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NEO logo

NEO (NEO) Interest Rates

Compare NEO interest rates for lending, staking, and borrowing

$2.90
↑ 0.44%
Updated: February 14, 2026
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Compare NEO (NEO) Interest Rates

NEO (NEO) Lending Rates

See all 2 lending rates

NEO (NEO) Staking Rewards

See all 2 staking rewards

NEO (NEO) Borrowing Rates

See all 1 borrowing rates
PlatformActionMax RateBase RateMin DepositLockupUS Access
KucoinGo to Platform0.5% APY———Check terms
PlatformActionMax RateBase RateMin DepositLockupUS Access
BinanceGo to Platform3.39% APY———Check terms
PlatformActionBest RateLTVMin CollateralUS Access
BitgetGet Loan27.34% APR——Check terms

NEO Lending Rates Market Summary

Average Rate
0.5% APY
Highest Rate
0.5% APY
Kucoin
Platforms Tracked
1
Best Risk-Adjusted
0.5% APY
Kucoin

How to read this table:

  • Max Rate — Max Rate is the advertised maximum.
  • Base Rate — Base Rate is what most users actually get (often requires token staking or high tiers for max rate).

Learn more about how rates work →

Frequently Asked Questions About NEO (NEO) Interest Rates

What is NEO and what problem does it aim to solve?
NEO is a blockchain platform often described as the 'Ethereum of China.' It aims to enable smart contracts and digital asset development with a focus on regulatory compliance, scalability, and developer-friendly tooling. By supporting multiple programming languages and offering a decentralized platform for the issuance and management of digital assets, NEO seeks to streamline building and deploying decentralized applications (dApps) and smart contracts while addressing issues like interoperability and verification via its consensus mechanisms and on-chain governance. If you’re considering investment or development on NEO, understand its aim to provide a robust, enterprise-focused ecosystem rather than a pure speculative asset.
How does NEO’s consensus mechanism work and why does it matter for security?
NEO uses a delegated consensus mechanism (formerly called dBFT) where a small set of validator nodes finalize blocks, offering fast transaction finality with low fees. This model provides improved throughput and near-instant finality compared to some other networks, which can be attractive for developers and users seeking reliable performance. Security hinges on the integrity and distribution of validator nodes; a diverse, well-audited validator set reduces risk of centralized control. For practical use, consider how network health, node incentives, and governance decisions influence transaction speed, fees, and overall resilience during periods of high demand.
What is the current supply and market status of NEO, and how might that affect price action?
As of now, NEO has a circulating supply of about 70.53 million units with a market cap around $187 million and a price near $2.65. Price movements in small-cap blockchain assets can be highly volatile and influenced by broader crypto market trends, project updates, regulatory news, and developer activity. Investors should assess factors such as tokenomics (supply dynamics, vesting schedules, and any updates to staking or governance), upcoming protocol upgrades, and ecosystem momentum. Always combine price data with fundamental signals and consider position sizing and risk tolerance given the market’s sensitivity to news.
Can I stake or participate in NEO governance, and what are the benefits?
NEO’s ecosystem emphasizes governance participation through node operation and network consensus. While individual staking models vary by protocol updates, users can typically participate by running or delegating to validator nodes, helping secure the network and potentially earning rewards. Benefits of participation include potential yields from block validation, increased influence over network upgrades, and a closer connection to the platform’s development trajectory. If you’re new to staking or node operation, review the official documentation for minimum requirements, hardware specs, coin-lockup periods, rewards structure, and security best practices before committing funds.
What development tools and languages does NEO support for smart contract creation?
NEO supports a developer-friendly environment with multi-language smart contract support, enabling developers to use languages like C#, Python, and Java via the NeoVM or Neo Blockchain Toolkit. This flexibility lowers the barrier to entry for traditional developers transitioning to blockchain apps. For practical development, set up the Neo blockchain node or use testnet environments, consult the Neo3 upgrade specifics, and explore sample contracts and documentation for deploying tokens, digital assets, and complex smart contracts. Understanding gas economics (if applicable) and deployment costs is essential for planning project budgets.

NEO NEO News

Neo co-founders escalate public feud over treasury control and transparency
December 31, 2025Neo co-founders escalate public feud over treasury control and transparency

Neo co-founders Erik Zhang and Da Hongfei are publicly clashing over issues of transparency and control of the blockchain's treasury.

90% Down and Left for Dead — Are Altcoins About to Surprise Everyone?
December 29, 202590% Down and Left for Dead — Are Altcoins About to Surprise Everyone?

For many crypto investors, the past year has been painful. Altcoins have struggled badly, with many tokens falling nearly 90% from their highs. In fact,