Bitcompare

The trusted provider of rates and financial information

TwitterFacebookLinkedInYouTubeInstagram

Latest

  • Crypto Staking Rewards
  • Crypto Lending Rates
  • Crypto Loan Rates

Lending Rates

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • USD Coin (USDC)
  • Solana (SOL)
  • BNB (BNB)
  • XRP (XRP)

Stablecoins

  • Stablecoin Interest Rates
  • Tether (USDT)
  • USD Coin (USDC)
  • Dai (DAI)

Company

  • Become a partner
  • Contact us
  • About
  • Developer API
  • A Blu.Ventures company
  • Status

Get crypto smart in 5 minutes

Join readers from Coinbase, a16z, Binance, Uniswap, Sequoia and more for the latest staking rewards, tips, insights and news.

No spam, unsubscribe anytime. Read our Privacy Policy.

PolicyTerms of useAdvertising disclosureSitemap

© 2026 Bitcompare

Bitcompare.net is a trading name of Blue Venture Studios Pte Ltd, 68 Circular Road, #02-01, 049422, Singapore

Advertising disclosure: Bitcompare is a comparison engine that relies on advertising for funding. The business opportunities that can be found on this site are offered by companies with which Bitcompare has made deals. This relationship may affect the way and where products appear on the site, such as in what order they are listed in categories. Information about products may also be placed based on other factors, such as the ranking algorithms on our website. Bitcompare does not look at or list all companies or products on the market.

Editorial disclosure: The editorial content on Bitcompare is not provided by any of the companies mentioned, and has not been reviewed, approved, or otherwise endorsed by any of these entities. The opinions expressed here are the author's alone. Additionally, the opinions expressed by the commenters do not necessarily reflect those of Bitcompare or its staff. When you leave a comment on this site, it will not show up until a Bitcompare administrator approves it.

Warning: The price of digital assets can be volatile. The value of your investment can go down or up, and you may not get back the amount invested. You are the only one who is responsible for the money you invest, and Bitcompare is not responsible for any losses you might have. Any APR shown is a rough estimate of how much cryptocurrency you will earn in rewards over the time period you choose. It does not display the actual or predicted returns or yields in any fiat currency. The APR is adjusted daily, and the estimated rewards may differ from the actual rewards generated. The information on this page is not meant to be a sign from Bitcompare that the information is correct or reliable. Before making any investment, you should carefully consider your investment experience, financial situation, investment objectives, and risk tolerance, and consult with an independent financial advisor. Links to third-party sites are not under the control of Bitcompare, and we are not responsible for the reliability or accuracy of such sites or their contents. For more information, see the Terms of Service for Bitcompare and our Risk Warning

BitcompareBitcompare
  • Get listed
LendingStakingBorrowingStablecoins
  1. Bitcompare
  2. Coins
  3. USDC (USDC)
USDC logo

USDC (USDC) Interest Rates

Compare USDC interest rates for lending, staking, and borrowing

$1.00
↑ 0.01%
Updated: January 12, 2026
Disclaimer: This page may contain affiliate links. Bitcompare may be compensated if you visit any links. Please refer to our Advertising disclosure.

USDC Guides

How to buy USDC
How to earn USDC

Stablecoin Interest Rates

Compare lending, staking, and borrowing rates for USDT, USDC, DAI, and 40+ stablecoins across top platforms.

Up to 12% APY
40+ stablecoins
Compare Stablecoin Rates →

Popular Coins

Bitcoin logo
Bitcoin (BTC)
Ethereum logo
Ethereum (ETH)
Tether logo
Tether (USDT)
USD Coin logo
USD Coin (USDC)
Solana logo
Solana (SOL)
BNB logo
BNB (BNB)
XRP logo
XRP (XRP)
Cardano logo
Cardano (ADA)
Dogecoin logo
Dogecoin (DOGE)
Polkadot logo
Polkadot (DOT)

Best USDC (USDC) lending options compared: Highest Rate: YouHodler offers 20.00% APY. Maximum yield currently available. Best Overall: Nexo offers 12.00% APY. Regulated CeFi with insurance. Best DeFi Option: Syrup offers 4.79% APY. Non-custodial, no counterparty risk.

Best USDC Lending Options

Highest Rate:YouHodler(20.00% APY)

Maximum yield currently available

Best Overall:Nexo(12.00% APY)

Regulated CeFi with insurance

Best DeFi Option:Syrup(4.79% APY)

Non-custodial, no counterparty risk

Recommendations based on current rates, platform type, and trust factors. Always do your own research before investing.

