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  1. Bitcompare
  3. Lending APY
Stellar logo

Stellar Lending Rates: Compare Best (XLM) APY in Germany

Earn interest on Stellar up to 12 % APY. Compare rates and features across 12 platforms.

Last updated: 12 January 2026|Advertising disclosure

Stellar Lending Guide for Germany

How to lend Stellar in Germany
Crypto lending guide for Germany

Calculate XLM APY

Stellar XLM Neuigkeiten

CME Group Weighs Issuing Proprietary Token for Collateral and Margin
February 4, 2026CME Group Weighs Issuing Proprietary Token for Collateral and Margin

CME Group CEO Terry Duffy said the derivatives exchange is weighing a proprietary digital token as it explores tokenized cash and onchain collateral for financial markets.

CME Group explores launching its own coin as exchange deepens tokenization push
February 4, 2026CME Group explores launching its own coin as exchange deepens tokenization push

CME Group CEO says the exchange is exploring tokenized cash and a potential proprietary coin as it reviews new forms of collateral.

Wall Street giant CME Group is eyeing its own 'CME Coin,' CEO says
February 4, 2026Wall Street giant CME Group is eyeing its own 'CME Coin,' CEO says

The initiative is part of CME's weighing on tokenized collateral, and the firm is collaborating with Google on a “tokenized cash” solution set to launch later this year.

NexoSponsored
Maximize Your Returns on Your Cryptocurrency with Nexo
  • Up to 18% APY on cryptocurrencies and fiat currencies.
  • Daily compounding APY.
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Newly Added Coins for Lending

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)

Similar Coins to Lend in Germany

eCash logo
eCash (XEC)
Bitcoin Gold logo
Bitcoin Gold (BTG)
Ravencoin logo
Ravencoin (RVN)
Decred logo
Decred (DCR)
Flux logo
Flux (flux)
YouHodler

0,12 % XLM

Supported Lending Platforms in Germany

Nexo logo
Nexo
Nebeus logo
Nebeus
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Blockchain.com logo
Blockchain.com

Frequently Asked Questions About Lending Stellar (XLM) in Germany

What are the current lending rates for Stellar (XLM)?
As of now, there are a total of seven lending rates available for Stellar (XLM). The average lending rate is currently not specified, but competitive options are available. For the best lending rate, check platforms like EarnPark to discover the most favorable terms. Staying informed about these rates is essential for optimizing your lending strategy in the cryptocurrency market.
What are the current lending rates for Stellar (XLM) in Germany?
Currently, there are various lending rates for Stellar (XLM) in Germany. While the average lending rate isn't specified, competitive options exist. For the best rates, consider platforms like Nuri or Bitbond to find favorable terms. Staying updated on these rates is crucial for optimizing your lending strategy in the German cryptocurrency market, especially in light of local regulations.
How can I find the best lending rates for Stellar (XLM)?
To find the best lending rates for Stellar (XLM), you can use cryptocurrency comparison platforms like Bitcompare. They provide real-time data on various lending options, including the most competitive rates available. Currently, EarnPark offers one of the most attractive lending rates for XLM. Regularly checking these comparisons ensures that you stay informed about the best opportunities in the market, helping you make informed decisions regarding your Stellar holdings.
What factors influence lending rates for Stellar (XLM)?
Lending rates for Stellar (XLM) can be influenced by various factors, including market demand, overall cryptocurrency market conditions, and the specific policies of lending platforms. Additionally, the risks associated with lending and borrowing XLM, as well as the duration of the loan, can also affect rates. Staying informed about these variables is crucial, and Bitcompare provides insights and real-time updates to help you navigate the lending landscape for Stellar effectively.
Are there any risks associated with lending Stellar (XLM)?
Yes, there are several risks associated with lending Stellar (XLM). These include the potential for borrower default, market volatility affecting the value of XLM, and changes in lending platform policies. Additionally, the cryptocurrency market can be unpredictable, which may impact lending rates and terms. It is essential to conduct thorough research and stay updated with the latest news and market sentiment, which can be found on Bitcompare, to effectively mitigate these risks.
How often do lending rates for Stellar (XLM) change?
Lending rates for Stellar (XLM) can change frequently, often on a daily basis, due to fluctuations in market demand, liquidity, and borrower risk profiles. Various lending platforms may adjust their rates based on current market conditions and competitive pressures. To stay informed about these changes, it is advisable to regularly check platforms like Bitcompare, which provide real-time price comparisons and updates on lending rates for Stellar, ensuring you have the latest information readily available.

Latest Stellar (XLM) Lending APY

PlatformActionMax RateBase RateMin DepositLockupDE Access
NexoGo to Platform11 % APY5 % APY—210 daysCheck terms
NebeusGo to Platform4,5 % APY4,5 % APY$2500—Check terms
EarnParkGo to Platform8 % APY——30 daysDE Available
YouHodlerGo to Platform12 % APY———Not DE
KucoinGo to Platform1,33 % APY———Check terms
Blockchain.comGo to Platform1 % APY———Check terms
CEX.ioGo to Platform1 % APY———Check terms

1 — 10 / 12

Displaying 1 to 10 of 12 Ergebnisse

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Historical Stellar lending rates (Germany)

Rates shown are the headline rates we track for Germany users; actual rates may vary by product, tier, or terms.

Loading chart...
Chart comparing rates for YouHodler, Nexo, Earnpark over the past 30-day

YouHodler currently offers the highest Stellar lending rate in Germany at 12.00% APY, matching its 30-day average of 12.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

ProviderCurrent RateTrendAverage Rate
YouHodler
12 %-avg 12 %
Nexo
11 %avg 9,39 %
Earnpark
8 %avg 2,86 %
Best 30-day averageYouHodler (12 % APY)
Last updated: 9 Feb 2026, 02:30

Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

PlatformRegulatory StatusProof of ReservesTrack RecordInsurance
NexoEU (VARA Dubai, Multiple VASPs)2024-12 (Armanino)Has issuesCustodial insurance
How we gather this information