How to Lend Bitcoin (BTC): A Step-by-Step Guide for the UK

Introduction

Lending Bitcoin can be an excellent option for those who wish to hold BTC while earning a yield. The steps may seem a bit daunting, particularly the first time you undertake them. That's why we've compiled this guide for you.

Step-by-Step Guide

1. Obtain Bitcoin (BTC) Tokens
To lend Bitcoin, you need to possess it. To obtain Bitcoin, you'll need to purchase it. You can choose from these popular exchanges in the UK.
Platform Coin Price
Nexo Bitcoin (BTC) 91,070.67
PrimeXBT Bitcoin (BTC) 91,087.3
EarnPark Bitcoin (BTC) 90,639.62
YouHodler Bitcoin (BTC) 91,142.79
Binance Bitcoin (BTC) 91,142.79
BTSE Bitcoin (BTC) 91,076
View all 80 prices
2. Choose a Bitcoin Lender in the UK
Once you have BTC, you'll need to choose a Bitcoin lending platform to lend your tokens. You can see some options here.
Platform Coin AER
Nexo Bitcoin (BTC) Up to 7% AER
Nebeus Bitcoin (BTC) Up to 4.5% AER
EarnPark Bitcoin (BTC) Up to 15% AER
YouHodler Bitcoin (BTC) Up to 12% AER
Neverless Bitcoin (BTC) Up to 7.25% AER
View all 26 loan rates
3. Lend Your Bitcoin
Once you've chosen a platform to lend your Bitcoin, transfer your Bitcoin into your wallet on the lending platform. Once it's deposited, it will start earning AER. Some platforms pay interest daily, while others do so weekly or monthly.
4. Earn AER
Now all you need to do is sit back while your cryptocurrency earns interest. The more you deposit, the more interest you can earn. Try to ensure your lending platform pays compounding interest to maximise your returns.

Platform	Coin	Price
Nexo	Bitcoin (BTC)	91,070.67
PrimeXBT	Bitcoin (BTC)	91,087.3
EarnPark	Bitcoin (BTC)	90,639.62
YouHodler	Bitcoin (BTC)	91,142.79
Binance	Bitcoin (BTC)	91,142.79
BTSE	Bitcoin (BTC)	91,076

Platform	Coin	AER
Nexo	Bitcoin (BTC)	Up to 7% AER
Nebeus	Bitcoin (BTC)	Up to 4.5% AER
EarnPark	Bitcoin (BTC)	Up to 15% AER
YouHodler	Bitcoin (BTC)	Up to 12% AER
Neverless	Bitcoin (BTC)	Up to 7.25% AER

What to Be Aware Of

Lending your cryptocurrency can be risky. Ensure you conduct thorough research before depositing your crypto. Do not lend more than you are prepared to lose. Review their lending practices, customer feedback, and the measures they take to secure your cryptocurrency.

Latest Movements in the UK

missing en-gb translation: common.latest-movements-copy

Market capitalisation: US$1.06M
24-hour volume: US$1,281.91
Circulating supply: 2.46M BTC

See the latest information

Frequently Asked Questions About Lending Bitcoin (BTC) in the UK

What are Bitcoin (BTC) lending rates, and how do they work?: Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.
How can I find the best Bitcoin (BTC) lending rates?: To find the best Bitcoin lending rates, utilize comparison platforms like Bitcompare that provide real-time data on various lending options. Currently, there are 15 lending rates for Bitcoin, with the top rate available on Neverless. By checking these rates frequently and setting up email alerts, you can stay updated on any changes, ensuring you make informed decisions regarding lending your Bitcoin. Regularly monitoring these rates is essential for maximizing your returns.
What factors influence Bitcoin (BTC) lending rates?: Bitcoin lending rates are influenced by several factors, including market demand for loans, borrower creditworthiness, and the overall supply of Bitcoin available for lending. Additionally, platform-specific policies and competition among lenders can also impact rates. Currently, there are 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these factors can help you choose the most favorable lending option.
What is the average Bitcoin (BTC) lending rate across different platforms?: Currently, the average Bitcoin lending rate is not explicitly available, as it can vary widely across different platforms. However, there are a total of 15 lending rates for Bitcoin, with the best rate found on Neverless. To gain a clearer understanding of the lending landscape, it is advisable to check comparison sites like Bitcompare, which provide real-time data on available rates. This enables you to make informed decisions based on the latest market trends.
Are there any risks associated with lending Bitcoin (BTC)?: Yes, there are risks associated with Bitcoin lending, including borrower default and platform security vulnerabilities. If a borrower fails to repay, you may lose your Bitcoin. Additionally, lending platforms may be susceptible to hacks or fraud. It is important to choose reputable platforms and assess their security measures. With 15 available lending rates for Bitcoin, regularly checking sites like Bitcompare can help you stay informed and mitigate potential risks before engaging in lending activities.

