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  1. Bitcompare
  2. USDC (USDC)
USDC logo

USDC (USDC) Rates

Compare lending, staking & borrowing rates across 10 platforms

$1.00
↑ 0.01%
Updated: 12 January 2026
Disclaimer: This page may contain affiliate links. Bitcompare may receive compensation if you visit any links. Please refer to our Advertising disclosure.

Latest USDC (USDC) Interest Rates

USDC Lending Rates Market Summary

Average Rate
7.09% APY
Highest Rate
20% (YouHodler)
Platforms Tracked
9
Best Risk-Adjusted
20% (YouHodler)

USDC (USDC) Lending Rates

PlatformCoinInterest rate
NexoUSDC (USDC)Up to 13% p.a.
NebeusUSDC (USDC)Up to 13% p.a.
EarnParkUSDC (USDC)Up to 0.05% p.a.
YouHodlerUSDC (USDC)Up to 20% p.a.
SyrupUSDC (USDC)Up to 5.28% p.a.
AQRUUSDC (USDC)Up to 6% p.a.
CompoundUSDC (USDC)Up to 3.24% p.a.
AaveUSDC (USDC)Up to 3.18% p.a.
GeminiUSDC (USDC)Up to 0.01% p.a.
View all 61 lending rates

USDC (USDC) Staking Rewards

PlatformCoinStaking returns
EarnParkUSDC (USDC)Up to 0.05% p.a.
YouHodlerUSDC (USDC)Up to 20% p.a.
SyrupUSDC (USDC)Up to 5.28% p.a.
AQRUUSDC (USDC)Up to 6% p.a.
CompoundUSDC (USDC)Up to 3.24% p.a.
AaveUSDC (USDC)Up to 3.18% p.a.
GeminiUSDC (USDC)Up to 0.01% p.a.
View all 4 staking rewards

USDC (USDC) Borrowing Rates

PlatformCoinInterest rate
NexoUSDC (USDC)From 2.9% per cent APR
NebeusUSDC (USDC)From 10% per cent APR
YouHodlerUSDC (USDC)From 3% per cent APR
View all 28 borrowing rates

Best USDC (USDC) Prices

PlatformCoinCost
NexoUSDC (USDC)1
BinanceUSDC (USDC)1
CoinbaseUSDC (USDC)0
OKXUSDC (USDC)1
BakeUSDC (USDC)1
BingXUSDC (USDC)1

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Price of USDC (USDC) Today

As of the latest data, USDC (USDC) is currently priced at $1.00 with a market capitalization of $78,284,455,155.31. The 24-hour trading volume stands at $15,328,116,774.00, The circulating supply of USDC is approximately 78284455155.30666. The cryptocurrency has seen a 0.03% increase in value over the past 24 hours.

USDC Buying Guide

How to purchase USDC
How to earn USDC
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Top Pairs for USDC

AVAXAVAXUSDCUSDC
BTCBTCUSDCUSDC
BNBBNBUSDCUSDC
ADAADAUSDCUSDC
LINKLINKUSDCUSDC
DOGEDOGEUSDCUSDC
ETHETHUSDCUSDC
STETHSTETHUSDCUSDC
DOTDOTUSDCUSDC
SHIBSHIBUSDCUSDC
SOLSOLUSDCUSDC
XLMXLMUSDCUSDC

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Newly Added Coins for Purchase

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Supported Exchanges

Nexo logo
Nexo
EarnPark logo
EarnPark
YouHodler logo
YouHodler
Binance logo
Binance
Coinbase logo
Coinbase

About USDC

USD Coin (USDC) is a stablecoin built on blockchain technology, designed for fast and secure transactions within the cryptocurrency space. Issued by regulated financial institutions, USDC is pegged to the Australian dollar, maintaining a 1:1 value ratio through regular audits and reserves held in...
USDC serves multiple purposes in the cryptocurrency ecosystem, acting as a stable medium of exchange and a store of value. In the DeFi space, users can lend and borrow USDC to earn interest or access liquidity without converting back to traditional fiat currencies.
The tokenomics of USD Coin (USDC) ensure its stability and reliability as a stablecoin pegged to the Australian dollar. Each USDC token is fully backed by an equivalent amount of AUD held in reserve, maintaining a 1:1 value ratio.
USDC incorporates robust security features to ensure transaction integrity and safety within the blockchain ecosystem. Although specific details about its underlying blockchain technology are not publicly disclosed, USDC is issued by regulated financial institutions that follow strict compliance...
Since its launch, the development roadmap of USD Coin (USDC) has focused on enhancing utility, compliance, and integration within the broader cryptocurrency ecosystem. Major milestones include its initial launch in September 2018 by Circle and the Centre consortium, establishing USDC as a fully...

