Bitcoin Lending Rates: Compare the Best (BTC) APY in Italy

Earn interest on Bitcoin up to 15% APY. Explore rates and features across 26 platforms tailored for the Italian market.

Last updated: 12 January 2026|Advertising disclosure

Bitcoin Lending Guide for Italy

How to lend Bitcoin in Italy

Crypto lending guide

Latest Bitcoin (BTC) Prestiti Tassi

Piattaforma	Criptovaluta	APY
Nexo	Bitcoin (BTC)	Up to 6,5% APY
Nebeus	Bitcoin (BTC)	Up to 4,5% APY
EarnPark	Bitcoin (BTC)	Up to 0,1% APY
YouHodler	Bitcoin (BTC)	Up to 12% APY
AQRU	Bitcoin (BTC)	Up to 2,5% APY
Gemini	Bitcoin (BTC)	Up to 0,01% APY

Piattaforma

Criptovaluta

APY

Up to 6,5% APY

Up to 4,5% APY

Up to 0,1% APY

Up to 12% APY

Up to 2,5% APY

Up to 0,01% APY

Historical Bitcoin lending rates (Italy)

Rates shown are the headline rates we track for Italy users; actual rates may vary by product, tier, or terms.

Rate data for YouHodler, Nexo, Aqru, Earnpark, Gemini
Date	YouHodler	Nexo	Aqru	Earnpark	Gemini
2025-12-27	12.00	6.50	2.50	0.15	0.01
2025-12-28	12.00	6.50	2.50	0.15	0.01
2025-12-29	12.00	6.50	2.50	0.15	0.01
2025-12-30	12.00	6.50	2.50	0.15	0.01
2025-12-31	12.00	6.50	2.50	0.15	0.01
2026-01-01	12.00	6.50	2.50	0.15	0.01
2026-01-02	12.00	6.50	2.50	0.15	0.01
2026-01-03	12.00	6.50	2.50	0.15	0.01
2026-01-04	12.00	6.50	2.50	0.15	0.01
2026-01-05	12.00	6.50	2.50	0.15	0.01
2026-01-06	12.00	6.50	2.50	0.15	0.01
2026-01-07	12.00	6.50	2.50	0.15	0.01
2026-01-08	12.00	6.50	2.50	0.15	0.01
2026-01-09	12.00	6.50	2.50	0.15	0.01
2026-01-10	12.00	6.50	2.50	0.15	0.01
2026-01-11	12.00	6.50	2.50	0.15	0.01
2026-01-12	12.00	6.50	2.50	0.13	0.01
2026-01-13	12.00	6.50	2.50	0.10	0.01
2026-01-14	12.00	6.50	2.50	0.10	0.01
2026-01-15	12.00	6.50	2.50	0.10	0.01
2026-01-16	12.00	6.50	2.50	0.10	0.01
2026-01-17	12.00	6.50	2.50	0.10	0.01
2026-01-18	12.00	6.50	2.50	0.10	0.01
2026-01-19	12.00	6.50	2.50	0.10	0.01
2026-01-20	12.00	6.50	2.50	0.10	0.01
2026-01-21	12.00	6.50	2.50	0.10	0.01
2026-01-22	12.00	6.50	2.50	0.10	0.01
2026-01-23	12.00	6.50	2.50	0.10	0.01

YouHodler currently offers the highest Bitcoin lending rate in Italy at 12.00% APY, matching its 30-day average of 12.00%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

Provider	Current Rate	Trend	Average Rate
YouHodler	12%	-	avg 12%
Nexo	6,5%	-	avg 6,5%
Aqru	2,5%	-	avg 2,5%
Earnpark	0,1%		avg 0,13%
Gemini	0,01%	-	avg 0,01%
Best 30-day averageYouHodler (12% APY)

Last updated: 25 Jan 2026, 18:15

Frequently Asked Questions About Lending Bitcoin (BTC) in Italy

What are Bitcoin (BTC) lending rates, and how do they work?

Bitcoin lending rates refer to the interest rates charged by platforms when borrowing Bitcoin or the rates offered for lending your Bitcoin. These rates can vary significantly across different platforms. For instance, there are currently 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these rates is crucial for making sound lending decisions. Regularly checking platforms like Bitcompare can help you compare rates in real time.

How can I find the best Bitcoin (BTC) lending rates?

To find the best Bitcoin lending rates, utilize comparison platforms like Bitcompare that provide real-time data on various lending options. Currently, there are 15 lending rates for Bitcoin, with the top rate available on Neverless. By checking these rates frequently and setting up email alerts, you can stay updated on any changes, ensuring you make informed decisions regarding lending your Bitcoin. Regularly monitoring these rates is essential for maximizing your returns.

What factors influence Bitcoin (BTC) lending rates?

Bitcoin lending rates are influenced by several factors, including market demand for loans, borrower creditworthiness, and the overall supply of Bitcoin available for lending. Additionally, platform-specific policies and competition among lenders can also impact rates. Currently, there are 15 lending rates available for Bitcoin, with the best rate offered by Neverless. Staying informed about these factors can help you choose the most favorable lending option.

What is the average Bitcoin (BTC) lending rate across different platforms?

Currently, the average Bitcoin lending rate is not explicitly available, as it can vary widely across different platforms. However, there are a total of 15 lending rates for Bitcoin, with the best rate found on Neverless. To gain a clearer understanding of the lending landscape, it is advisable to check comparison sites like Bitcompare, which provide real-time data on available rates. This enables you to make informed decisions based on the latest market trends.

Are there any risks associated with lending Bitcoin (BTC)?

Yes, there are risks associated with Bitcoin lending, including borrower default and platform security vulnerabilities. If a borrower fails to repay, you may lose your Bitcoin. Additionally, lending platforms may be susceptible to hacks or fraud. It is important to choose reputable platforms and assess their security measures. With 15 available lending rates for Bitcoin, regularly checking sites like Bitcompare can help you stay informed and mitigate potential risks before engaging in lending activities.

Frequently Asked Questions About Lending Bitcoin (BTC) in Italy