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  1. Bitcompare
  2. Bitcoin (BTC)
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Bitcoin Interest Rates

BTC • Cryptocurrency

Price
$91,070.67
↓ 2.13%
Market Cap
1.83T
24h Volume
54.77B
Supply
19.96M
BTC
$
1 BTC =$91,070.67
Updated January 12, 2026
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

Compare Bitcoin (BTC) Interest Rates

Bitcoin (BTC) Lending Rates

PlatformCoinInterest rate
NexoBitcoin (BTC)Up to 7% APY
NebeusBitcoin (BTC)Up to 4.5% APY
EarnParkBitcoin (BTC)Up to 15% APY
See all 26 lending rates

Bitcoin (BTC) Staking Rewards

PlatformCoinStaking rewards
YouHodlerBitcoin (BTC)Up to 9% APY
See all 4 staking rewards

Bitcoin (BTC) Borrowing Rates

PlatformCoinInterest rate
NexoBitcoin (BTC)From 2.9% APR
Xapo BankBitcoin (BTC)From 10.26% APR
NebeusBitcoin (BTC)From 8% APR
See all 10 borrowing rates

Best Bitcoin (BTC) Rates

PlatformCoinPrice
NexoBitcoin (BTC)91,070.67
PrimeXBTBitcoin (BTC)91,087.3
EarnParkBitcoin (BTC)90,639.62
BinanceBitcoin (BTC)91,142.79
BTSEBitcoin (BTC)91,076
CoinbaseBitcoin (BTC)91,044.65

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Price of Bitcoin (BTC) Today

As of the latest data, Bitcoin (BTC) is currently priced at $91,463.00 with a market capitalization of $1,825,672,638,214.00. The 24-hour trading volume stands at $54,769,223,147.00, The circulating supply of Bitcoin is approximately 19960778. The cryptocurrency has seen a -1.59% decrease in value over the past 24 hours.

Bitcoin Earning Guide

How to earn Bitcoin
How to earn Bitcoin
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Frequently Asked Questions About Bitcoin (BTC) Interest Rates

What is Bitcoin and how does it work?
Bitcoin is the first decentralized cryptocurrency, created in 2009 by an anonymous entity known as Satoshi Nakamoto. It operates on a peer-to-peer network, allowing users to send and receive payments without the need for intermediaries like banks. Transactions are recorded on a public ledger called the blockchain, which is secured by a consensus mechanism known as Proof of Work. Miners use specialized computers to solve complex mathematical puzzles, adding new blocks to the blockchain approximately every 10 minutes. Bitcoin has a fixed supply cap of 21 million coins, making it a deflationary asset. This scarcity, combined with its ability to solve the double-spending problem, has led many to refer to it as 'digital gold.'
How can I buy Bitcoin?
Buying Bitcoin is relatively straightforward. You can purchase it through cryptocurrency exchanges such as Coinbase, Binance, or Kraken. To start, you'll need to create an account on your chosen exchange, complete the identity verification process, and link a payment method, such as a bank account or credit card. Once your account is set up, you can place an order to buy Bitcoin at the current market price or set a limit order to buy at a specific price. After your purchase, it's advisable to transfer your Bitcoin to a secure wallet, such as a hardware wallet, for safekeeping.
What are the risks associated with investing in Bitcoin?
Investing in Bitcoin carries several risks, primarily due to its volatility. The price of Bitcoin can fluctuate dramatically within short periods, leading to potential losses. Additionally, the cryptocurrency market is subject to regulatory changes, which can impact prices and accessibility. Security risks also exist, as exchanges and wallets can be vulnerable to hacking. It's crucial to conduct thorough research, understand your risk tolerance, and consider diversifying your investments. Always use secure wallets and enable two-factor authentication on your accounts to enhance security.
What is the significance of Bitcoin's halving events?
Bitcoin's halving events occur approximately every four years, reducing the reward miners receive for validating transactions by half. This mechanism is built into Bitcoin's protocol to control inflation and ensure a capped supply of 21 million coins. The halving is significant because it creates scarcity, which can lead to increased demand and, consequently, higher prices. Historically, Bitcoin's price has tended to rise in the months following a halving event, as the reduced supply meets ongoing or increasing demand. Understanding this cycle can be crucial for investors looking to time their investments.
What are Ordinals and BRC-20 tokens in the Bitcoin ecosystem?
Ordinals are a recent innovation in the Bitcoin ecosystem that enable NFT-like functionality directly on the Bitcoin blockchain. Introduced in January 2023, Ordinals allow users to inscribe data onto individual satoshis (the smallest unit of Bitcoin), creating unique digital assets. BRC-20 tokens are an experimental standard for creating fungible tokens using these Ordinal inscriptions. This development expands Bitcoin's utility beyond simple transactions, allowing for the creation of decentralized applications and financial products. As the ecosystem evolves, these innovations may pave the way for more complex use cases and applications within the Bitcoin network.

