How to Earn USDC (USDC): A Comprehensive Guide

Introduction

Lending USDC can be an excellent choice for those looking to hold USDC while earning yield. The process may seem a bit overwhelming, particularly for first-timers. That's why we've created this guide to help you navigate through it smoothly.

Step-by-Step Guide

1. Acquire USDC (USDC) Tokens
To lend USDC, you must first acquire it. To obtain USDC, you'll need to purchase it. You can select from these popular exchanges available in Nigeria.
Platform Coin Price
Nexo USDC (USDC) 1
EarnPark USDC (USDC) 1
YouHodler USDC (USDC) 1
Binance USDC (USDC) 1
Coinbase USDC (USDC) 0
See all 60 prices

Platform	Coin	Price
Nexo	USDC (USDC)	1
EarnPark	USDC (USDC)	1
YouHodler	USDC (USDC)	1
Binance	USDC (USDC)	1
Coinbase	USDC (USDC)	0

2. Choose a USDC Lender

Once you have USDC, you'll need to select a USDC lending platform to lend your tokens. You can explore some options here.

Platform	Coin	Interest rate
Nexo	USDC (USDC)	Up to 14% APY
Nebeus	USDC (USDC)	Up to 13% APY
EarnPark	USDC (USDC)	Up to 5% APY
YouHodler	USDC (USDC)	Up to 20% APY
Syrup	USDC (USDC)	Up to 10.48% APY
Neverless	USDC (USDC)	Up to 14% APY

See all 61 lending rates

3. Earn USDC
Once you've selected a platform to earn your USDC, transfer your USDC into your wallet on the earning platform. Once it's deposited, it will begin to earn APY. Some platforms pay interest daily, while others do so weekly or monthly.
4. Earn Interest
Now all you need to do is relax while your cryptocurrency earns interest. The more you deposit, the higher your potential earnings. Ensure that your earning platform offers compounding APY to maximize your returns.

What to be Aware of

Lending your cryptocurrency can be risky. Ensure you conduct thorough research before depositing your crypto. Only lend what you can afford to lose. Review their lending practices, customer feedback, and the measures they have in place to secure your cryptocurrency.

Latest Movements

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Market cap: US$45.41B
24h volume: US$6.04B
Circulating supply: 45.41B USDC

See latest information

USDC USDC News

January 15, 2026Over 2,000 Traders Lost Money on Mayor Adams’ NYC Token

Eric Adams-backed NYC token surged to $600M, then collapsed as on-chain data revealed liquidity withdrawals and widespread trader losses.

January 15, 2026Interactive Brokers adds USDC funding, with Ripple and PayPal stablecoin support next week

Interactive Brokers now accepts USDC for 24/7 funding via Ethereum, Solana, and Base, with RLUSD and PYUSD coming next week.

January 15, 2026Societe Generale-FORGE and Swift Settle Tokenized Bonds

Societe Generale-FORGE and Swift have completed a pilot demonstrating the exchange and settlement of tokenized bonds using both fiat and digital currencies.