Bitcoin (BTC) Oprocentowanie Do 15% APY

Porównaj oprocentowanie Bitcoin z +26 platform. Znajdź najwyższe BTC APY.

Ostatnia aktualizacja: 12 stycznia 2026|Informacja o reklamie

Przewodnik po Pożyczkach Bitcoin

Jak pożyczyć Bitcoin

Przewodnik po pożyczkach kryptowalutowych w Polsce

Porównaj Oprocentowanie Bitcoin (BTC)

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	PL Access
Nexo	Go to Platform	6,5% APY	3,5% APY	—	30 days	Check terms
Nebeus	Go to Platform	4,5% APY	4,5% APY	$0.08	—	Check terms
EarnPark	Go to Platform	10% APY	—	—	30 days	Not PL
YouHodler	Go to Platform	12% APY	—	—	—	Check terms
AQRU	Go to Platform	2,5% APY	—	—	—	Check terms
Gemini	Go to Platform	0,01% APY	—	—	—	PL Available
Wirex	Go to Platform	14% APY	—	—	—	Check terms
Neverless	Go to Platform	7,25% APY	—	—	—	Check terms
BTSE	Go to Platform	3,5% APY	—	—	—	Check terms
Bitget	Go to Platform	3% APY	—	—	—	Check terms

Platform

Action

Max Rate

Base Rate

Min Deposit

Lockup

PL Access

Nexo

Go to Platform

6,5% APY

3,5% APY

—

30 days

Check terms

Nebeus

Go to Platform

4,5% APY

$0.08

—

Check terms

EarnPark

Go to Platform

10% APY

—

30 days

Not PL

YouHodler

Go to Platform

12% APY

—

Check terms

AQRU

Go to Platform

2,5% APY

—

Check terms

Gemini

Go to Platform

0,01% APY

—

PL Available

Wirex

Go to Platform

14% APY

—

Check terms

Neverless

Go to Platform

7,25% APY

—

Check terms

BTSE

Go to Platform

3,5% APY

—

Check terms

Bitget

Go to Platform

3% APY

—

Check terms

Historyczne stopa kredytoway Bitcoin (Polska)

Pokazane stawki to główne stawki, które śledzimy dla użytkowników z Polska; rzeczywiste stawki mogą się różnić w zależności od produktu, poziomu lub warunków.

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YouHodler oferuje obecnie najwyższą stopa kredytowa Bitcoin w Polska na poziomie 12.00% APY, odpowiadającą średniej 30 dni 12.00%.

ŚREDNIE STAWKI Z 30 DNIStrzałki porównują dziś ze średnią z 30 dni

Dostawca	Aktualna stawka	Trend	Średnia stawka
YouHodler	12%	-	śr 12%
Earnpark	10%		śr 4,28%
Nexo	6,5%		śr 5,59%
Aqru	2,5%	-	śr 2,5%
Gemini	0,01%	-	śr 0,01%
Najlepsza średnia z 30 dniYouHodler (12% APY)

Ostatnia aktualizacja: 11 lut 2026, 05:55

Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance
Gemini	US (NYDFS, FinCEN)	2024-12 (Big Four (SOC 2))	Has issues	Digital asset insurance

Jak zbieramy te informacje

Najczęściej zadawane pytania dotyczące pożyczania Bitcoin (BTC)

What are Bitcoin (BTC) lending rates, and how do they work?

Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.

How can I find the best Bitcoin (BTC) lending rates?

To find the best Bitcoin lending rates, utilize comparison platforms like Bitcompare that provide real-time data on various lending options. Currently, there are 15 lending rates for Bitcoin, with the top rate available on Neverless. By checking these rates frequently and setting up email alerts, you can stay updated on any changes, ensuring you make informed decisions regarding lending your Bitcoin. Regularly monitoring these rates is essential for maximizing your returns.

What factors influence Bitcoin (BTC) lending rates?

Bitcoin lending rates are influenced by several factors, including market demand for loans, borrower creditworthiness, and the overall supply of Bitcoin available for lending. Additionally, platform-specific policies and competition among lenders can also impact rates. Currently, there are 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these factors can help you choose the most favorable lending option.

What is the average Bitcoin (BTC) lending rate across different platforms?

Currently, the average Bitcoin lending rate is not explicitly available, as it can vary widely across different platforms. However, there are a total of 15 lending rates for Bitcoin, with the best rate found on Neverless. To gain a clearer understanding of the lending landscape, it is advisable to check comparison sites like Bitcompare, which provide real-time data on available rates. This enables you to make informed decisions based on the latest market trends.

Are there any risks associated with lending Bitcoin (BTC)?

Yes, there are risks associated with Bitcoin lending, including borrower default and platform security vulnerabilities. If a borrower fails to repay, you may lose your Bitcoin. Additionally, lending platforms may be susceptible to hacks or fraud. It is important to choose reputable platforms and assess their security measures. With 15 available lending rates for Bitcoin, regularly checking sites like Bitcompare can help you stay informed and mitigate potential risks before engaging in lending activities.

Najczęściej zadawane pytania dotyczące pożyczania Bitcoin (BTC)