Bitcoin BTC News in the UK

January 18, 2026Wall Street rallies, Ethereum slips – But ETH/BTC tells another story

Ethereum decouples from the Russell 2000 while ETH/BTC trends higher, signaling early capital rotation and cautious upside for altcoins.

January 17, 2026Led by Texas, New Hampshire, U.S. states race to prove they can put bitcoin on public balance sheet

Many U.S. states are planning bitcoin strategic reserves, and other forms of crypto financing, showing budgets are buying into the digital assets trend.

January 16, 2026Bitcoin price outlook: Why this expert predicts at least $130K

Bitcoin is holding onto gains as the CLARITY Act continues to face delays. Delta Blockchain Fund founder and general partner Kavita Gupta joins Market Domination Overtime host Josh Lipton to share her outlook for crypto this year, especially bitcoin (BTC-USD) and ethereum (ETH-USD). To watch more expert insights and analysis on the latest market action, check out more Market Domination Overtime.

Top Pairs for Bitcoin in the UK

Frequently Asked Questions About Lending Bitcoin (BTC) in the UK

What are Bitcoin (BTC) lending rates, and how do they work?

Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.

How can I find the best Bitcoin (BTC) lending rates?

To find the best Bitcoin lending rates, utilize comparison platforms like Bitcompare that provide real-time data on various lending options. Currently, there are 15 lending rates for Bitcoin, with the top rate available on Neverless. By checking these rates frequently and setting up email alerts, you can stay updated on any changes, ensuring you make informed decisions regarding lending your Bitcoin. Regularly monitoring these rates is essential for maximizing your returns.

What factors influence Bitcoin (BTC) lending rates?

Bitcoin lending rates are influenced by several factors, including market demand for loans, borrower creditworthiness, and the overall supply of Bitcoin available for lending. Additionally, platform-specific policies and competition among lenders can also impact rates. Currently, there are 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these factors can help you choose the most favorable lending option.

What is the average Bitcoin (BTC) lending rate across different platforms?

Currently, the average Bitcoin lending rate is not explicitly available, as it can vary widely across different platforms. However, there are a total of 15 lending rates for Bitcoin, with the best rate found on Neverless. To gain a clearer understanding of the lending landscape, it is advisable to check comparison sites like Bitcompare, which provide real-time data on available rates. This enables you to make informed decisions based on the latest market trends.

Are there any risks associated with lending Bitcoin (BTC)?

Yes, there are risks associated with Bitcoin lending, including borrower default and platform security vulnerabilities. If a borrower fails to repay, you may lose your Bitcoin. Additionally, lending platforms may be susceptible to hacks or fraud. It is important to choose reputable platforms and assess their security measures. With 15 available lending rates for Bitcoin, regularly checking sites like Bitcompare can help you stay informed and mitigate potential risks before engaging in lending activities.

How to Lend Bitcoin (BTC) in the UK

What you will learn

How to Lend Bitcoin (BTC) in the UK

Statistics about Bitcoin Lending in the UK

Other cryptocurrencies you can lend

Introduction

Step-by-Step Guide

1. Obtain Bitcoin (BTC) Tokens

2. Choose a Bitcoin Lender in the UK

3. Lend Your Bitcoin

4. Earn AER

What to Be Aware Of

Latest Movements in the UK

Frequently Asked Questions About Lending Bitcoin (BTC) in the UK

Bitcoin BTC News in the UK

Top Pairs for Bitcoin in the UK

Important Notice

Similar Cryptocurrencies to Lend

Newly Added Cryptocurrencies to Lend

Supported Lending Platforms in the UK

Frequently Asked Questions About Lending Bitcoin (BTC) in the UK