Introducción
Prestar Bitcoin puede ser una excelente opción para quienes desean mantener BTC pero ganar rendimiento. Los pasos pueden ser un poco intimidantes, especialmente la primera vez que los realizas. Por eso hemos preparado esta guía para ti.
Guía Paso a Paso
1. Obtén Tokens de Bitcoin (BTC)
Para prestar Bitcoin, necesitas tenerlo. Para obtener Bitcoin, deberás comprarlo. Puedes elegir entre estos intercambios populares.
Ver todos los 80 preciosPlataforma Moneda Precio Nexo Bitcoin (BTC) 91.070,67 PrimeXBT Bitcoin (BTC) 91.087,3 EarnPark Bitcoin (BTC) 90.639,62 YouHodler Bitcoin (BTC) 91.142,79 Binance Bitcoin (BTC) 91.142,79 BTSE Bitcoin (BTC) 91.076 2. Elige un prestamista de Bitcoin
Una vez que tengas BTC, necesitarás elegir una plataforma de préstamos de Bitcoin para prestar tus tokens. Puedes ver algunas opciones aquí.
Ver todas las tasas de préstamo 26Plataforma Moneda Tasa de interés Nexo Bitcoin (BTC) Hasta 7 % APY Nebeus Bitcoin (BTC) Hasta 4,5 % APY EarnPark Bitcoin (BTC) Hasta 15 % APY YouHodler Bitcoin (BTC) Hasta 12 % APY Neverless Bitcoin (BTC) Hasta 7,25 % APY 3. Gana Bitcoin
Una vez que hayas elegido una plataforma para ganar tu Bitcoin, transfiere tu Bitcoin a tu billetera en la plataforma de ganancias. Una vez depositado, comenzará a generar intereses. Algunas plataformas pagan intereses a diario, mientras que otras lo hacen semanal o mensualmente.
4. Gana Interés
Ahora solo necesitas relajarte mientras tu cripto genera intereses. Cuanto más deposites, más intereses podrás ganar. Asegúrate de que tu plataforma de ganancias pague intereses compuestos para maximizar tus retornos.
Qué tener en cuenta
Prestar tu cripto puede ser arriesgado. Asegúrate de investigar antes de depositar tu cripto. No prestes más de lo que estés dispuesto a perder. Revisa sus prácticas de préstamo, opiniones y cómo aseguran tu criptomoneda.
Últimos movimientos
Bitcoin (BTC) is currently priced at 7 US$ with a 24-hour trading volume of 1281,91 US$. The market cap of Bitcoin stands at 1,06 MUS$, with 2,46 M BTC in circulation. For those looking to buy or trade Bitcoin, Nexo offers avenues to do so securely and efficiently
- Capitalización de mercado
- 1,06 MUS$
- volumen en 24h
- 1281,91 US$
- Suministro circulante
- 2,46 M BTC
Preguntas Frecuentes Sobre el Préstamo de Bitcoin (BTC)
- What geographic restrictions, minimum deposit amounts, KYC levels, and platform-specific eligibility rules should lenders consider when lending USDC, and do these requirements vary by country or region on this platform?
- Based on the provided context, there is no explicit information about geographic restrictions, minimum deposit amounts, KYC levels, or platform-specific eligibility rules for lending USDC on this platform. The data shows USDC as a stablecoin with a market cap of about $73.14 billion and a total supply around 73.146 billion tokens, a current price near $0.999932, and a 24-hour price change of roughly +0.0090%. The platform data indicates the page is titled lending-rates, but there is no listed platform count (platformCount: 0) or any platform-specific policy details in the snippet. Because geographic eligibility, deposit thresholds, and KYC tiers are typically defined by each lending venue and may vary by country or region, the absence of platform-specific rules in this context means you cannot determine country-by-country requirements from the provided data alone. In practice, lenders should verify these elements directly on the lending platform for each jurisdiction, as rules often differ by regulatory region and may depend on local AML/KYC obligations and licensing status. The USDC metrics (circulatingSupply ~73.1436B, totalSupply ~73.1464B, marketCap ~$73.135B, price ~$0.999932) can influence underwriting considerations (e.g., liquidity, risk) but do not substitute for jurisdiction-specific onboarding and deposit rules. For precise requirements, consult the platform’s official lending terms and regional compliance pages.
- How is USDC yield generated across lending channels (DeFi protocols, centralized lenders, and institutional lending), is the rate typically fixed or variable, and how often are interest payments compounded for USDC?
