XRP (XRP) Lending Rates
Find the best XRP lending rates and earn up to 12% APY APY. Compare 4 platforms side-by-side.
Updated:
12% APY
Highest Rate
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The best XRP lending rate is 5% APY on EarnPark.. Other top platforms include Nexo (8.5% APY) and Nebeus (4.5% APY). Compare XRP lending rates across 4 platforms.
Compare XRP (XRP) Lending Rates
| Platform | Action | Max Rate | Base Rate | Min Deposit | Lockup | US Access |
|---|---|---|---|---|---|---|
| EarnPark | Go to Platform | 5% APY | — | — | — | Check terms |
| Nexo | Go to Platform | 8.5% APY | 4.5% APY | — | 90 days | Check terms |
| Nebeus | Go to Platform | 4.5% APY | — | — | — | Check terms |
| YouHodler | Go to Platform | 12% APY | — | — | — | Check terms |
Platform Safety Information
We evaluate each platform's regulatory status, transparency, and track record.
| Platform | Regulatory Status | Proof of Reserves | Track Record | Insurance |
|---|---|---|---|---|
| Nexo | EU (VARA Dubai, Multiple VASPs) | 2024-12 (Armanino) | Has issues | Custodial insurance |
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