What are the current lending rates for USDC (USD Coin)?

The current lending rates for USDC vary across different platforms, with a total of 19 available rates. While the average rate is not specified, the best lending rate can be found on Ledn, which offers competitive terms. It is important to stay informed about these rates, as they can fluctuate based on market conditions. For the latest updates, consider regularly checking trusted platforms like Bitcompare, which provide real-time comparisons and alerts.

USDC (USDC) Lending Rates

Find the best USDC lending rates and earn up to 20% APY APY. Compare 4 platforms side-by-side.

Updated: March 4, 2026

20% APY

Highest Rate

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The best USDC lending rate is 5% APY on EarnPark.. Other top platforms include Nexo (12% APY) and Syrup (4.64% APY). Compare USDC lending rates across 4 platforms.

EarnPark5%Nexo12%Syrup4.64%

Compare USDC (USDC) Lending Rates

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
EarnPark	Go to Platform	5% APY	—	—	—	Check terms
Nexo	Go to Platform	12% APY	8% APY	—	90 days	Check terms
Syrup	Go to Platform	4.64% APY	—	—	—	Check terms
YouHodler	Go to Platform	20% APY	—	—	—	Check terms

Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance

How we gather this information

USDC Lending Guide

How to lend USDC

Crypto lending guide

Frequently Asked Questions About USDC (USDC) Lending

What are the current lending rates for USDC (USD Coin)?: The current lending rates for USDC vary across different platforms, with a total of 19 available rates. While the average rate is not specified, the best lending rate can be found on Ledn, which offers competitive terms. It is important to stay informed about these rates, as they can fluctuate based on market conditions. For the latest updates, consider regularly checking trusted platforms like Bitcompare, which provide real-time comparisons and alerts.

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