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Bitcoin logo

Bitcoin Loan Rates: Compare Best (BTC) APY

Instead of selling your Bitcoin, consider using it as collateral to secure a Bitcoin-backed loan. Compare the best BTC loan options from a diverse selection of providers available in South Africa.

Last updated: 17 December 2025|Advertising disclosure
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NexoSponsored
Borrow Against Your Crypto with Nexo South Africa
  • Rates as low as 5.9% APY.
  • Immediate approval and funding.
  • No liquidation of your cryptocurrency assets.

Bitcoin BTC Updates

Crypto exchange HashKey's shares fall 5% on trading debut in Hong Kong
December 17, 2025Crypto exchange HashKey's shares fall 5% on trading debut in Hong Kong

Investors questioned whether Hong Kong’s dominant licensed exchange can turn surging volumes and regulatory advantage into sustainable profits.

Hyperliquid’s $200 billion pitch: Is this next Solana-scale DeFi bet?: Asia Morning Briefing
December 17, 2025Hyperliquid’s $200 billion pitch: Is this next Solana-scale DeFi bet?: Asia Morning Briefing

Cantor says Hyperliquid is trading infrastructure, not speculative DeFi, with HYPD and PURR offering exposure to fees, buybacks, and CEX share gains.

Tether leads $8M funding for Lightning startup focused on stablecoins
December 17, 2025Tether leads $8M funding for Lightning startup focused on stablecoins

Tether and Ego Death Capital have invested $8 million in Speed, a payments platform that utilizes the Bitcoin Lightning Network to facilitate enterprise stablecoin transactions.

Frequently Asked Questions About Borrowing Bitcoin (BTC) in South Africa

What are Bitcoin loan rates, and how do they work?
Bitcoin loan rates refer to the interest rates charged when borrowing Bitcoin. These rates can vary based on the lender, market conditions, and the borrower's creditworthiness. Typically, loan rates for Bitcoin are influenced by factors such as current demand for loans, prevailing Bitcoin prices, and the duration of the loan. On Bitcompare, users can find real-time comparisons of various Bitcoin loan rates to ensure they are getting the best available deal.
How can I find the best rates for Bitcoin loans?
To find the best Bitcoin loan rates, utilize comparison platforms like Bitcompare, which analyze live market data from various lenders. Bitcompare provides real-time price comparisons, displaying multiple rates available for Bitcoin loans. Additionally, consider setting up email rate alerts to stay informed about changes in rates. This proactive approach will help you secure the most favorable terms for your Bitcoin borrowing needs.
What factors influence Bitcoin loan rates?
Bitcoin loan rates are influenced by several key factors, including market demand for loans, the volatility of Bitcoin prices, and the lender's risk assessment. Additionally, the duration of the loan and the borrower's financial profile, including credit history and collateral, can affect rates. Market sentiment and broader economic conditions also play a role in determining how lenders set their rates for Bitcoin loans. Staying informed through platforms like Bitcompare can help you better understand these dynamics.

Supported Lending Platforms in South Africa

Nexo logo
Nexo
Xapo Bank logo
Xapo Bank
Nebeus logo
Nebeus
YouHodler logo
YouHodler
Aave logo
Aave

Newly Added Coins for Lending

USDT0 logo
USDT0 (usdt0)
USDtb logo
USDtb (usdtb)
Ideal Opportunities logo
Ideal Opportunities (IO)
MatrixGPT logo
MatrixGPT (MAI)
Wild Coin logo
Wild Coin (WLD)
YouHodler

0,19% BTC

Similar Coins to Borrow in South Africa

XRP logo
XRP (XRP)
Dogecoin logo
Dogecoin (DOGE)
FYDcoin logo
FYDcoin (FYD)
Stellar logo
Stellar (XLM)
Decred logo
Decred (DCR)

Latest Bitcoin (BTC) Borrowing Rates in South Africa

PlatformMintAPY
NexoBitcoin (BTC)From 2,9% APY
Xapo BankBitcoin (BTC)From 10,26% APY
NebeusBitcoin (BTC)From 8% APY
YouHodlerBitcoin (BTC)From 8% APY
AaveBitcoin (BTC)From 0,51% APY
BitgetBitcoin (BTC)From 2,88% APY

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