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Cardano logo

Cardano Lending Rates: Compare the Best (ADA) APY

Earn interest on Cardano up to 12% APY. Compare rates and features across 12 platforms.

Last updated: 19 December 2025|Advertising disclosure
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Cardano Lending Guide

How to lend Cardano
Crypto lending guide
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Calculate ADA Interest

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Cardano ADA News

FTX, Alameda Execs Will Be Barred From Wall Street Roles for Up to 10 Years - Decrypt
December 19, 2025FTX, Alameda Execs Will Be Barred From Wall Street Roles for Up to 10 Years - Decrypt

The SEC proposed settlement agreements for key members of FTX co-founder and former CEO Sam Bankman-Fried’s inner circle.

Price predictions 12/19: BTC, ETH, BNB, XRP, SOL, DOGE, ADA, BCH, HYPE, LINK
December 19, 2025Price predictions 12/19: BTC, ETH, BNB, XRP, SOL, DOGE, ADA, BCH, HYPE, LINK

Bitcoin and several major altcoins are trying to rally, but the up move is likely to be met with selling at higher levels.

Fed Pushing Ahead With 'Skinny' Master Account Plan for Crypto Banks - Decrypt
December 19, 2025Fed Pushing Ahead With 'Skinny' Master Account Plan for Crypto Banks - Decrypt

The Federal Reserve has requested public comment on a plan to create a fast-track approval process for “innovation-focused” banks seeking to operate nationally.

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  • Up to 18% p.a. on crypto and fiat currencies.
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Newly Added Coins for Lending

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)

Frequently Asked Questions About Lending Cardano (ADA)

What is Cardano (ADA) and how does it function?
Cardano (ADA) is a blockchain platform designed for developing decentralized applications (dApps) and smart contracts. Launched in 2017, it utilizes a unique proof-of-stake consensus mechanism called Ouroboros, which enhances security and energy efficiency. Cardano's architecture consists of two layers: the Cardano Settlement Layer (CSL) for transactions and the Cardano Computation Layer (CCL) for smart contracts. This design promotes scalability and flexibility, enabling developers to create innovative solutions while maintaining a secure environment.
What distinguishes Cardano from other blockchain platforms?
Cardano distinguishes itself through its research-driven approach, employing peer-reviewed academic research to guide its development. Its unique two-layer architecture separates the settlement layer, which handles ADA transactions, from the computation layer, which facilitates smart contracts. Additionally, Cardano utilizes the energy-efficient proof-of-stake consensus mechanism, Ouroboros, rather than traditional proof-of-work, making it more sustainable. This combination of features enhances security, scalability, and flexibility, positioning Cardano as a leading blockchain platform.
How does Cardano's proof-of-stake mechanism function?
Cardano's proof-of-stake mechanism, called Ouroboros, allows users to validate transactions and create new blocks based on the amount of ADA they hold and are willing to stake. Validators, known as stake pool operators, are selected to create blocks in proportion to their stake, which incentivizes participants to maintain and invest in ADA. This energy-efficient approach enhances network security and decentralization compared to traditional proof-of-work systems, enabling more users to engage in the validation process while reducing environmental impact.
What are the primary use cases for Cardano (ADA)?
Cardano (ADA) supports various use cases, particularly in decentralized finance (DeFi), identity management, and supply chain solutions. Its smart contract functionality enables the creation of decentralized applications (dApps) that facilitate secure peer-to-peer transactions, lending, and trading. Additionally, Cardano aims to enhance digital identity verification through blockchain technology, allowing users to manage their identities securely. The platform's architecture also supports transparent and traceable supply chain management, promoting efficiency and trust across industries.
How does Cardano ensure the scalability of its network?
Cardano ensures scalability through its unique two-layer architecture, consisting of the Cardano Settlement Layer (CSL) and the Cardano Computation Layer (CCL). This separation allows for efficient transaction processing alongside smart contract execution. Additionally, Cardano employs the Ouroboros proof-of-stake mechanism, which enhances transaction throughput without compromising security. Future enhancements, including the implementation of sharding and sidechains, are planned to accommodate increasing user demand and improve overall network performance.
YouHodler

0.12% ADA

Supported Lending Platforms

Nexo logo
Nexo
YouHodler logo
YouHodler
Bitget logo
Bitget
Blockchain.com logo
Blockchain.com
Coinbase logo
Coinbase

Similar Coins to Lend

Bitcoin logo
Bitcoin (BTC)
XRP logo
XRP (XRP)
Dogecoin logo
Dogecoin (DOGE)
Chainlink logo
Chainlink (LINK)
FYDcoin logo
FYDcoin (FYD)

Latest Cardano (ADA) Lending Rates

PlatformCoinInterest rate
NexoCardano (ADA)Up to 8% p.a.
YouHodlerCardano (ADA)Up to 12% p.a.
BitgetCardano (ADA)Up to 1.8% p.a.
Blockchain.comCardano (ADA)Up to 1% p.a.
CoinbaseCardano (ADA)Up to 1.81% p.a.
SwissBorgCardano (ADA)Up to 1.11% p.a.

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