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  2. Loan Rates
USDC logo

USDC Loan Rates: Compare the Best (USDC) APR

Instead of selling your USDC, use it as collateral to secure a USDC-backed loan. Compare the best USDC loan options from a variety of providers.

Last updated: 19 December 2025|Advertising disclosure
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USDC USDC News

Wall Street bank JPMorgan (JPM) says stablecoin market could grow to $600 billion by 2028
December 19, 2025Wall Street bank JPMorgan (JPM) says stablecoin market could grow to $600 billion by 2028

The bank said stablecoin growth is still mostly driven by crypto trading, and rising payments use may boost velocity more than supply.

Intuit to Integrate USDC Stablecoin Across TurboTax, QuickBooks - Decrypt
December 18, 2025Intuit to Integrate USDC Stablecoin Across TurboTax, QuickBooks - Decrypt

Fintech firm Intuit is working with Circle via a multi-year strategic alliance that will see USDC used across the firm's products.

Intuit to use Circle’s stablecoin for financial platforms
December 18, 2025Intuit to use Circle’s stablecoin for financial platforms

The deal between Circle and Intuit will offer a path for the company's financial platforms to utilize the second-largest stablecoin by market capitalization.

NexoSponsored
Borrow Against Your Crypto with Nexo
  • Rates as low as 5.9% p.a.
  • Instant approval and funding.
  • No sell-off of your crypto assets.

Frequently Asked Questions About Borrowing USDC (USDC)

What are the current lending rates for USDC?
The current lending rates for USDC vary across different platforms, with a total of 19 rates available for comparison. While specific average rates are not provided, the best lending rate can be found on Ledn. It is essential to check these rates regularly, as they can fluctuate based on market conditions. Using Bitcompare allows users to access real-time data and make informed decisions regarding lending their USDC, ensuring they secure the best possible rates available.
What are the current lending rates for USDC in Australia?
The current lending rates for USDC in Australia vary across different platforms, with several rates available for comparison. While specific average rates are not provided, the best lending rate can often be found on platforms like Ledn. It's crucial to check these rates regularly, as they can fluctuate based on market conditions. Using tools like Bitcompare allows users to access real-time data and make informed decisions regarding lending their USDC, ensuring they secure the best rates...
How do I choose the best platform for lending my USDC?
When choosing a platform to lend your USDC, consider factors such as interest rates, platform reputation, security features, and user reviews. Currently, there are 19 lending rates available for USDC, with the best rates typically found on competitive platforms like Ledn. Utilize Bitcompare to compare these rates and assess each platform’s terms and conditions. A thorough evaluation will help you find a reliable platform that offers favorable lending terms for your USDC investment.
What factors influence the lending rates for USDC across different platforms?
Lending rates for USDC can be influenced by several factors, including market demand, the supply of USDC, and the liquidity of the platform. Additionally, competitive pressures among lending platforms can lead to fluctuations in rates. Platforms may also adjust rates based on their internal risk assessments and borrower profiles. By utilizing Bitcompare, users can stay informed about these varying rates and make informed decisions regarding where to lend their USDC for optimal returns.
Can I lend my USDC on multiple platforms at the same time?
Yes, you can lend your USDC on multiple platforms simultaneously to diversify your investment and potentially maximize returns. Each platform may offer different lending rates and terms, so spreading your USDC across several platforms can help you take advantage of the best rates available. However, be sure to monitor the terms and fees of each platform closely. Utilizing tools like Bitcompare can assist you in comparing rates and making informed decisions about where to allocate your USDC for lending.
What are the risks associated with lending USDC?
Lending USDC carries several risks, including borrower default, platform security vulnerabilities, and market volatility. If a borrower fails to repay, you may lose your investment, especially if the platform does not require collateral. Additionally, lending platforms can be susceptible to hacks or operational issues. It is essential to choose reputable platforms with strong security measures and to stay informed about the lending landscape. Using Bitcompare can help you assess risks and find the safest options for lending your USDC.
Bitget

0.23% USDC

Supported Lending Platforms

Nexo logo
Nexo
Nebeus logo
Nebeus
YouHodler logo
YouHodler
Aave logo
Aave
Bitget logo
Bitget

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Stellar (XLM)

Newly Added Coins for Borrowing

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Latest USDC (USDC) Borrowing Rates

PlatformCoinInterest rate
NexoUSDC (USDC)From 2.9% per cent APR
NebeusUSDC (USDC)From 10% per cent APR
YouHodlerUSDC (USDC)From 3% per cent APR
AaveUSDC (USDC)From 0% per cent APR
BitgetUSDC (USDC)From 23.29% per cent APR
CompoundUSDC (USDC)From 2.9% per cent APR

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