Stellar Lending Rates: Compare Best (XLM) APY in Germany

Earn interest on Stellar up to 12 % APY. Compare rates and features across 12 platforms.

Last updated: 12 January 2026|Advertising disclosure

Stellar Lending Guide for Germany

How to lend Stellar in Germany

Crypto lending guide for Germany

Stellar Lending Rates: Compare Best (XLM) APY in Germany

Earn interest on Stellar up to 12 % APY. Compare rates and features across 12 platforms.

Last updated: 12 January 2026|Advertising disclosure

Latest Stellar (XLM) Lending APY

Plattform	Kryptowährung	APY

Historical Stellar lending rates (Germany)

Rates shown are the headline rates we track for Germany users; actual rates may vary by product, tier, or terms.

Rate data for YouHodler, Nexo, Earnpark
Date	YouHodler	Nexo	Earnpark
2025-12-31	12.00	11.00	0.08
2026-01-01	12.00	11.00	0.08
2026-01-02	12.00	11.00	0.08
2026-01-03	12.00	11.00	0.08
2026-01-04	12.00	11.00	0.08
2026-01-05	12.00	11.00	0.08
2026-01-06	12.00	11.00	0.08
2026-01-07	12.00	11.00	0.08
2026-01-08	12.00	11.00	0.08
2026-01-09	12.00	11.00	0.08
2026-01-10	12.00	11.00	0.08
2026-01-11	12.00	11.00	0.08
2026-01-12	12.00	11.00	0.08
2026-01-13	12.00	11.00	0.08
2026-01-14	12.00	11.00	0.08
2026-01-15	12.00	11.00	0.08
2026-01-16	12.00	11.00	0.08
2026-01-17	12.00	11.00	0.08
2026-01-18	12.00	11.00	0.08
2026-01-19	12.00	11.00	0.08
2026-01-20	12.00	11.00	0.08
2026-01-21	12.00	11.00	0.08
2026-01-22	12.00	11.00	0.08
2026-01-23	12.00	11.00	0.08
2026-01-24	12.00	8.00	0.08
2026-01-25	12.00	8.00	0.08
2026-01-26	12.00	8.00	0.08
2026-01-27	12.00	8.00	0.08

YouHodler currently offers the highest Stellar lending rate in Germany at 12.00% APY, matching its 30-day average of 12.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
YouHodler	12 %	-	avg 12 %
Nexo	11 %		avg 10,57 %
Earnpark	0,08 %	-	avg 0,08 %
Best 30-day averageYouHodler (12 % APY)

Last updated: 29 Jan 2026, 03:45

Stellar Lending Guide for Germany

How to lend Stellar in Germany

Crypto lending guide for Germany

Frequently Asked Questions About Lending Stellar (XLM) in Germany

What are the current lending rates for Stellar (XLM)?: As of now, there are a total of seven lending rates available for Stellar (XLM). The average lending rate is currently not specified, but competitive options are available. For the best lending rate, check platforms like EarnPark to discover the most favorable terms. Staying informed about these rates is essential for optimizing your lending strategy in the cryptocurrency market.
What are the current lending rates for Stellar (XLM) in Germany?: Currently, there are various lending rates for Stellar (XLM) in Germany. While the average lending rate isn't specified, competitive options exist. For the best rates, consider platforms like Nuri or Bitbond to find favorable terms. Staying updated on these rates is crucial for optimizing your lending strategy in the German cryptocurrency market, especially in light of local regulations.
How can I find the best lending rates for Stellar (XLM)?: To find the best lending rates for Stellar (XLM), you can use cryptocurrency comparison platforms like Bitcompare. They provide real-time data on various lending options, including the most competitive rates available. Currently, EarnPark offers one of the most attractive lending rates for XLM. Regularly checking these comparisons ensures that you stay informed about the best opportunities in the market, helping you make informed decisions regarding your Stellar holdings.
What factors influence lending rates for Stellar (XLM)?: Lending rates for Stellar (XLM) can be influenced by various factors, including market demand, overall cryptocurrency market conditions, and the specific policies of lending platforms. Additionally, the risks associated with lending and borrowing XLM, as well as the duration of the loan, can also affect rates. Staying informed about these variables is crucial, and Bitcompare provides insights and real-time updates to help you navigate the lending landscape for Stellar effectively.
Are there any risks associated with lending Stellar (XLM)?: Yes, there are several risks associated with lending Stellar (XLM). These include the potential for borrower default, market volatility affecting the value of XLM, and changes in lending platform policies. Additionally, the cryptocurrency market can be unpredictable, which may impact lending rates and terms. It is essential to conduct thorough research and stay updated with the latest news and market sentiment, which can be found on Bitcompare, to effectively mitigate these risks.
How often do lending rates for Stellar (XLM) change?: Lending rates for Stellar (XLM) can change frequently, often on a daily basis, due to fluctuations in market demand, liquidity, and borrower risk profiles. Various lending platforms may adjust their rates based on current market conditions and competitive pressures. To stay informed about these changes, it is advisable to regularly check platforms like Bitcompare, which provide real-time price comparisons and updates on lending rates for Stellar, ensuring you have the latest information readily available.

