How to Lend Stellar (XLM) in Australia: A Step-by-Step Guide

Introduction

Lending Stellar can be a great option for those who want to hold XLM while earning yield. The steps may seem a bit daunting, especially the first time you do them. That's why we've put this guide together for you.

Step-by-Step Guide

1. Obtain Stellar (XLM) Tokens
To lend Stellar, you need to possess it. To acquire Stellar, you'll need to buy it. You can select from these popular exchanges.
Platform Coin Cost
Nexo Stellar (XLM) 0.23
PrimeXBT Stellar (XLM) 0.22
EarnPark Stellar (XLM) 0.22
YouHodler Stellar (XLM) 0.22
Binance Stellar (XLM) 0.22
Coinbase Stellar (XLM) 0.22
See all 70 prices
2. Choose a Stellar lender
Once you have XLM, you'll need to choose a Stellar lending platform to lend your tokens. You can find some options here.
Platform Coin Interest rate
Nexo Stellar (XLM) Up to 8% p.a.
Nebeus Stellar (XLM) Up to 4.5% p.a.
EarnPark Stellar (XLM) Up to 8% p.a.
YouHodler Stellar (XLM) Up to 12% p.a.
Blockchain.com Stellar (XLM) Up to 1% p.a.
See all 12 lending rates
3. Lend Your Stellar
Once you've chosen a platform to lend your Stellar, transfer your Stellar into your wallet on the lending platform. Once it's deposited, it will start earning interest. Some platforms pay interest daily, while others do so weekly or monthly.
4. Earn Interest
Now all you need to do is sit back while your crypto earns interest. The more you deposit, the more interest you can earn. Ensure your lending platform pays compounding interest to maximise your returns.

Platform	Coin	Cost
Nexo	Stellar (XLM)	0.23
PrimeXBT	Stellar (XLM)	0.22
EarnPark	Stellar (XLM)	0.22
YouHodler	Stellar (XLM)	0.22
Binance	Stellar (XLM)	0.22
Coinbase	Stellar (XLM)	0.22

Platform	Coin	Interest rate
Nexo	Stellar (XLM)	Up to 8% p.a.
Nebeus	Stellar (XLM)	Up to 4.5% p.a.
EarnPark	Stellar (XLM)	Up to 8% p.a.
YouHodler	Stellar (XLM)	Up to 12% p.a.
Blockchain.com	Stellar (XLM)	Up to 1% p.a.

What to Be Aware Of

Lending your crypto can be risky. Ensure you do your research before depositing your crypto. Don't lend more than you're willing to lose. Check their lending practices, reviews, and how they secure your cryptocurrency.

Latest Movements

Stellar (XLM) is currently priced at USD 1 with a 24-hour trading volume of USD 490.63M. The market cap of Stellar stands at USD 12.06B, with 30.38B XLM in circulation. For those looking to buy or trade Stellar, Nexo offers avenues to do so securely and efficiently

Market capitalisation: USD 12.06B
24-hour volume: USD 490.63M
Circulating supply: 30.38B XLM

See the latest information

Frequently Asked Questions About Lending Stellar (XLM)

What are the current lending rates for Stellar (XLM) in Australia?: Currently, there are several lending rates for Stellar (XLM) in Australia. While the average lending rate isn't specified, competitive options exist. For the best rates, check platforms like EarnPark or local exchanges to find the most favourable terms. Staying updated on these rates is crucial for optimising your lending strategy in the Australian cryptocurrency market.
What are the current lending rates for Stellar (XLM)?: As of now, there are a total of seven lending rates available for Stellar (XLM). The average lending rate is currently not specified, but competitive options are available. For the best lending rate, check platforms like EarnPark to discover the most favorable terms. Staying informed about these rates is essential for optimizing your lending strategy in the cryptocurrency market.
How can I find the best lending rates for Stellar (XLM)?: To find the best lending rates for Stellar (XLM), you can use cryptocurrency comparison platforms like Bitcompare. They provide real-time data on various lending options, including the most competitive rates available. Currently, EarnPark offers one of the most attractive lending rates for XLM. Regularly checking these comparisons ensures that you stay informed about the best opportunities in the market, helping you make informed decisions regarding your Stellar holdings.
What factors influence lending rates for Stellar (XLM)?: Lending rates for Stellar (XLM) can be influenced by various factors, including market demand, overall cryptocurrency market conditions, and the specific policies of lending platforms. Additionally, the risks associated with lending and borrowing XLM, as well as the duration of the loan, can also affect rates. Staying informed about these variables is crucial, and Bitcompare provides insights and real-time updates to help you navigate the lending landscape for Stellar effectively.
Are there any risks associated with lending Stellar (XLM)?: Yes, there are several risks associated with lending Stellar (XLM). These include the potential for borrower default, market volatility affecting the value of XLM, and changes in lending platform policies. Additionally, the cryptocurrency market can be unpredictable, which may impact lending rates and terms. It is essential to conduct thorough research and stay updated with the latest news and market sentiment, which can be found on Bitcompare, to effectively mitigate these risks.
How often do lending rates for Stellar (XLM) change?: Lending rates for Stellar (XLM) can change frequently, often on a daily basis, due to fluctuations in market demand, liquidity, and borrower risk profiles. Various lending platforms may adjust their rates based on current market conditions and competitive pressures. To stay informed about these changes, it is advisable to regularly check platforms like Bitcompare, which provide real-time price comparisons and updates on lending rates for Stellar, ensuring you have the latest information readily available.

