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Gearbox Lending Rates Up to 3.23% APY

Compare all Gearbox lending rates and find the highest APY for your crypto.

Last updated: June 28, 2026|Advertising disclosure

Gearbox offers lending rates up to 3.23% APY, with the best rate on Ethereum (eth). Other supported coins: steth (1.05% APY), usdc (0.88% APY). Compare Gearbox lending rates for 3 cryptocurrencies.

Compare Gearbox Lending Rates

CoinPlatformInterest rate
Ethereum (eth)GearboxUp to 3.23% APY
USDC (usdc)GearboxUp to 0.88% APY
Lido Staked Ether (steth)GearboxUp to 1.05% APY

Historical Gearbox lending rates (the United States)

Rates shown are the headline rates we track for the United States users; actual rates may vary by product, tier, or terms.

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Chart comparing rates for Ethereum, Lido Staked Ether, USDC over the past 30-day

Gearbox currently offers the highest Ethereum lending rate in the United States at 3.23% APY, above its 30-day average of 3.02%.

30-DAY AVERAGE RATESArrows compare today vs 30-day average

CoinCurrent RateTrendAverage Rate
3.23%avg 3.02%
0%avg 0.5%
0%avg 0.81%
Best 30-day averageEthereum (3.02% APY)