category=lending

Lending Rates

Get lending and earn rate data by filtering the Rates API with category=lending. Covers CeFi earn, DeFi supply, and savings products.

Use the main /v1/rates endpoint with category=lending to get lending rates.

Product Types Covered

CeFi Lending

Earn interest by lending to centralized platforms like Nexo and Crypto.com.

DeFi Supply

Supply liquidity to protocols like Aave and Compound for variable rates.

Fixed-Term

Lock funds for guaranteed rates. Higher yield for longer lockup.

Flexible Earn

No lockup required. Withdraw anytime with daily interest.

Endpoint

Filter by category=lending and optionally by symbol or provider.

GEThttps://api.bitcompare.net/v1/rates?category=lending&symbol=USDC

curl -X GET "https://api.bitcompare.net/v1/rates?category=lending&symbol=USDC" \
  -H "Accept: application/json"

Response

{
  "rates": [
    {
      "provider": "nexo",
      "symbol": "USDC",
      "coin_id": "usd-coin",
      "category": "lending",
      "rate": 8.0,
      "metadata": {
        "lockup_days": 0,
        "tier": "base"
      },
      "last_updated": "2026-03-04T04:00:00Z"
    },
    {
      "provider": "aave",
      "symbol": "USDC",
      "coin_id": "usd-coin",
      "category": "lending",
      "rate": 4.2,
      "metadata": {
        "type": "supply",
        "utilization": 0.82
      },
      "last_updated": "2026-03-04T04:00:00Z"
    },
    {
      "provider": "compound",
      "symbol": "ETH",
      "coin_id": "ethereum",
      "category": "lending",
      "rate": 2.1,
      "metadata": {
        "type": "supply"
      },
      "last_updated": "2026-03-04T04:00:00Z"
    }
  ],
  "count": 3,
  "timestamp": "2026-03-04T04:15:00Z"
}

Response Schema

Standard rate schema. Lending-specific data (lockup, tier, utilization) is in the metadata field.

Rate Object Fields

Field	Type	Description
`provider`required	string	Provider slug identifier (e.g., nexo, aave, lido)
`symbol`required	string	Asset ticker symbol (e.g., BTC, ETH, USDC)
`coin_id`	string	CoinGecko ID for the asset
`category`required	string	Rate category: lending, staking, borrowing, price
`rate`required	number	Interest rate as percentage (e.g., 5.25 = 5.25%)
`metadata`	object	Additional data: lockup, min_deposit, tier, etc.
`region`	string	Geographic region code
`last_updated`required	string	ISO 8601 timestamp of last rate update

Example Queries

All USDC lending rates

GEThttps://api.bitcompare.net/v1/rates?category=lending&symbol=USDC

curl -X GET "https://api.bitcompare.net/v1/rates?category=lending&symbol=USDC" \
  -H "Accept: application/json"

All Bitcoin lending options

GEThttps://api.bitcompare.net/v1/rates?category=lending&symbol=BTC

curl -X GET "https://api.bitcompare.net/v1/rates?category=lending&symbol=BTC" \
  -H "Accept: application/json"

Lending rates from Aave

GEThttps://api.bitcompare.net/v1/rates?category=lending&provider=aave

curl -X GET "https://api.bitcompare.net/v1/rates?category=lending&provider=aave" \
  -H "Accept: application/json"

Supported Providers

CeFi

NexoCrypto.comBinanceCoinbaseKrakenOKXBybitKuCoin

DeFi

AaveCompoundMakerYearnCurveConvexMorphoSpark

Related Endpoints

📊

Rates API

All rates in one endpoint

🥩

Staking Rates

Filter by category=staking

🪙

Stablecoin Index

Peg tracking & stability

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