Bitcoin BTC News

Bitcoin Softens Around $95K As AI Buzz Lifts Asian Shares
January 16, 2026Bitcoin Softens Around $95K As AI Buzz Lifts Asian Shares

Bitcoin held near $95,000 as Asian stocks rose on AI optimism, boosted by strong chip earnings and a US-Taiwan trade deal.

Ethereum Price Finds Balance at Support—But the Next Move Matters
January 16, 2026Ethereum Price Finds Balance at Support—But the Next Move Matters

Ethereum price started a major increase above the $3,350 resistance. ETH is now consolidating gains and holding the key support at $3,280.

Keyrock Flags 12 Crypto Charts You Need To Watch This Year
January 16, 2026Keyrock Flags 12 Crypto Charts You Need To Watch This Year

Keyrock and Dune have published a “12 Charts to Watch in 2026” dashboard that tries to pin next year’s crypto narrative to measurable market structure,

About Bitcoin (BTC) in the United States

Bitcoin (BTC) operates on a decentralized network using a peer-to-peer architecture, where transactions are verified by network nodes through cryptography and recorded on a public ledger called the blockchain. The consensus mechanism is Proof of Work (PoW), requiring miners to solve complex...
Bitcoin (BTC) has various use cases, primarily as a digital currency for peer-to-peer transactions, allowing users to send and receive funds globally without intermediaries. Businesses like Overstock and Newegg accept Bitcoin, enabling customers to purchase goods directly with cryptocurrency.
Bitcoin (BTC) follows a deflationary supply model, with a maximum cap of 21 million coins that can ever be mined, creating scarcity that impacts market dynamics. New bitcoins are issued through mining, where miners validate transactions and receive newly created bitcoins as rewards.
Bitcoin (BTC) employs a strong security framework through its Proof of Work (PoW) consensus mechanism, requiring miners to solve cryptographic puzzles to validate transactions. Each transaction is grouped into a block linked to the previous one, forming an immutable blockchain resistant to...
Since its launch on January 3, 2009, Bitcoin (BTC) has reached significant milestones. The release of the first Bitcoin software by its pseudonymous creator, Satoshi Nakamoto, marked the network's inception and the mining of the genesis block.

How to Keep Your Bitcoin (BTC) Safe

To enhance the security of your Bitcoin holdings, consider using a hardware wallet, which provides a secure offline environment for storing private keys and protects them from online threats; popular options include Ledger and Trezor. For private key management, always generate keys in a secure environment and never share them; utilize a strong, unique passphrase to encrypt your wallet. Be aware of common security risks such as phishing attacks and malware; mitigate these risks by enabling two-factor authentication (2FA) on accounts and regularly updating software. Multi-signature wallets can add an additional layer of security by requiring multiple private keys for transactions, making unauthorized access more difficult. Lastly, implement robust backup procedures by securely storing copies of your wallet seed phrases and private keys in multiple physical locations, ensuring you can recover your assets in case of loss or theft.

How Bitcoin (BTC) Works

Bitcoin operates on a decentralized blockchain architecture, consisting of a distributed ledger that records all transactions across a network of nodes. Each block in the chain contains a list of transactions and is linked to the previous block, forming an immutable record. The consensus mechanism employed by Bitcoin is Proof of Work (PoW), where miners compete to solve complex mathematical problems to validate transactions and add new blocks to the blockchain. This process not only secures the network but also ensures that the majority of nodes agree on the state of the ledger, preventing double-spending. Transaction validation involves verifying the authenticity of transactions through cryptographic signatures, ensuring that only the rightful owner can spend their Bitcoin. Network security is reinforced through the use of hashing algorithms, specifically SHA-256, which makes it computationally infeasible to alter any part of the blockchain without redoing the work for all subsequent blocks. Unique technical features of Bitcoin include its capped supply of 21 million coins, which introduces scarcity, and the 10-minute average block time, which regulates the rate at which new bitcoins are generated and transactions are confirmed.

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