XRP (XRP) Interest Rates
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| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | CN Access |
|---|---|---|---|---|---|---|
| EarnPark | Go to Platform | 5% APY | — | — | — | Check terms |
| Nexo | Go to Platform | 8.5% APY | 4.5% APY | — | 90 days | Check terms |
| Nebeus | Go to Platform | 4.5% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 12% APY | — | — | — | Check terms |
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | CN Access |
|---|---|---|---|---|---|---|
| Nexo | Go to Platform | 8.5% APY | 4.5% APY | — | 90 days | Check terms |
Best XRP (XRP) lending options compared: Highest Rate: YouHodler offers 12.00% APY. Maximum yield currently available. Best Overall: Nexo offers 8.50% APY. Regulated CeFi with insurance.
Maximum yield currently available
Regulated CeFi with insurance
Recommendations based on current rates, platform type, and trust factors. Always do your own research before investing.
The highest XRP lending rate is 12.00% APY on YouHodler. XRP staking rewards reach 8.50% APY on Nexo. Borrow against XRP from 1.90% APR on Nexo. Rates tracked across 7 platforms.
Comparing XRP rates across 7 platforms to find you the best yields.
The best XRP interest rate is currently 12.0% APY on YouHodler. Across 4 platforms, the average XRP lending rate is 7.5% APY. Below you can compare all XRP lending, staking, and borrowing rates side by side.