Frequently Asked Questions About Lending Stellar (XLM) in Germany

What are the current lending rates for Stellar (XLM)?: As of now, there are a total of seven lending rates available for Stellar (XLM). The average lending rate is currently not specified, but competitive options are available. For the best lending rate, check platforms like EarnPark to discover the most favorable terms. Staying informed about these rates is essential for optimizing your lending strategy in the cryptocurrency market.
What are the current lending rates for Stellar (XLM) in Germany?: Currently, there are various lending rates for Stellar (XLM) in Germany. While the average lending rate isn't specified, competitive options exist. For the best rates, consider platforms like Nuri or Bitbond to find favorable terms. Staying updated on these rates is crucial for optimizing your lending strategy in the German cryptocurrency market, especially in light of local regulations.
How can I find the best lending rates for Stellar (XLM)?: To find the best lending rates for Stellar (XLM), you can use cryptocurrency comparison platforms like Bitcompare. They provide real-time data on various lending options, including the most competitive rates available. Currently, EarnPark offers one of the most attractive lending rates for XLM. Regularly checking these comparisons ensures that you stay informed about the best opportunities in the market, helping you make informed decisions regarding your Stellar holdings.
What factors influence lending rates for Stellar (XLM)?: Lending rates for Stellar (XLM) can be influenced by various factors, including market demand, overall cryptocurrency market conditions, and the specific policies of lending platforms. Additionally, the risks associated with lending and borrowing XLM, as well as the duration of the loan, can also affect rates. Staying informed about these variables is crucial, and Bitcompare provides insights and real-time updates to help you navigate the lending landscape for Stellar effectively.
Are there any risks associated with lending Stellar (XLM)?: Yes, there are several risks associated with lending Stellar (XLM). These include the potential for borrower default, market volatility affecting the value of XLM, and changes in lending platform policies. Additionally, the cryptocurrency market can be unpredictable, which may impact lending rates and terms. It is essential to conduct thorough research and stay updated with the latest news and market sentiment, which can be found on Bitcompare, to effectively mitigate these risks.
How often do lending rates for Stellar (XLM) change?: Lending rates for Stellar (XLM) can change frequently, often on a daily basis, due to fluctuations in market demand, liquidity, and borrower risk profiles. Various lending platforms may adjust their rates based on current market conditions and competitive pressures. To stay informed about these changes, it is advisable to regularly check platforms like Bitcompare, which provide real-time price comparisons and updates on lending rates for Stellar, ensuring you have the latest information readily available.

Stellar Lending Rates: Compare Best (XLM) APY in Germany

Stellar Lending Guide for Germany

Stellar Lending Rates: Compare Best (XLM) APY in Germany

Latest Stellar (XLM) Lending APY

Historical Stellar lending rates (Germany)

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Stellar Lending Guide for Germany

Frequently Asked Questions About Lending Stellar (XLM) in Germany

Newly Added Coins for Lending

Supported Lending Platforms in Germany

Similar Coins to Lend in Germany

Frequently Asked Questions About Lending Stellar (XLM) in Germany

Latest Stellar (XLM) Lending APY

Historical Stellar lending rates (Germany)

30-DAY AVERAGE RATESArrows compare today vs 30-day average