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Stellar logo

Stellar Lending Rates: Compare the Best (XLM) APY

Earn interest on Stellar up to 12% APY. Compare rates and features across 12 platforms.

Last updated: 19 December 2025|Advertising disclosure
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Stellar Lending Guide

How to lend Stellar
Crypto lending guide
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Calculate XLM Interest

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Stellar XLM News

Coinbase Unveils New Perp Listings — Which Altcoins Made the Cut?
December 16, 2025Coinbase Unveils New Perp Listings — Which Altcoins Made the Cut?

Coinbase has added support for eleven new altcoins, including Chainlink, Dogecoin, and Sui, to its futures offering.

Ethereum News: Ethereum and Dogecoin Lead Altcoin Pullback After Trump Rally Euphoria  | CoinMarketCap
December 14, 2025Ethereum News: Ethereum and Dogecoin Lead Altcoin Pullback After Trump Rally Euphoria | CoinMarketCap

Altcoins retreated Tuesday as markets cooled from last week's Trump-driven surge following stablecoin legislation signing.

3 Bullish Made in USA Coins to Watch Before Christmas Arrives
December 13, 20253 Bullish Made in USA Coins to Watch Before Christmas Arrives

The Made in USA coins category has traded flat, yet pressure is building. These three tokens could be worth watching before Christmas 2025.

NexoSponsored
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  • Up to 18% p.a. on crypto and fiat currencies.
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Newly Added Coins for Lending

Pump.fun logo
Pump.fun (pump)
Berachain BERA logo
Berachain BERA (BERA)
USDT0 logo
USDT0 (usdt0)
Official Trump logo
Official Trump (trump)
USDtb logo
USDtb (usdtb)

Frequently Asked Questions About Lending Stellar (XLM)

What are the current lending rates for Stellar (XLM) in Australia?
Currently, there are several lending rates for Stellar (XLM) in Australia. While the average lending rate isn't specified, competitive options exist. For the best rates, check platforms like EarnPark or local exchanges to find the most favourable terms. Staying updated on these rates is crucial for optimising your lending strategy in the Australian cryptocurrency market.
What are the current lending rates for Stellar (XLM)?
As of now, there are a total of seven lending rates available for Stellar (XLM). The average lending rate is currently not specified, but competitive options are available. For the best lending rate, check platforms like EarnPark to discover the most favorable terms. Staying informed about these rates is essential for optimizing your lending strategy in the cryptocurrency market.
How can I find the best lending rates for Stellar (XLM)?
To find the best lending rates for Stellar (XLM), you can use cryptocurrency comparison platforms like Bitcompare. They provide real-time data on various lending options, including the most competitive rates available. Currently, EarnPark offers one of the most attractive lending rates for XLM. Regularly checking these comparisons ensures that you stay informed about the best opportunities in the market, helping you make informed decisions regarding your Stellar holdings.
What factors influence lending rates for Stellar (XLM)?
Lending rates for Stellar (XLM) can be influenced by various factors, including market demand, overall cryptocurrency market conditions, and the specific policies of lending platforms. Additionally, the risks associated with lending and borrowing XLM, as well as the duration of the loan, can also affect rates. Staying informed about these variables is crucial, and Bitcompare provides insights and real-time updates to help you navigate the lending landscape for Stellar effectively.
Are there any risks associated with lending Stellar (XLM)?
Yes, there are several risks associated with lending Stellar (XLM). These include the potential for borrower default, market volatility affecting the value of XLM, and changes in lending platform policies. Additionally, the cryptocurrency market can be unpredictable, which may impact lending rates and terms. It is essential to conduct thorough research and stay updated with the latest news and market sentiment, which can be found on Bitcompare, to effectively mitigate these risks.
How often do lending rates for Stellar (XLM) change?
Lending rates for Stellar (XLM) can change frequently, often on a daily basis, due to fluctuations in market demand, liquidity, and borrower risk profiles. Various lending platforms may adjust their rates based on current market conditions and competitive pressures. To stay informed about these changes, it is advisable to regularly check platforms like Bitcompare, which provide real-time price comparisons and updates on lending rates for Stellar, ensuring you have the latest information readily available.
YouHodler

0.12% XLM

Supported Lending Platforms

Nexo logo
Nexo
Nebeus logo
Nebeus
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Blockchain.com logo
Blockchain.com

Similar Coins to Lend

Bitcoin logo
Bitcoin (BTC)
XRP logo
XRP (XRP)
Dogecoin logo
Dogecoin (DOGE)
FYDcoin logo
FYDcoin (FYD)
USDC logo
USDC (USDC)

Latest Stellar (XLM) Lending Rates

PlatformCoinInterest rate
NexoStellar (XLM)Up to 8% p.a.
NebeusStellar (XLM)Up to 4.5% p.a.
EarnParkStellar (XLM)Up to 8% p.a.
YouHodlerStellar (XLM)Up to 12% p.a.
Blockchain.comStellar (XLM)Up to 1% p.a.
CEX.ioStellar (XLM)Up to 1% p.a.

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