USDC USDC News

Circle (CRCL) nearly 50% higher in two sessions since earnings results
February 26, 2026Circle (CRCL) nearly 50% higher in two sessions since earnings results

The violent move had more to do with hedge funds' overcrowded bearish positioning getting wiped out than the company’s financial performance, one analyst pointed out.

What AI Agents Need from Crypto Exchanges
February 26, 2026What AI Agents Need from Crypto Exchanges

On February 11, Coinbase launched Agentic Wallets, the first wallet infrastructure built specifically for AI agents.

Ethereum news: MetaMask expands debit card nationwide across US after EU pilot
February 26, 2026Ethereum news: MetaMask expands debit card nationwide across US after EU pilot

The card lets users spend digital assets directly from their self-custodial wallets at various merchants.

The highest USDC lending rate is 20.00% APY on YouHodler. USDC staking rewards reach 12.00% APY on Nexo. Borrow against USDC from 1.90% APR on Nexo. Rates tracked across 13 platforms.

Best USDC Interest Rates

Updated every 15 min
Lending
20.00% APY
on YouHodler →
Staking
12.00% APY
on Nexo →
Borrowing
1.90% APR
on Nexo →

Comparing USDC rates across 13 platforms to find you the best yields.

The best USDC interest rate is currently 20.0% APY on YouHodler. Across 8 platforms, the average USDC lending rate is 6.8% APY. Below you can compare all USDC lending, staking, and borrowing rates side by side.

NexoSponsored
Earn High Yields on Your Crypto with Nexo
  • Daily compounding interest
  • No lock-up periods, withdraw anytime

Stablecoins

Tether logo
Tether (USDT)
USDC logo
USDC (USDC)
USDS logo
USDS (USDS)
Dai logo
Dai (DAI)
First Digital USD logo
First Digital USD (FDUSD)

Frequently Asked Questions About USDC (USDC) Interest Rates

What are the current loan rates for USDC?
As of now, USDC offers a total of five loan rates for users. The best loan rate can be found on Aave, although specific percentages are not disclosed. It is crucial to stay updated on these rates, as they can fluctuate frequently. For real-time comparisons, consider utilizing Bitcompare's features to monitor the best options available and to receive email alerts for any significant changes.
What are the current earn rates for USDC and how can I take advantage of them?
USDC offers a variety of earn rates across multiple platforms, with a total of 22 available options. The best earn rate currently stands at [object Object]% on Ledn. To take advantage of these rates, you can deposit your USDC into platforms that provide interest-earning opportunities. It is essential to compare rates and terms regularly to maximize your earnings, and you can stay informed by checking Bitcompare's real-time updates and alerts.

Compare USDC (USDC) Interest Rates

USDC (USDC) Lending Rates

See all 61 lending rates

USDC (USDC) Staking Rewards

See all 4 staking rewards

USDC (USDC) Borrowing Rates

See all 28 borrowing rates
PlatformActionMax RateBase RateMin DepositLockupUS Access
EarnParkGo to Platform5% APY———Not US
NexoGo to Platform12% APY——90 daysCheck terms
NebeusGo to Platform13% APY———Not US
YouHodlerGo to Platform20% APY———Not US
SyrupGo to Platform4.79% APY———Check terms
AQRUGo to Platform6% APY———Check terms
CompoundGo to Platform3.24% APY———Check terms
AaveGo to Platform3.18% APY———Check terms
GeminiGo to Platform0.01% APY———US Available
PlatformActionMax RateBase RateMin DepositLockupUS Access
EarnParkGo to Platform5% APY———Not US
YouHodlerGo to Platform20% APY———Not US
SyrupGo to Platform4.79% APY———Check terms
AQRUGo to Platform6% APY———Check terms
CompoundGo to Platform3.24% APY———Check terms
AaveGo to Platform3.18% APY———Check terms
GeminiGo to Platform0.01% APY———US Available
PlatformActionBest RateLTVMin CollateralUS Access
NexoGet Loan2.9% APR——Check terms
YouHodlerGet Loan3% APR——Not US
NebeusGet Loan10% APR——Not US

USDC Lending Rates Market Summary

Average Rate
7.47%APY
Highest Rate
20%APY
YouHodler
Platforms Tracked
9
Best Risk-Adjusted
20%APY
YouHodler