Hedera Lending Rates: Compare the Best (HBAR) APY in Italy

Earn interest on Hedera up to 0,13% APY. Explore rates and features across 4 platforms tailored for the Italian market.

Last updated: 12 January 2026|Advertising disclosure

Hedera Lending Guide for Italy

How to lend Hedera in Italy

Crypto lending guide

Latest Hedera (HBAR) Prestiti Tassi

Platform	Action	Max Rate	Base Rate	Min Deposit	Lockup	IT Access
Nexo	Go to Platform	16% APY	12% APY	—	180 days	Check terms
EarnPark	Go to Platform	30% APY	—	—	30 days	Check terms
YouHodler	Go to Platform	50% APY	—	—	—	Check terms
Syrup	Go to Platform	5,2% APY	—	—	—	Check terms
AQRU	Go to Platform	6% APY	—	—	—	Check terms
Aave	Go to Platform	5,07% APY	—	—	—	Check terms
Compound	Go to Platform	3,28% APY	—	—	—	Check terms
Gemini	Go to Platform	0,01% APY	—	—	—	Check terms
Coinbase	Go to Platform	0,13% APY	—	—	—	Check terms
Kucoin	Go to Platform	0,08% APY	—	—	—	Check terms

Platform

Action

Max Rate

Base Rate

Min Deposit

Lockup

IT Access

Nexo

Go to Platform

16% APY

12% APY

—

180 days

Check terms

EarnPark

Go to Platform

30% APY

—

30 days

Check terms

YouHodler

Go to Platform

50% APY

—

Check terms

Syrup

Go to Platform

5,2% APY

—

Check terms

AQRU

Go to Platform

6% APY

—

Check terms

Aave

Go to Platform

5,07% APY

—

Check terms

Compound

Go to Platform

3,28% APY

—

Check terms

Gemini

Go to Platform

0,01% APY

—

Check terms

Coinbase

Go to Platform

0,13% APY

—

Check terms

Kucoin

Go to Platform

0,08% APY

—

Check terms

Platform Safety Information

We evaluate each platform on 5 factors. Higher stars = lower risk.

Platform	Regulatory Status	Proof of Reserves	Track Record	Insurance
Nexo	EU (VARA Dubai, Multiple VASPs)	2024-12 (Armanino)	Has issues	Custodial insurance
Gemini	US (NYDFS, FinCEN)	2024-12 (Big Four (SOC 2))	Has issues	Digital asset insurance

How we gather this information

Frequently Asked Questions About Lending Hedera (HBAR) in Italy

What is Hedera (HBAR) and how does it operate?

Hedera (HBAR) is a decentralized public network that facilitates fast, secure, and equitable transactions. It employs a unique Directed Acyclic Graph (DAG) technology, specifically the Hashgraph consensus algorithm, enabling it to handle thousands of transactions per second with minimal latency. Hedera supports various decentralized applications (dApps) and is governed by a council of global enterprises, ensuring stability, security, and effective decision-making, thus creating a reliable...

What is Hedera (HBAR) and how does it function?

Hedera (HBAR) is a decentralized public network designed to enable fast, secure, and fair transactions. It utilizes a unique Directed Acyclic Graph (DAG) technology, specifically its Hashgraph consensus algorithm, which allows it to process thousands of transactions per second with low latency. Hedera supports various decentralized applications (dApps) and employs a governing council of global enterprises to ensure stability, security, and efficient decision-making within its ecosystem, fostering a trusted environment for users and developers.

What are the key features of Hedera's consensus mechanism?

Hedera utilizes the Hashgraph consensus mechanism, which combines a gossip protocol with virtual voting to achieve fast and secure transaction validation. This approach allows for high throughput, processing thousands of transactions per second, with finality often within seconds. Unlike traditional proof-of-work systems, Hashgraph is energy-efficient, reducing environmental impact. This consensus model enhances security and fairness, making Hedera a reliable choice for decentralized applications and enterprise solutions.

How can users obtain Hedera (HBAR) tokens?

Users can acquire Hedera (HBAR) tokens through various methods, primarily by purchasing them on cryptocurrency exchanges that support HBAR trading, such as Coinbase and Binance. Additionally, users can earn HBAR by participating in staking or by engaging with decentralized applications (dApps) built on the Hedera network. It is advisable to use secure wallets for storing HBAR tokens and to stay informed about market conditions and exchange rates for optimal purchasing decisions.

What are the primary use cases for Hedera (HBAR)?

Hedera (HBAR) supports a wide range of use cases, including decentralized finance (DeFi) applications, supply chain tracking, and digital identity management. Its fast transaction speeds and low fees make it suitable for micropayments and real-time data applications, such as gaming and IoT. Additionally, Hedera's secure and scalable infrastructure enables businesses to build decentralized applications (dApps) that require high throughput and reliability, fostering innovation across various industries while ensuring transparency and data integrity.

Who governs the Hedera network, and what is its structure?

The Hedera network is governed by the Hedera Governing Council, which consists of a diverse group of global organizations from various sectors, including technology, finance, and telecommunications. This council is responsible for overseeing network decisions, implementing policies, and guiding future developments, ensuring decentralization and stability. By involving reputable enterprises, Hedera fosters a transparent governance model that enhances trust and security, promoting responsible growth and innovation within its ecosystem.

Frequently Asked Questions About Lending Hedera (HBAR) in Italy