How to Secure Your USDC Holdings in Australia

To safeguard your USDC assets, consider using a hardware wallet, which offers a secure offline environment for your private keys. Trusted brands like Ledger and Trezor are popular choices. Always store your private keys securely, preferably offline, and never disclose them to anyone.
Use a strong, unique password for any linked accounts. Stay vigilant against common security threats such as phishing scams and malware; enhance your protection by enabling two-factor authentication (2FA) on your accounts and keeping your software up to date.
For additional security, think about using multi-signature wallets, which require multiple private keys to approve a transaction, thus lowering the risk of unauthorized access. Lastly, implement a solid backup strategy by creating encrypted copies of your wallet and private keys, storing them in...

How Does USDC Work in Australia?

USD Coin (USDC) operates on a blockchain primarily built on the Ethereum network, using smart contracts for the issuance and redemption of this stablecoin, which is pegged to the Australian dollar equivalent. The consensus mechanism is based on Ethereum's proof-of-stake model, ensuring transactions...
Transaction validation involves a multi-step process where transactions are grouped into blocks, verified by validators, and added to the blockchain, ensuring transparency and immutability. Security measures include cryptographic techniques to prevent double-spending and unauthorized access,...
USDC's unique features include facilitating instant transfers and conversions to fiat currency, as well as compliance with Australian regulatory standards, enhancing its usability for both retail and institutional users in the local market.

Frequently Asked Questions About USDC (USDC)

What are the current loan rates for USDC?
As of now, USDC offers a total of five loan rates for users. The best loan rate can be found on Aave, although specific percentages are not disclosed. It is crucial to stay updated on these rates, as they can fluctuate frequently. For real-time comparisons, consider utilizing Bitcompare's features to monitor the best options available and to receive email alerts for any significant changes.
What are the current earn rates for USDC in Australia and how can I benefit from them?
USDC offers various earn rates across multiple platforms, with several options available. The best earn rate currently stands at [object Object]% on Ledn. To benefit from these rates, deposit your USDC into platforms that provide interest-earning opportunities. It's crucial to regularly compare rates and terms to maximise your earnings. Stay informed by checking local resources for real-time updates and alerts on cryptocurrency rates.
What are the current loan rates for USDC in Australia?
Currently, USDC offers various loan rates for users in Australia. The most competitive rates can be found on platforms like Aave, though specific percentages may vary. It's important to keep an eye on these rates as they can change frequently. For real-time comparisons, consider using services like Bitcompare to track the best options and set up email alerts for any significant updates.
What are the current earn rates for USDC and how can I take advantage of them?
USDC offers a variety of earn rates across multiple platforms, with a total of 22 available options. The best earn rate currently stands at [object Object]% on Ledn. To take advantage of these rates, you can deposit your USDC into platforms that provide interest-earning opportunities. It is essential to compare rates and terms regularly to maximize your earnings, and you can stay informed by checking Bitcompare's real-time updates and alerts.
How can I find the best loan rates for USDC?
To find the best loan rates for USDC, you can utilize platforms like Bitcompare that offer real-time price comparisons and rate alerts. These tools allow you to track various lending platforms, including Aave, which currently offers the best rate. Regularly checking these resources will help you stay informed about fluctuations in rates, ensuring you take advantage of the most favorable conditions for your USDC loans.
How can I begin earning interest on my USDC holdings?
To begin earning interest on your USDC holdings, select a cryptocurrency platform that offers earning programs, such as Ledn or others listed on Bitcompare. After creating an account, deposit your USDC into an interest-earning wallet or account provided by the platform. Be sure to review the platform’s terms, including the earning rates, withdrawal options, and any associated fees. Regularly monitoring these details will help you optimize your earnings and make informed decisions regarding your USDC investments.
What factors should I consider when selecting a platform to earn interest on USDC?
When choosing a platform to earn interest on USDC, consider factors such as the interest rates offered, the platform's reputation, security measures, and any associated fees. Look for platforms with transparent policies and a history of reliability, such as Ledn, which is known for its competitive rates. Additionally, assess the ease of access to your funds, withdrawal options, and the quality of customer support. Regularly checking Bitcompare can help you compare these factors and find the best platform for your earning needs.
Are there any fees associated with USDC loans?
Yes, there may be fees associated with USDC loans, which can vary depending on the lending platform. Common fees include origination fees, withdrawal fees, and transaction fees. It is important to read the terms and conditions of each platform carefully to understand any applicable charges. Platforms like Aave may have specific fee structures, so using Bitcompare can help you compare these details across various services to make an informed decision when borrowing USDC.
What factors influence USDC loan rates?
USDC loan rates are influenced by several factors, including market demand for USDC, the liquidity of the lending platform, and overall economic conditions. Additionally, individual platform policies and competitive strategies can affect the rates offered. For instance, platforms like Aave may adjust their rates based on user activity and market trends. Staying updated through Bitcompare can help you monitor these factors and make informed decisions regarding your USDC loans.