Stellar XLM News

January 19, 20263 Altcoins To Watch In The Third Week of January 2026

These three altcoins are facing volatility as key upgrades and supply changes shape price action in the third week of January.

January 15, 2026CME Expands US Crypto Futures Lineup with New Altcoin Contracts

CME Group plans to add futures tied to Cardano, Chainlink and Stellar, building on its existing US-regulated crypto derivatives for Bitcoin, Ether, XRP and Solana.

January 15, 2026Chainlink, Cardano and Stellar Futures Begin Trading on CME Next Month - Decrypt

CME Group plans to launch Cardano, Chainlink, and Stellar futures on February 9, pending approval.

Top Pairs for Stellar

Frequently Asked Questions About Lending Stellar (XLM)

Platform	Coin	Cost
Nexo	Stellar (XLM)	0.23
PrimeXBT	Stellar (XLM)	0.22
EarnPark	Stellar (XLM)	0.22
YouHodler	Stellar (XLM)	0.22
Binance	Stellar (XLM)	0.22
Coinbase	Stellar (XLM)	0.22

Platform	Coin	Interest rate
Nexo	Stellar (XLM)	Up to 8% p.a.
Nebeus	Stellar (XLM)	Up to 4.5% p.a.
EarnPark	Stellar (XLM)	Up to 8% p.a.
YouHodler	Stellar (XLM)	Up to 12% p.a.
Blockchain.com	Stellar (XLM)	Up to 1% p.a.

What are the current lending rates for Stellar (XLM) in Australia?

Currently, there are several lending rates for Stellar (XLM) in Australia. While the average lending rate isn't specified, competitive options exist. For the best rates, check platforms like EarnPark or local exchanges to find the most favourable terms. Staying updated on these rates is crucial for optimising your lending strategy in the Australian cryptocurrency market.

What are the current lending rates for Stellar (XLM)?

As of now, there are a total of seven lending rates available for Stellar (XLM). The average lending rate is currently not specified, but competitive options are available. For the best lending rate, check platforms like EarnPark to discover the most favorable terms. Staying informed about these rates is essential for optimizing your lending strategy in the cryptocurrency market.

How can I find the best lending rates for Stellar (XLM)?

To find the best lending rates for Stellar (XLM), you can use cryptocurrency comparison platforms like Bitcompare. They provide real-time data on various lending options, including the most competitive rates available. Currently, EarnPark offers one of the most attractive lending rates for XLM. Regularly checking these comparisons ensures that you stay informed about the best opportunities in the market, helping you make informed decisions regarding your Stellar holdings.

What factors influence lending rates for Stellar (XLM)?

Lending rates for Stellar (XLM) can be influenced by various factors, including market demand, overall cryptocurrency market conditions, and the specific policies of lending platforms. Additionally, the risks associated with lending and borrowing XLM, as well as the duration of the loan, can also affect rates. Staying informed about these variables is crucial, and Bitcompare provides insights and real-time updates to help you navigate the lending landscape for Stellar effectively.

Are there any risks associated with lending Stellar (XLM)?

Yes, there are several risks associated with lending Stellar (XLM). These include the potential for borrower default, market volatility affecting the value of XLM, and changes in lending platform policies. Additionally, the cryptocurrency market can be unpredictable, which may impact lending rates and terms. It is essential to conduct thorough research and stay updated with the latest news and market sentiment, which can be found on Bitcompare, to effectively mitigate these risks.

How often do lending rates for Stellar (XLM) change?

Lending rates for Stellar (XLM) can change frequently, often on a daily basis, due to fluctuations in market demand, liquidity, and borrower risk profiles. Various lending platforms may adjust their rates based on current market conditions and competitive pressures. To stay informed about these changes, it is advisable to regularly check platforms like Bitcompare, which provide real-time price comparisons and updates on lending rates for Stellar, ensuring you have the latest information readily available.

How to Lend Stellar (XLM) in Australia

What you will learn