- USDC yield is generated across lending channels by channeling USDC supplied by users into borrowers or investment pools, with each channel having distinct mechanics. In DeFi, users supply USDC to protocols (e.g., lending pools on platforms like Aave or Compound) where borrowers pay interest. The rate is typically variable, driven by utilization (the ratio of borrows to deposits) and market demand for liquidity; higher utilization generally drives higher APY. In centralized lending (CeFi), institutions and lending desks offer USDC borrowing/lending with either fixed-term or floating rates, often quoting APYs that adjust with market demand and credit risk appetite. Institutional lending facilities may include rehypothecation or collateralized lending structures where lenders earn interest as borrowers access short-term liquidity, with yields influenced by counterparty risk, liquidity needs, and term length. In this dataset, the current snapshot shows “rates”: [] and “platformCount”: 0, indicating no explicit yield data or platform list is provided for USDC in this page. Nevertheless, the broader market structure follows the usual triad: DeFi pools (highly variable, daily or per-block accrual), CeFi/Institutional desks (may offer more predictable terms but still subject to changes in market rates). Compounding frequency likewise varies by product: DeFi often yields accrue and compound frequently (daily or per-transaction in some protocols), while CeFi/institutional products may compound daily, monthly, or upon payout schedules. The asset’s on-chain metrics in this view show a robust supply and price stability (total supply ~73.146B USDC, market cap ~$73.1B, price ~0.999932), underscoring substantial liquidity as a backdrop for yield generation.
- Noting that this dataset shows zero platforms listing USDC for lending, what unique factors or signals should lenders consider about USDC's lending market — such as liquidity, rate competition, or coverage differences — compared with other stablecoins?
- USDC’s lending data presents a paradox: a very large, highly liquid-cap stablecoin with zero platforms currently listing it for lending. The data shows PlatformCount: 0, and Rates and Signals arrays are empty, despite a substantial market footprint (marketCap: 73,135,507,571; totalSupply: 73,146,391,265.0586; circulatingSupply: 73,143,583,383.92014). This indicates that, as of the dataset, there is effectively no on-chain or platform-based lending market for USDC, even though the asset is widely held and traded. Lenders should interpret this as a liquidity and venue-pattern signal rather than a price risk signal: the coin sits with high off-chain or centralized custody demand, but there is no DeFi lending framework providing yield opportunities yet. Key unique factors to watch: - Liquidity channel risk: with zero listed platforms, a large holder base cannot access on-chain collateralized lending yields, implying reliance on CeFi programs or off-chain facilities rather than DeFi pools. - Rate competition gap: no published lending rates exist in the dataset (Rates: []), so there is no signal of rate competition. Any future USDC lending products may start with opaque or centralized-rate terms until platforms establish DeFi-integrated markets. - Market coverage vs. other stablecoins: USDC shows robust on-chain metrics (price ~0.999932, priceChange24H +0.00896%, totalVolume ~$9.57B in the period) but lacks on-chain lending coverage, unlike some rivals that show active lending markets and rate signals. This contrast highlights a unique pathway: USDC could attract lenders primarily through centralized custody or future DeFi listings rather than current on-chain rate competition. For lenders, the priority is to monitor any future listings, custody arrangements, and audit/regulatory developments that could unlock on-chain lending channels for USDC.
- For USDC lending, what lockup periods are available, what are the insolvency and smart contract risks to watch, how volatile are the yields, and how should you evaluate the risk vs reward of lending USDC?
- Summary: This dataset does not include lockup periods for USDC lending, nor does it provide lending rates or platform-level risk data. The rates array is empty and platformCount is 0, so yield volatility and platform-specific risk signals cannot be quantified from this dataset. What is shown in the dataset (verifiable from the provided context): - Market characteristics: market cap around 73.14B USD, total supply about 73.146B USDC, circulating supply approximately 73.1436B, and a near-1 price at 0.999932 with a 24h price change of +0.00896%. - Homepage: https://www.circle.com/en/usdc - Platform signals: platformCount = 0 (no platform entries in this context) - Rate signals: rates array is empty (no lending-rate data available in this dataset) Insolvency and smart contract considerations: The dataset does not provide reserve transparency data or audits to verify any collateral framework, and it does not enumerate specific smart contracts or platform security details. If you are evaluating risk, you should verify reserve disclosures and audit/attestations outside this dataset and assess the security track record of any lending protocol you consider. Volatility of yields: Since the rates array is empty and there are no rate signals, yield volatility cannot be quantified from this data. How to evaluate risk vs reward (given the data you have): - Start with verifiable factors present in the dataset: market size (market cap, total supply, circulating supply), price stability indicators (current price near $1, daily move), and the official disclosures available via the homepage. - When platform terms become available, adopt a structured comparison approach across CeFi and DeFi offerings: 1) Collect lockup periods, withdrawal terms, and liquidity conditions for each platform. 2) Review reserve/custody disclosures and any third-party attestations or audits. 3) Compare platform terms and disclosures to understand liquidity, withdrawal flexibility, and risk disclosures. 4) Check historical security signals for involved protocols (uptime, incidents, bug-bounty activity) and potential regulatory considerations. 5) If historical yield data becomes available, compare ranges and variability across platforms. 6) Weigh yield prospects against liquidity, transparency, custody risk, and regulatory developments to decide on risk-taking vs. potential reward. Data points referenced in this answer are limited to the context’s market metrics, price data, and the absence of platform and rate signals (marketCap, totalSupply, circulatingSupply, currentPrice, priceChange24H, homepage, platformCount, rates).
