Arbitrum (ARB) Lending Rates Up to 7% APY

Find the best ARB lending rates and earn up to 7% APY. Compare 11 platforms side-by-side.

Last updated: January 12, 2026|Advertising disclosure

Arbitrum Lending Guide

How to lend Arbitrum

Crypto lending guide

Compare Arbitrum (ARB) Lending Rates

Platform	Coin	Interest rate
Nexo	Arbitrum (ARB)	Up to 4% APY
EarnPark	Arbitrum (ARB)	Up to 0.07% APY
Aave	Arbitrum (ARB)	Up to 0.09% APY
Compound	Arbitrum (ARB)	Up to 1.21% APY
Klink	Arbitrum (ARB)	Up to 0.4% APY
Bitget	Arbitrum (ARB)	Up to 0.16% APY

Platform

Coin

Interest rate

Up to 4% APY

Up to 0.07% APY

Up to 0.09% APY

Up to 1.21% APY

Up to 0.4% APY

Up to 0.16% APY

Historical Arbitrum lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

Rate data for Nexo, Aave, Earnpark
Date	Nexo	Aave	Earnpark
2025-12-28	4.00	-	0.07
2025-12-29	4.00	-	0.07
2025-12-30	4.00	-	0.07
2025-12-31	4.00	-	0.07
2026-01-01	4.00	-	0.07
2026-01-02	4.00	-	0.07
2026-01-03	4.00	-	0.07
2026-01-04	4.00	-	0.07
2026-01-05	4.00	-	0.07
2026-01-06	4.00	-	0.07
2026-01-07	4.00	-	0.07
2026-01-08	4.00	-	0.07
2026-01-09	4.00	-	0.07
2026-01-10	4.00	-	0.07
2026-01-11	4.00	-	0.07
2026-01-12	4.00	-	0.07
2026-01-13	4.00	-	0.07
2026-01-14	4.00	-	0.07
2026-01-15	4.00	-	0.07
2026-01-16	4.00	-	0.07
2026-01-17	4.00	-	0.07
2026-01-18	4.00	-	0.07
2026-01-19	4.00	-	0.07
2026-01-20	4.00	-	0.07
2026-01-21	4.00	-	0.07
2026-01-22	4.00	-	0.07
2026-01-23	4.00	-	0.07
2026-01-24	4.00	-	0.07

Nexo currently offers the highest Arbitrum lending rate in the United States at 4.00% APY, matching its 30-day average of 4.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
Nexo	4%	-	avg 4%
Aave	0.09%		avg 0%
Earnpark	0.07%	-	avg 0.07%
Best 30-day averageNexo (4% APY)

Last updated: Jan 26, 2026, 04:11 AM

Frequently Asked Questions About Arbitrum (ARB) Lending

What is Arbitrum (ARB) and how does it work in the Ethereum ecosystem?

Arbitrum is a layer-2 scaling solution for Ethereum designed to improve transaction throughput and reduce fees while preserving security. It uses optimistic rollups to bundle multiple transactions off-chain and then submit a single proof to Ethereum. This approach significantly lowers gas costs for dApps and users while maintaining compatibility with Ethereum smart contracts, meaning most existing Solidity projects can migrate or run on Arbitrum with minimal changes. For users, this translates to faster confirmations and cheaper transactions, especially useful for DeFi, NFT minting, and microtransactions. Note that ARB is the governance and utility token within the Arbitrum ecosystem, used for voting on proposals and paying network fees on supported services within the Arbitrum network.

How can I acquire ARB and what should I know before investing?

ARB is available on many major crypto exchanges and can be traded against fiat currencies or other cryptocurrencies. Before buying, consider factors like liquidity on your chosen exchange, trading volume, and any applicable withdrawal limits. Check the current price (as of now around 0.209 USD) and the 24-hour price change to gauge recent momentum, noting that prices can be volatile. The circulating supply is approximately 5.83 billion, with a max supply of 10 billion, which influences long-term scarcity and potential price dynamics. Important risk considerations include the regulatory environment for layer-2 tokens, project development milestones, and the broader adoption of Arbitrum-based apps. Diversify your holdings, set a clear risk management plan, and only invest funds you can afford to lose.

What are the key use cases of ARB and how does staking or governance work on Arbitrum?

ARB serves as the utility and governance token within the Arbitrum ecosystem. Key use cases include paying for network fees on supported layer-2 services, participating in on-chain governance to influence protocol upgrades, and potentially earning rewards or fee-sharing through ecosystem programs. In terms of governance, ARB holders can vote on proposals that affect protocol parameters, fee structures, and treasury management, enabling community-driven development. While Arbitrum focuses on scalability and developer experience, the practical impact for users is predictable costs and improved dApp performance. If you participate in governance, ensure you understand proposal mechanics, voting thresholds, and any lock-up or snapshot requirements that may apply to specific proposals.

Frequently Asked Questions About Arbitrum (ARB) Lending

Platform	Coin	Interest rate
Nexo	Arbitrum (ARB)	Up to 4% APY
EarnPark	Arbitrum (ARB)	Up to 0.07% APY
Aave	Arbitrum (ARB)	Up to 0.09% APY
Compound	Arbitrum (ARB)	Up to 1.21% APY
Klink	Arbitrum (ARB)	Up to 0.4% APY
Bitget	Arbitrum (ARB)	Up to 0.16% APY

What is Arbitrum (ARB) and how does it work in the Ethereum ecosystem?

How can I acquire ARB and what should I know before investing?

What are the key use cases of ARB and how does staking or governance work on Arbitrum?

Arbitrum (ARB) Lending Rates Up to 7% APY

Arbitrum Lending Guide

Arbitrum (ARB) Lending Rates Up to 7% APY

Compare Arbitrum (ARB) Lending Rates

Historical Arbitrum lending rates (the United States)

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Arbitrum Lending Guide

Frequently Asked Questions About Arbitrum (ARB) Lending

Arbitrum ARB News

Newly Added Coins to Lend

Supported Lending Platforms

Similar Coins to Lend

Compare Arbitrum (ARB) Lending Rates

Historical Arbitrum lending rates (the United States)

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Frequently Asked Questions About Arbitrum (ARB) Lending

Arbitrum ARB News