. Cardano's architecture consists of two layers: the Cardano Settlement Layer (CSL) for transactions and the Cardano Computation Layer (CCL) for smart contracts. This design promotes scalability and flexibility, enabling developers to create innovative solutions while maintaining a secure environment.

Latest Cardano (ADA) Lending Rates

PlatformActionMax RateBase RateMin DepositLockupNG Access
NexoGo to Platform8% APY5% APY—30 daysCheck terms
YouHodlerGo to Platform12% APY———Not NG
CoinbaseGo to Platform1.81% APY———Check terms
BitgetGo to Platform1.8% APY———Check terms
SwissBorgGo to Platform1.11% APY1.21% APY——Check terms
Blockchain.comGo to Platform1% APY———Check terms

1 — 10 / 12

Showing 1 to 10 of 12 results

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Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

PlatformRegulatory StatusProof of ReservesTrack RecordInsurance
NexoEU (VARA Dubai, Multiple VASPs)2024-12 (Armanino)Has issuesCustodial insurance
How we gather this information