PAX Gold (PAXG) Lending Rates

Find the best PAXG lending rates and earn up to 12% APY APY. Compare 2 platforms side-by-side.

Updated: March 3, 2026

12% APY

Highest Rate

Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

The best PAX Gold lending rate is 6% APY on Nexo.. Other top platforms include YouHodler (12% APY). Compare PAXG lending rates across 2 platforms.

Nexo6%YouHodler12%

Compare PAX Gold (PAXG) Lending Rates

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	US Access
Nexo	Go to Platform	6% APY	3% APY	—	30 days	Check terms
YouHodler	Go to Platform	12% APY	—	—	—	Check terms

Historical PAX Gold lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

Loading chart...

YouHodler currently offers the highest PAX Gold lending rate in the United States at 12.00% APY, matching its 30-day average of 12.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
YouHodler	12%	-	avg 12%
Nexo	6%		avg 4.64%
Gemini	0.01%	-	avg 0.01%
Best 30-day averageYouHodler (12% APY)

Last updated: Mar 3, 2026, 12:21 PM

Platform Safety Information

We evaluate each platform's regulatory status, transparency, and track record.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance

How we gather this information

PAX Gold Lending Guide

How to lend PAX Gold

Crypto lending guide

Frequently Asked Questions About PAX Gold (PAXG) Lending

What is PAX Gold (PAXG) and how does it work?: PAX Gold (PAXG) is a digital token on the Ethereum blockchain that represents ownership of physical gold. Each PAXG token is backed by one troy ounce of London Good Delivery gold stored in secure vaults. The token preserves the value of gold while enabling easier trading, transfer, and fractional ownership. Users can buy PAXG like other ERC-20 tokens, transfer it instantly, and redeem it for physical gold if the issuer’s redemption program is available in their region. This structure provides the stability of a precious metal with the liquidity and programmability of a blockchain asset.
How is the price of PAXG determined and what does the price reflect?: PAXG’s price generally tracks the spot price of gold, since each token is backed by physical gold stored in vaults. The price is influenced by global gold markets, supply and demand for PAXG, and market liquidity on exchanges. In practice, you’ll see minor deviations due to factors like redemption availability, vault costs, and trading spreads. With a current price around the 5,000+ USD range per token, the value for traders tends to reflect the gold’s value while offering the added benefit of blockchain-based settlement and programmability.
What are the main use cases and advantages of holding PAXG?: Key use cases include digital ownership of gold, efficient cross-border transfers, and the ability to trade or hedge gold exposure on decentralized platforms. Advantages include 24/7 market access, faster settlement than traditional bullion trades, fractional ownership, and transparent gold backing since each token is tied to a known amount of physical gold held in vaults. PAXG also enables integration with DeFi, enabling lending, staking, or liquidity provisioning while maintaining exposure to gold’s price movements.
What should I know about storage, custody, and redemption of PAXG?: PAXG tokens are ERC-20 tokens secured on the Ethereum network, with physical gold backing held in licensed vaults. Custody is managed by the issuer and partner vault facilities, offering auditability and transparency through regular third-party attestation. Redemption options vary by program and jurisdiction but typically allow converting PAXG back into physical gold or equivalent fiat value through the issuer’s redemption process. When evaluating custody, consider vault location, audit frequency, insurance coverage, and any fees associated with minting, redemption, or storage.
How do I buy, store, and securely manage PAXG in a wallet and on exchanges?: To buy PAXG, use a cryptocurrency exchange or platform that supports ERC-20 tokens and PAXG trading pairs. After purchase, transfer your tokens to a secure wallet that supports ERC-20 tokens, such as hardware wallets or reputable software wallets with robust security features. For storage, follow best practices: enable hardware wallets when possible, use strong, unique passwords, and keep seed phrases offline. When transferring or redeeming, verify contract addresses and use network fees appropriate for the Ethereum network (gas). Regularly monitor vault attestations and issuer notices for any changes to redemption policies or backing.

PAX Gold PAXG News

March 2, 2026How Is Gold’s Rally Extending Into Crypto Markets in March 2026?

Gold prices hit a one-month high as geopolitical tensions drive safe-haven demand, boosting tokenized gold accumulation.

February 4, 2026Why Is Crypto Down Today? – February 4, 2026

After a single day of brief increases, the crypto market is down today. It fell 2.3% over the past 24 hours to $2.66 trillion. Moreover, 64 of the top 100 coins saw their prices decrease in this timeframe. Also, the total crypto trading volume stands at $160 billion. TLDR: Crypto ...

January 29, 2026Why Is Crypto Down Today? – January 29, 2026

The crypto market is down today. After a single day of increases, it fell 1.7% over the past 24 hours to the current $3.06 trillion. Also, 90 of the top 100 coins fell in this period. The total crypto trading volume stands at $124 billion. TLDR: Crypto market cap is ...

Frequently Asked Questions About PAX Gold (PAXG) Lending

What is PAX Gold (PAXG) and how does it work?

PAX Gold (PAXG) is a digital token on the Ethereum blockchain that represents ownership of physical gold. Each PAXG token is backed by one troy ounce of London Good Delivery gold stored in secure vaults. The token preserves the value of gold while enabling easier trading, transfer, and fractional ownership. Users can buy PAXG like other ERC-20 tokens, transfer it instantly, and redeem it for physical gold if the issuer’s redemption program is available in their region. This structure provides the stability of a precious metal with the liquidity and programmability of a blockchain asset.

How is the price of PAXG determined and what does the price reflect?

PAXG’s price generally tracks the spot price of gold, since each token is backed by physical gold stored in vaults. The price is influenced by global gold markets, supply and demand for PAXG, and market liquidity on exchanges. In practice, you’ll see minor deviations due to factors like redemption availability, vault costs, and trading spreads. With a current price around the 5,000+ USD range per token, the value for traders tends to reflect the gold’s value while offering the added benefit of blockchain-based settlement and programmability.

What are the main use cases and advantages of holding PAXG?

Key use cases include digital ownership of gold, efficient cross-border transfers, and the ability to trade or hedge gold exposure on decentralized platforms. Advantages include 24/7 market access, faster settlement than traditional bullion trades, fractional ownership, and transparent gold backing since each token is tied to a known amount of physical gold held in vaults. PAXG also enables integration with DeFi, enabling lending, staking, or liquidity provisioning while maintaining exposure to gold’s price movements.

What should I know about storage, custody, and redemption of PAXG?

PAXG tokens are ERC-20 tokens secured on the Ethereum network, with physical gold backing held in licensed vaults. Custody is managed by the issuer and partner vault facilities, offering auditability and transparency through regular third-party attestation. Redemption options vary by program and jurisdiction but typically allow converting PAXG back into physical gold or equivalent fiat value through the issuer’s redemption process. When evaluating custody, consider vault location, audit frequency, insurance coverage, and any fees associated with minting, redemption, or storage.

How do I buy, store, and securely manage PAXG in a wallet and on exchanges?

To buy PAXG, use a cryptocurrency exchange or platform that supports ERC-20 tokens and PAXG trading pairs. After purchase, transfer your tokens to a secure wallet that supports ERC-20 tokens, such as hardware wallets or reputable software wallets with robust security features. For storage, follow best practices: enable hardware wallets when possible, use strong, unique passwords, and keep seed phrases offline. When transferring or redeeming, verify contract addresses and use network fees appropriate for the Ethereum network (gas). Regularly monitor vault attestations and issuer notices for any changes to redemption policies or backing.